3028 S DAVIS LAKE DRIVE, INVERNESS, FL, 34450
Active60 days on marketListed Jun 5, 2026MLS #TB8514355
About this home
3028 S DAVIS LAKE DRIVE
Experience waterfront living at its finest in this beautifully maintained 3-bedroom, 3-bath and office home featuring breathtaking water front and a private pool. The spacious floor plan offers bright, open living areas designed to maximize natural light and showcase the scenic surroundings. The well-appointed kitchen flows seamlessly into the dining and living spaces, making it perfect for entertaining family and friends. Each bedroom provides comfort and privacy, including a generous primary suite with an en-suite bath. Step outside to your own tropical retreat, where a sparkling pool overlooks the waterfront setting. Enjoy morning coffee, sunset gatherings, or simply relax while taking in the peaceful views. With ample outdoor living space, private waterfront access, and room for boating, fishing, or kayaking, this property offers the ultimate Florida lifestyle. Membership to Inverness Golf and Country Club available. Whether you're looking for a full-time residence, vacation getaway, or investment opportunity, this exceptional waterfront home combines comfort, luxury, and recreation in one stunning package.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
3,413
Sqft
0.74 ac
Lot size
2
Garage
2017
Year built
One
Levels
$229
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,114 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,114/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Inverness actives
$229 vs $178
Days on market
60 vs 43 typical
Where $229/sqft sits among the 188 Inverness actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Inverness
Get to know Inverness. See the full Inverness guide →
INVERNESS 34450 — neighborhood snapshot
Population
10,408
Median age
59.5
Median income
$48,955
Median home value
$210,200
Avg household
2.04
Households w/ children
604
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Inverness market
$235K → $245K
Inverness median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
93 of 188
Inverness actives have cut their price
Median sold price, Inverness, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 346% above the INVERNESS 34450 median. See the full Inverness market guide →
Paper trail
This home's history
Reality check
What actually sold near 3028 S DAVIS LAKE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$399,000
3420 S FAIRWAY TERRACE
3 bd · 3 ba · 2,737 sqft · $146/sqft · 55 DOM
Sold · Jul ’26$490,000
4060 S KENVERA LOOP
3 bd · 2 ba · 2,720 sqft · $180/sqft · 87 DOM
Sold · Aug ’25$340,000
8712 E CRESCO LANE
3 bd · 2 ba · 2,519 sqft · $135/sqft · 124 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3028 S DAVIS LAKE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3028 S DAVIS LAKE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3028 S DAVIS LAKE DRIVE FAQs
What would the monthly payment be for 3028 S DAVIS LAKE DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,114/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3028 S DAVIS LAKE DRIVE?+
The most recent tax bill on record (2025) was $5,433. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Inverness?+
At $780,000, this home is listed about 206% above the Inverness median of $255,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3028 S DAVIS LAKE DRIVE?+
Inverness Primary School (elementary), Citrus High School (high), Inverness Middle School (middle) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ERA AMERICAN SUNCOAST REALTY · Roger Langley. MLS #TB8514355.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Inverness homes, in your inbox
Like 3028 S DAVIS LAKE DRIVE but not quite? A daily digest of every new listing in Inverness — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →