6246-6248 20TH STREET, ZEPHYRHILLS, FL, 33542
Active70 days on marketListed Jun 1, 2026MLS #TB8514507
About this home
6246-6248 20TH STREET
Completely remodeled 3 bedroom 2 bath duplex. Double entrance and carport on one. Laundry hook ups outside. Walking distance to supermarkets and shopping center. Centrally located. Prospect tenant must be 55 or over. Duplex is located in a 55+ community. Association approval required.
Facts & features
The home at a glance
3
Bedrooms
1.5
Bathrooms
1,029
Sqft
0.12 ac
Lot size
1969
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$171 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$171/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs ZEPHYRHILLS COLONY CO
$1 vs $193
Days on market
70 vs 49 typical
Where $1/sqft sits among the 36 homes for sale in ZEPHYRHILLS COLONY CO
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Zephyrhills
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Zephyrhills. See the full Zephyrhills guide →
ZEPHYRHILLS 33542 — neighborhood snapshot
Population
24,306
Median age
51.5
Median income
$49,011
Median home value
$129,900
Avg household
2.29
Households w/ children
2,122
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Zephyrhills market
$331K → $340K
Zephyrhills median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
15 of 36
ZEPHYRHILLS COLONY CO have cut their price
Median sold price, Zephyrhills, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the ZEPHYRHILLS 33542 median. See the full Zephyrhills market guide →
Paper trail
This home's history
Reality check
What actually sold near 6246-6248 20TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$238,000
5208 HILL DRIVE · same community
3 bd · 2 ba · 1,045 sqft · $228/sqft · 87 DOM
Sold · Jan ’26$245,000
37413 HARPER DRIVE · same community
3 bd · 2 ba · 1,096 sqft · $224/sqft · 17 DOM
Sold · Mar ’26$100,000
39020 KIRKLAND DRIVE · same community
3 bd · 2 ba · 1,183 sqft · $85/sqft · 44 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6246-6248 20TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6246-6248 20TH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
6246-6248 20TH STREET FAQs
What would the monthly payment be for 6246-6248 20TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $171/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 6246-6248 20TH STREET?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Zephyrhills?+
At $1,450, this home is listed about 100% below the Zephyrhills median of $322,000. The market section on this page shows how the area is trending.
Which schools are assigned to 6246-6248 20TH STREET?+
Zephyrhills High School (high), Woodland Elementary School (elementary), Raymond B. Stewart Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of HOME EXPRESS REALTY INC · Noemi Fuentes. MLS #TB8514507.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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