8414 BAY DRIVE, SPRING HILL, FL, 34606
Active51 days on marketListed Jun 2, 2026MLS #TB8514225
About this home
8414 BAY DRIVE
Welcome home to this inviting 4-bedroom, 2-bath residence on a spacious 1/3-acre lot in the heart of Spring Hill! Freshly painted inside and out with a newly installed A/C system, this move-in ready gem offers comfort and style from the moment you arrive. Step into an expansive open-concept living and dining area that flows effortlessly into a generous kitchen perfect for entertaining. The kitchen boasts abundant granite counter space, plenty of cabinetry, an ample pantry, a convenient built-in desk nook, and a bright breakfast area overlooking the living space. The oversized primary suite is a true retreat, complete with two walk-in closets and a luxurious en-suite bath featuring dual sinks, a walk-in shower, a deep garden tub, and a private water closet. The additional three bedrooms provide ample space for family, guests, or a home office. Outside, relax on the fantastic covered patio that stretches nearly the full width of the home while enjoying your large front and backyard — ideal for barbecues, gardening, or entertaining. Spring Hill delivers the best of Florida’s Nature Coast lifestyle with world-class amenities just minutes away. Enjoy the iconic Weeki Wachee Springs State Park with its mermaid shows and crystal-clear kayaking, beautiful Gulf beaches at Pine Island and Hernando Beach, miles of trails, and abundant parks and preserves. The neighborhood offers convenient shopping, dining, and everyday essentials, with easy access to the Suncoast Parkway for quick trips to Tampa. This beautifully updated 2005-built home with tile and laminate flooring throughout, ceramic tile in the foyer, kitchen and baths, a 2-car garage, and a brand new A/C system perfectly blends comfortable living with the relaxed charm and outdoor opportunities of Spring Hill. Schedule your private showing today before this opportunity is gone!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,080
Sqft
0.32 ac
Lot size
2
Garage
2005
Year built
One
Levels
$163
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,497 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,497/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.3%
$/sqft vs SPRING HILL
$163 vs $198
Days on market
51 vs 29 typical
Where $163/sqft sits among the 272 homes for sale in SPRING HILL
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Spring Hill
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Spring Hill. See the full Spring Hill guide →
SPRING HILL 34606 — neighborhood snapshot
Population
28,155
Median age
50.4
Median income
$54,730
Median home value
$227,700
Avg household
2.25
Households w/ children
2,752
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Spring Hill market
$320K → $318K
Spring Hill median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
132 of 272
SPRING HILL have cut their price
Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 20% above the SPRING HILL 34606 median. See the full Spring Hill market guide →
Paper trail
This home's history
Reality check
What actually sold near 8414 BAY DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$377,500
7337 PRICE STREET · same community
4 bd · 2 ba · 2,102 sqft · $180/sqft · 18 DOM
Sold · Dec ’25$365,000
10462 BAYLOR DRIVE · same community
3 bd · 2 ba · 1,883 sqft · $194/sqft · 3 DOM
Sold · Nov ’25$304,000
1251 MCNEAL ROAD · same community
4 bd · 2 ba · 1,840 sqft · $165/sqft · 43 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8414 BAY DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8414 BAY DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
8414 BAY DRIVE FAQs
What would the monthly payment be for 8414 BAY DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,497/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 8414 BAY DRIVE?+
The most recent tax bill on record (2025) was $2,298. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8414 BAY DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Spring Hill?+
At $339,000, this home is listed about 2% below the Spring Hill median of $345,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8414 BAY DRIVE?+
Deltona Elementary School (elementary), Fox Chapel Middle School (middle), Weeki Wachee High School (high) — Hernando County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Suzzi Horsman. MLS #TB8514225.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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