7625 SUN ISLAND DRIVE S UNIT 304, SOUTH PASADENA, FL, 33707
Active70 days on marketListed Jun 1, 2026MLS #TB8514170
About this home
7625 SUN ISLAND DRIVE S UNIT 304
WATERFRONT LIVING with MARINA ACCESS and direct access to the GULF OF MEXICO! Welcome to Bay Island, a gated 55+ waterfront community in South Pasadena offering the perfect blend of BOATING, COASTAL LIVING, and LOW-MAINTENANCE FLORIDA LIFESTYLE. Whether you're heading out for a day on the water, enjoying waterfront dining, or watching dolphins from your balcony, this is Gulf Coast living at its best. This beautifully maintained third-floor condo features an OPEN FLOOR PLAN, LUXURY VINYL FLOORING, GRANITE COUNTERTOPS, GLASS TILE BACKSPLASH, BREAKFAST BAR, ELECTRIC HURRICANE SHUTTERS, and a spacious PRIMARY BEDROOM with dual closets. Enjoy peaceful WATER VIEWS of Boca Ciega Bay from your private balcony while watching boats pass by and Florida's abundant wildlife. For boating enthusiasts, Bay Island offers a PRIVATE MARINA with BOAT SLIPS available for purchase or lease (subject to availability), providing convenient access to BOCA CIEGA BAY, the INTRACOASTAL WATERWAY, and the GULF OF MEXICO for fishing, cruising, island hopping, and sunset adventures. Resort-style amenities include SIX SWIMMING POOLS, TWO HOT TUBS, TENNIS COURTS, PICKLEBALL COURTS, SHUFFLEBOARD, a WATERFRONT CLUBHOUSE, FITNESS CENTER, LIBRARY, BILLIARDS ROOM, GAME ROOMS, BBQ AREAS, and a scenic 1.5-mile WATERFRONT WALKING TRAIL. Located just minutes from ST. PETE BEACH, TREASURE ISLAND, MADEIRA BEACH, DOWNTOWN ST. PETERSBURG, the ST. PETE PIER, waterfront restaurants, shopping, entertainment, and world-famous Gulf beaches, you'll enjoy easy access to everything that makes Florida's Gulf Coast one of the nation's most desirable places to live. The recently reduced HOA fee includes CABLE, INTERNET, WATER, SEWER, TRASH, EXTERIOR MAINTENANCE, LANDSCAPING, 24-HOUR GATED SECURITY, and access to all community amenities, making this an exceptional value for WATERFRONT CONDO LIVING. If you're searching for a SOUTH PASADENA WATERFRONT CONDO, MARINA COMMUNITY, BOAT SLIP ACCESS, GULF ACCESS, FLORIDA RETIREMENT HOME, WINTER RETREAT, or LOW-MAINTENANCE COASTAL LIFESTYLE, this is your opportunity to own a piece of paradise.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
855
Sqft
0.25 ac
Lot size
1973
Year built
One
Levels
$269
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,656 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,656/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.5%
$/sqft vs South Pasadena actives
$269 vs $263
Days on market
70 vs 59 typical
Where $269/sqft sits among the 82 South Pasadena actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside South Pasadena
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know South Pasadena. See the full South Pasadena guide →
SOUTH PASADENA 33707 — neighborhood snapshot
Population
24,456
Median age
59.8
Median income
$68,560
Median home value
$344,600
Avg household
1.88
Households w/ children
1,331
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The South Pasadena market
$338K → $340K
South Pasadena median sold, yr/yr
94.4%
Sale-to-list ratio (12 mo)
49 of 82
South Pasadena actives have cut their price
Median sold price, South Pasadena, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 24% below the SOUTH PASADENA 33707 median. See the full South Pasadena market guide →
Paper trail
This home's history
Reality check
What actually sold near 7625 SUN ISLAND DRIVE S UNIT 304
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$235,000
7625 SUN ISLAND DRIVE S UNIT 305 · same community
1 bd · 1.5 ba · 940 sqft · $250/sqft · 24 DOM
Sold · Jan ’26$205,000
7625 SUN ISLAND DRIVE S UNIT 307 · same community
2 bd · 2 ba · 1,045 sqft · $196/sqft · 153 DOM
Sold · Apr ’26$190,000
7625 SUN ISLAND DRIVE S UNIT 406 · same community
1 bd · 1 ba · 600 sqft · $317/sqft · 29 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 7625 SUN ISLAND DRIVE S UNIT 304 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7625 SUN ISLAND DRIVE S UNIT 304 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
7625 SUN ISLAND DRIVE S UNIT 304 FAQs
What would the monthly payment be for 7625 SUN ISLAND DRIVE S UNIT 304?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,656/mo — principal and interest, the actual property-tax bill, the $715/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 7625 SUN ISLAND DRIVE S UNIT 304?+
The association fee works out to $715 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 7625 SUN ISLAND DRIVE S UNIT 304?+
The most recent tax bill on record (2024) was $3,912. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7625 SUN ISLAND DRIVE S UNIT 304?+
The listing reports pets: Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in South Pasadena?+
At $229,900, this home is listed about 10% below the South Pasadena median of $254,937. The market section on this page shows how the area is trending.
Which schools are assigned to 7625 SUN ISLAND DRIVE S UNIT 304?+
Gulfport Montessori Elementary School (elementary), Boca Ciega High School (high), Azalea Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the SOUTH PASADENA 33707 market on paper
$229,900 is 24% below the SOUTH PASADENA 33707 median of $304,450, and at $269/sqft it sits under the South Pasadena average of $290.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $715/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04The price has already moved
Listed at $239,900, now $229,900 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EPIQUE REALTY INC. · Stacy Gervais. MLS #TB8514170.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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