David Ramirez
$734,999$799,9994 bd3 ba2,563 sqft$287 /sqft$4,513 /mo all-in ↓

9104 CYPRESS KEEP LANE, ODESSA, FL, 33556

Active53 days on marketListed Jun 2, 2026MLS #TB8514464

Reduced $65KPrivate poolSingle Family ResidenceARBOR LAKES PH 3B

Come see it

Upcoming open house

Sun, Jul 26

12:00 PM – 2:30 PM

About this home

9104 CYPRESS KEEP LANE

This impeccably maintained and recently remodeled pool home is loaded with upgrades and located in a low HOA and no CDD quaint community. Upon arrival you will be greeted by mature lush tropical landscaping with palm trees and the exterior has been freshly painted with upgraded Teflon paint. As you enter the open concept split bedroom floor plan you will immediately notice the soaring high ceilings, recessed accent walls and abundance of natural light throughout. The formal dining room is great for entertaining and connects to the kitchen for easy access. The dedicated office features glass french doors and built in book shelves. The primary bedroom boasts newer wide plank luxury vinyl floors, ceiling fan, dual walk-in closets, hurricane impact french doors with built in blinds that leads to the massive screened in lanai. The primary en-suite was remodeled giving a spa like feel with neutral porcelain tile floors, quartz counter with double undermount sinks, garden tub, walk in shower with porcelain wall tile with double shelf shampoo niches and a separate water closet. The updated eat-in kitchen is equipped with granite counters, island, stainless steel appliances, peninsula style breakfast bar, herringbone backsplash, walk-in pantry, pull out drawers with decorative hardware and a double sink with a modern pull down touchless faucet. The spacious kitchen opens to the living room which features a built in entertain center with book shelves, plant ledges, a new modern ceiling fan and brand new hurricane impact triple sliding door that opens all the way leading to your private oasis back yard. One of the guest bedrooms features a walk-in closet with an updated en-suite that doubles as a pool bath. The freshly remodeled interior laundry room comes equipped with a newer side by side washer and dryer, quartz folding counter with large single bowl sink and shaker style cabinets offering plenty of storage space. The hall guest bath was fully remodeled offering shaker style vanity with quartz counter, touch light vanity mirror and a walk in shower with porcelain wall tile, shampoo niche and pebble floor. The expanded lanai is lined with tropical palm trees and Bird of Paradise plant overlooking a serene pond view and has a salt water self cleaning pool with a raised heated spa with iridescent glass tiles, a tranquil waterfall feature, paver deck and comes equipped with double fans, pool equipment and pool furniture. Other recent updates include a whole house Kinetico water softener system. This established community offers amenities of a playground and tennis courts and is conveniently located to all of what Tampa Bay has to offer!

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,563

Sqft

0.23 ac

Lot size

2

Garage

2001

Year built

One

Levels

$287

Per sqft

Private poolWater viewPets allowed

Inside

FlooringBamboo · Carpet · Luxury Vinyl · Porcelain Tile · Slate · Hardwood
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Freezer · Microwave · Range · Refrigerator · Touchless Faucet · Washer · Water Softener
InteriorBuilt-in Features · Ceiling Fan(s) · Eating Space In Kitchen · High Ceilings · Solid Surface Counters · Split Bedroom · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesNorth
ParkingDriveway · Garage Door Opener
ExteriorFrench Doors · Irrigation System · Lighting · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$52/mo
Taxes (2025)$718/yr
PetsCats OK, Dogs OK, Number Limit, Yes
CommunityDeed Restrictions · Playground · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Phone Available · Public · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,513 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,966
PMI (est., until 20% equity)$276
Property tax — 2025 actual bill$60
HOA fee — from the listing$52
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $73,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $73,500
Interest rate6.00%
Loan term

Estimated payment

$4,513/mo

Principal & interest$3,966
PMI (est., until 20% equity)$276
Property taxes (actual bill)$60
HOA / condo fee$52
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $735K
$691KedgeAI estimate $749,135 · range $720K$786K$818K

vs edgeAI estimate

−1.9%

$/sqft vs Odessa actives

$287 vs $270

Days on market

53 vs 38 typical

Where $287/sqft sits among the 205 Odessa actives

86
61 · this home
18
8
13
19
$187–259$259–332$332–404$404–476$476–549$549+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Odessa

Map of 9104 CYPRESS KEEP LANE

Drive times from this address

Tampa Int’l Airport (TPA)24 min
Downtown Tampa28 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Odessa. See the full Odessa guide →

ODESSA 33556 — neighborhood snapshot

Population

34,045

Median age

40.9

Median income

$151,034

Median home value

$589,700

Avg household

2.93

Households w/ children

4,581

For the school run

Hillsborough County School District

HighSteinbrenner High School★★★★
MiddleMartinez Middle School★★★★★
ElementaryHammond Elementary School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Odessa market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$655K$682K

Odessa median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

114 of 205

Odessa actives have cut their price

Median sold price, Odessa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 8% above the ODESSA 33556 median. See the full Odessa market guide →

Paper trail

This home's history

CurrentPrice reduced to $734,999 $65K
Jun 2, 2026Listed at $799,999 · 53 days on market since
2001Built · ARBOR LAKES PH 3B

Reality check

What actually sold near 9104 CYPRESS KEEP LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9107 CYPRESS KEEP LANESold · Jul ’26

$795,000

9107 CYPRESS KEEP LANE · same community

4 bd · 3 ba · 2,534 sqft · $314/sqft · 158 DOM

15717 BEREA DRSold · Oct ’25

$833,200

15717 BEREA DR · same community

5 bd · 4 ba · 3,502 sqft · $238/sqft · 26 DOM

15212 ARBOR HOLLOW DRIVESold · May ’26

$795,000

15212 ARBOR HOLLOW DRIVE

4 bd · 3 ba · 2,584 sqft · $308/sqft · 6 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 9104 CYPRESS KEEP LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9104 CYPRESS KEEP LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

9104 CYPRESS KEEP LANE FAQs

What would the monthly payment be for 9104 CYPRESS KEEP LANE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,513/mo — principal and interest, the actual property-tax bill, the $52/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 9104 CYPRESS KEEP LANE?+

The association fee works out to $52 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 9104 CYPRESS KEEP LANE?+

The most recent tax bill on record (2025) was $718. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 9104 CYPRESS KEEP LANE?+

The listing reports pets: Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Odessa?+

At $734,999, this home is listed about 2% below the Odessa median of $749,950. The market section on this page shows how the area is trending.

Which schools are assigned to 9104 CYPRESS KEEP LANE?+

Steinbrenner High School (high), Martinez Middle School (middle), Hammond Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

02Strong assigned schools

Steinbrenner High School, Martinez Middle School, Hammond Elementary School, Patricia Sullivan Metropolitan Ministries Partnership School — Steinbrenner High School rates 4 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $799,999, now $734,999 — a $65K cut. The full history is in the market section below.

Listing courtesy of PREMIER REALTY OF TAMPA · Crystal Krebs. MLS #TB8514464.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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