3270 HAVILAND COURT UNIT 301, PALM HARBOR, FL, 34684
Active63 days on marketListed Jun 5, 2026MLS #TB8514357
About this home
3270 HAVILAND COURT UNIT 301
Virtually Staged. Welcome to Bentley at Cobb's Landing, where comfort meets convenience in this move-in-ready, updated & freshly painted 2-bedroom, 2-bath second-floor condo with a versatile loft. Step inside to a light and bright vaulted great room that sets a warm, open tone the moment you arrive. Love to entertain? The dining area sits perfectly off the updated kitchen, outfitted with granite countertops and stainless steel appliances. The spacious primary bedroom offers a private en-suite bath with a granite vanity and tub/shower combo, while the second bedroom is tucked on the opposite side of the home with an adjacent guest bath, also finished with a granite vanity—giving everyone their own space and privacy. The standout? A flexible loft that adapts to your life—use it as a 3rd bedroom, a dedicated home office, a guest retreat, or a quiet bonus space. Step out to the screened patio to enjoy your morning coffee or unwind in the fresh air. Thoughtful storage abounds, including exterior storage on the balcony, an interior walk-in closet, and an in-unit laundry closet with washer and dryer. A convenient entry landing greets you on the second floor—perfect for shoes and everyday essentials—before you head up to the main living level. The HOA fee takes the hassle out of homeownership, covering exterior building maintenance, grounds upkeep, building insurance, basic cable, recreational facilities, roof maintenance, and trash removal. Resort-style amenities include a community pool, spa, BBQ area, playground, basketball court, and car wash station, plus a clubhouse with a library, fitness center, entertainment area, and fireplace. Ideally located near shopping, dining, beaches, the Pinellas Trail, top-rated schools including Palm Harbor University, and Tampa International Airport. Don't miss your chance to experience this incredible lifestyle!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,491
Sqft
0 ac
Lot size
1990
Year built
Two
Levels
$147
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,811 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,811/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−24.5%
$/sqft vs Palm Harbor actives
$147 vs $260
Days on market
63 vs 47 typical
Where $147/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cobb's Landing
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
Cobb's Landing — neighborhood snapshot
Population
2,151
Median age
49
Median income
$120,639
Median home value
$547,537
Avg household
3
Households w/ children
220
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$420K → $445K
Palm Harbor median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
225 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12% below the PALM HARBOR 34684 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 3270 HAVILAND COURT UNIT 301
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$165,500
3270 HAVILAND COURT UNIT 301 · same community
2 bd · 2 ba · 1,491 sqft · $111/sqft · 69 DOM
Sold · May ’26$232,000
3274 HAVILAND COURT UNIT 204 · same community
3 bd · 2 ba · 1,579 sqft · $147/sqft · 39 DOM
Sold · Nov ’25$215,500
3266 HAVILAND COURT UNIT 203 · same community
3 bd · 2 ba · 1,210 sqft · $178/sqft · 59 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3270 HAVILAND COURT UNIT 301 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3270 HAVILAND COURT UNIT 301 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3270 HAVILAND COURT UNIT 301 FAQs
What would the monthly payment be for 3270 HAVILAND COURT UNIT 301?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,811/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3270 HAVILAND COURT UNIT 301?+
The most recent tax bill on record (2025) was $3,112. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3270 HAVILAND COURT UNIT 301?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $219,900, this home is listed about 42% below the Palm Harbor median of $379,450. The market section on this page shows how the area is trending.
Which schools are assigned to 3270 HAVILAND COURT UNIT 301?+
Joseph L. Carwise Middle School (middle), Highland Lakes Elementary School (elementary), Palm Harbor University High (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PALM HARBOR 34684 market on paper
$219,900 is 12% below the PALM HARBOR 34684 median of $249,958, and at $147/sqft it sits under the Palm Harbor average of $272.
02Strong assigned schools
Joseph L. Carwise Middle School, Highland Lakes Elementary School, Palm Harbor University High — Joseph L. Carwise Middle School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $229,000, now $219,900 — a $9K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX REALTEC GROUP INC · Mark Fazzini. MLS #TB8514357.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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