3857 CABERNET TERRACE, WESLEY CHAPEL, FL, 33543
Active53 days on marketListed Jun 2, 2026MLS #TB8514511
About this home
3857 CABERNET TERRACE
New construction is now ready and priced to sell! Originally $889,719, this home is now listed at an incredible price of $846,900, offering immediate savings of $42,819. This property comes with the added value of included furniture as shown in the photos. Experience the beauty of Florida sunrises and sunsets from this stunning East Facing property. The property presentation is pristine, and every detail has been perfectly captured. This property features a gorgeous, oversized flex space offering endless possibilities for customization and use. The perfect kitchen awaits you featuring stunning cabinetry, high-end appliances, an oversized island, a stylish backsplash, gas cooktop, a chimney-style range hood, soft touch drawers and ample counter space, making it a true centerpiece for both cooking and entertaining. The Primary Ensuite features an expansive layout with stylish finishes and ample space. Cozy living area featuring stackable sliding glass doors that seamlessly connect the indoor and outdoor spaces. This beautifully crafted home is designed to make entertaining delightful. Enjoy an extended covered patio, screen enclosure, coffered ceilings, recessed & pendant lights, elongated chair-height toilets, upgraded tiles, pre-plumbed for a summer kitchen, laundry sink and water softener. It also includes a tankless gas water heater, keyless entry, a monitored security system, a glass entry door, an extended three-car garage and much more. The community features maintenance-free lawn care and is characterized by gorgeous tile roofs and elegant paver driveways, creating a cohesive and upscale neighborhood aesthetic. The photos reflect the actual home, which is pristinely presented and move-in ready, all featured furniture is included in the purchase. At Valencia Ridge you're just minutes away from fine dining, entertainment, multiple malls and shopping choices. Enjoy an onsite community restaurant, tennis, pickleball, community events, a lifestyle coordinator, swimming pools and much more. Valencia Ridge is an active adult community you're sure to love!
Facts & features
The home at a glance
3
Bedrooms
3.5
Bathrooms
2,788
Sqft
0.17 ac
Lot size
3
Garage
2026
Year built
One
Levels
$304
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,213 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,990/mo
Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.2%
$/sqft vs VALENCIA RIDGE
$304 vs $301
Days on market
53 vs 32 typical
Where $304/sqft sits among the 6 homes for sale in VALENCIA RIDGE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Wesley Chapel
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Wesley Chapel. See the full Wesley Chapel guide →
WESLEY CHAPEL 33543 — neighborhood snapshot
Population
37,473
Median age
38.9
Median income
$107,565
Median home value
$365,000
Avg household
2.87
Households w/ children
5,177
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Wesley Chapel market
$440K → $435K
Wesley Chapel median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
1 of 6
VALENCIA RIDGE have cut their price
Median sold price, Wesley Chapel, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 143% above the WESLEY CHAPEL 33543 median. See the full Wesley Chapel market guide →
Paper trail
This home's history
Reality check
What actually sold near 3857 CABERNET TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$814,900
32280 PALMA STREET · same community
3 bd · 2.5 ba · 2,788 sqft · $292/sqft · 0 DOM
Sold · May ’26$917,900
3923 CORSICA PLACE · same community
3 bd · 3.5 ba · 2,788 sqft · $329/sqft · 342 DOM
Sold · Feb ’26$980,900
32249 TRIBECA AVENUE · same community
3 bd · 3.5 ba · 2,788 sqft · $352/sqft · 227 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3857 CABERNET TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3857 CABERNET TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3857 CABERNET TERRACE FAQs
What would the monthly payment be for 3857 CABERNET TERRACE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,213/mo — principal and interest, estimated property taxes, the $166/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3857 CABERNET TERRACE?+
The association fee works out to $166 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3857 CABERNET TERRACE?+
The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3857 CABERNET TERRACE?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Wesley Chapel?+
At $846,900, this home is listed about 95% above the Wesley Chapel median of $434,500. The market section on this page shows how the area is trending.
Which schools are assigned to 3857 CABERNET TERRACE?+
Double Branch Elementary School (elementary), Dr. John Long Middle School (middle), Wiregrass Ranch High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$846,900 runs 143% above the WESLEY CHAPEL 33543 median — but at 2,788 sqft it's also 33% larger than the typical Wesley Chapel listing.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Strong assigned schools
Double Branch Elementary School, Dr. John Long Middle School, Wiregrass Ranch High School — Dr. John Long Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Monique Holston-Greene, PA. MLS #TB8514511.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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