4832 5TH STREET S, ST PETERSBURG, FL, 33705
Active45 days on marketListed Jun 25, 2026MLS #TB8514521
About this home
4832 5TH STREET S
LISTED BELOW APPRAISED VALUE! WALK IN WITH INSTANT EQUITY! Welcome to 4832 5th St. S., St. Petersburg — where elegant modern upgrades, an unbeatable location, and peace of mind come together. Just minutes from the Gulf beaches, this beautifully updated home offers the rare opportunity to enjoy the Florida lifestyle while being located NOT IN A FLOOD.ZONE, providing added confidence and lower insurance concerns despite being so close to the water!! Inside, you’ll find three large bedrooms a bonus room AND three full bathrooms!! A thoughtfully designed layout featuring two spacious ensuite bedrooms, creating ideal accommodations for guests, multigenerational living, or added privacy. An additional bonus room with a window and closet offers endless possibilities as a home office, nursery, fitness room, or flex space to fit your lifestyle. Modern upgrades throughout make this home truly move-in ready, allowing you to spend less time renovating and more time enjoying everything that makes up the beautiful city of St. Petersburg. Brand New HVAC units as well as TWO NEW tankless water heaters. This home has upgrades to give you peace of mind! Located near Lake Maggiore and just a short drive to Tierra Verde and the Skyway Fishing Pier and Causeway, adventure is always within reach! Spend your weekends at St. Pete Beach, Madeira Beach, Treasure Island, or Pass-a-Grille, all just minutes away. Grab lunch at Ferg’s before catching a Tampa Bay Rays game at Tropicana Field, or head downtown to experience the vibrant energy of St. Petersburg. Downtown St. Pete offers something for everyone, from the waterfront beauty of Vinoy Park and Beach Drive to the St. Pete Pier, local boutiques, outdoor dining, art galleries, and some of the area’s most popular restaurants. Whether you’re enjoying dinner along the waterfront, exploring local events, or spending the day at the beach, this location places you at the center of it all. Best of all, this home offers the convenience of being close to the beaches and downtown attractions and did I mention? You are NOT IN A FLOOD ZONE! —a rare and valuable advantage in this highly desirable area. Homes that combine modern updates, flexible living space, and this exceptional location do not come along often. Schedule your private showing today and discover why this St. Petersburg home is one you simply have to see in person.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
1,794
Sqft
0.2 ac
Lot size
1954
Year built
One
Levels
$312
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,816 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,816/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−7%
$/sqft vs St Petersburg actives
$312 vs $327
Days on market
45 vs 55 typical
Where $312/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bayou Highlands
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Bayou Highlands — neighborhood snapshot
Population
2,438
Median age
38
Median income
$65,425
Median home value
$281,223
Avg household
3
Households w/ children
259
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
220 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 92% above the ST PETERSBURG 33705 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 4832 5TH STREET S
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$643,000
1845 PINELLAS POINT DRIVE S
3 bd · 2 ba · 1,821 sqft · $353/sqft · 7 DOM
Sold · Jul ’26$485,000
6801 17TH STREET S
4 bd · 3 ba · 1,825 sqft · $266/sqft · 55 DOM
Sold · Apr ’26$387,700
6801 17TH STREET S
4 bd · 3 ba · 1,825 sqft · $212/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4832 5TH STREET S — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4832 5TH STREET S — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4832 5TH STREET S FAQs
What would the monthly payment be for 4832 5TH STREET S?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,816/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4832 5TH STREET S?+
The most recent tax bill on record (2026) was $1,417. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Petersburg?+
At $559,000, this home is listed about 30% above the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4832 5TH STREET S?+
Lakewood High School (high), Lakewood Elementary School (elementary), Bay Point Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of AGILE GROUP REALTY · Precious Plemons. MLS #TB8514521.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New St Petersburg homes, in your inbox
Like 4832 5TH STREET S but not quite? A daily digest of every new listing in St Petersburg — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →