David Ramirez
$175,0002 bd2 ba960 sqft$182 /sqft$1,398 /mo all-in ↓

221 HERON ROAD, CLEARWATER, FL, 33764

Active50 days on marketListed Jun 3, 2026MLS #TB8514529

Priced 24% below the CLEARWATER 33764 medianManufactured HomeRANCH MOBILE

About this home

221 HERON ROAD

Welcome to Ranch Mobile Park in Clearwater, Florida. Just a 15-minute drive to the fine sandy beaches of the Gulf. The Ranch Mobile neighborhood and is a resident owned park (No Land Lease fees), with low $163 monthly maintenance fees, covering water, trash, sewer and use of park amenities. The home is not located in the pet portion of the park. Emotional support animals must have proper documentation. This 2002 Disabled Accessible home offers a thoughtfully designed split floor plan featuring vaulted ceilings and a spacious, open-concept living and dining area, galley kitchen. The layout includes 2 bedrooms, 2 bathrooms, and a versatile 9’ x 11’ studio/den—the perfect sanctuary for creative pursuits, a professional home office, or a quiet retreat. Enjoy a private back patio and the peace of mind that comes with modern updates. Partially furnished. Full Accessibility: Built with ease of movement in mind, featuring a sturdy entry ramp and wide, accessible doorways throughout the interior. High-End Flooring (2022): New Milliken industrial-grade carpet planks specifically chosen for their durability; these will hold up beautifully to any manual or power wheelchair. Galley Kitchen: Highly functional layout featuring a brand-new refrigerator (2026). Creative Studio/Den (9’ x 11’): A bright and inspiring space perfect for: A quiet home office, or a peaceful reading nook. Master Suite: A generous retreat with an en suite featuring a Jacuzzi tub, separate shower, bidet, built-in vanity, and a massive 4’ x 11’ walk-in closet. Second Bedroom: Maximizes space with a convenient Murphy bed, located adjacent to a full guest bath with a tub/shower combo. Indoor Laundry: Equipped with a new (2026) stackable washer and dryer for modern convenience. Climate Control: Three new Mini-Split AC/Heat systems ensuring efficient, year-round comfort. Modern Infrastructure: • New Roof (2021): 35-year architectural shingles. • New Hot Water Heater (2020): Reliable and energy efficient. • Metal Skirting (2022): Added for superior rodent protection. Outdoor Oasis: A private rear patio area ideal for sunbathing or entertaining, plus a 10’ x 12’ shed for seasonal storage and hobbies The park is governed by a seven-member Board of Directors that is elected by the leaseholders of the community. The facilities here include a club house, 8 shuffleboard courts, 6 corn hole courts, 2 recreation halls, a putting green, pond, arboretum and a swimming pool with a pavilion.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

960

Sqft

0.08 ac

Lot size

2002

Year built

One

Levels

$182

Per sqft

Partially55+ community

Inside

FlooringCarpet · Linoleum
AppliancesBuilt-In Oven · Dishwasher · Dryer · Electric Water Heater · Range · Washer
InteriorLiving Room/Dining Room Combo · Primary Bedroom Main Floor · Thermostat · Walk-In Closet(s)
LaundryIn Kitchen
CoolingMini-Split Unit(s)
HeatingElectric · Other
FurnishedPartially

Outside & construction

RoofShingle
ConstructionVinyl Siding
FoundationPillar/Post/Pier
FacesWest
ExteriorRain Gutters · Storage

Community & fees

Taxes (2024)$1,560/yr
PetsBreed Restrictions, Cats OK
CommunityClubhouse · Pool

Utilities & systems

UtilitiesElectricity Connected · Phone Available · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,398 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,030
FHA mortgage insurance (est.)$77
Property tax — 2024 actual bill$130
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,125Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $6,125
Interest rate6.00%
Loan term

Estimated payment

$1,398/mo

Principal & interest$1,030
FHA mortgage insurance (est.)$77
Property taxes (actual bill)$130
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $175K
$103KedgeAI estimate $166,022 · range $107K$199K$207K

vs edgeAI estimate

+5.4%

Days on market

50 vs 47 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ranch

Map of 221 HERON ROAD inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)26 min
Downtown Tampa27 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clearwater. See the full Clearwater guide →

Ranch — neighborhood snapshot

Population

792

Median age

66

Median income

$31,151

Median home value

$61,500

Avg household

2

Households w/ children

18%

For the school run

Pinellas County School District

ElementaryFrontier Elementary School★★★★★
HighPinellas Park High School★★★★
MiddleFitzGerald Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clearwater market

Seller’s marketBalanced6.5 months of inventoryBuyer’s market

$332K$335K

Clearwater median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 24% below the CLEARWATER 33764 median. See the full Clearwater market guide →

Paper trail

This home's history

Jun 3, 2026Listed at $175,000 · 50 days on market since
2002Built · RANCH MOBILE

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 221 HERON ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 221 HERON ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

221 HERON ROAD FAQs

What would the monthly payment be for 221 HERON ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,398/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 221 HERON ROAD?+

The most recent tax bill on record (2024) was $1,560. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 221 HERON ROAD?+

The listing reports pets: Breed Restrictions, Cats OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clearwater?+

At $175,000, this home is listed about 36% below the Clearwater median of $275,000. The market section on this page shows how the area is trending.

Which schools are assigned to 221 HERON ROAD?+

Frontier Elementary School (elementary), Pinellas Park High School (high), FitzGerald Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of SELECT REAL ESTATE OF PINELLAS · Vint Hughes. MLS #TB8514529.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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