4905 KELSO STREET, LEESBURG, FL, 34748
Active58 days on marketListed Jun 7, 2026MLS #TB8513986
About this home
4905 KELSO STREET
One or more photo(s) has been virtually staged. PRICE DROP!…for you! Come for your winters or stay year round in this great 3 bedroom 2 bath home on the golf course, priced right for retirement! This desirable Gated Community, Royal Highlands is an active 55+ community with all the amenities you desire. This open plan has high ceilings, no popcorn and open bar counter with eat in kitchen and split floor plan. This property is under video surveillance. Wood flooring in living/dining room and office, tile in the kitchen and baths, and soft carpet for two bedrooms. Newer kitchen with granite counters and even golf ball handles on your cabinets. A new roof (2023) and newer A/C (2019) for your safety and comfort. New Water Filtration System (2022) A 2 car garage to keep you from the elements. Security equipment and cameras included. The affordable HOA includes your cable and internet too! Such an amazing view of the 16th tee box as you enter this house. Whether you play golf or not, here’s to having a large backyard, without neighbors, except some beautiful wild life, and golfers. With a south facing home, and a north facing lanai with sliding glass windows to keep the right temperature year round. Royal Highlands has amenities and fun for everyone. There is a gorgeous outdoor pool and indoor pool for year round swimming and perhaps water aerobics or water volleyball. From tennis, pickleball, and bocce ball to softball, billiards, and dance classes of all kinds! If you’d rather paint, craft, or make stained glass, there are lots of options for you too! With shows and events in the Great Hall or grab a bite or drink at the Crown and Shield restaurant….all to arrive by golf cart if you'd like if you choose. Oh and did I mention, you can park your RV or boat in the fenced lot…included in the low HOA fee. Don’t miss out on this fabulous opportunity! Reach out…it’s very Easy to show!!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,571
Sqft
0.11 ac
Lot size
2
Garage
2004
Year built
One
Levels
$178
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,335 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,335/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.8%
$/sqft vs Leesburg actives
$178 vs $173
Days on market
58 vs 56 typical
Where $178/sqft sits among the 400 Leesburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Leesburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Leesburg. See the full Leesburg guide →
LEESBURG 34748 — neighborhood snapshot
Population
45,960
Median age
60.4
Median income
$53,768
Median home value
$226,200
Avg household
2.14
Households w/ children
3,516
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Leesburg market
$269K → $290K
Leesburg median sold, yr/yr
96.1%
Sale-to-list ratio (12 mo)
204 of 400
Leesburg actives have cut their price
Median sold price, Leesburg, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 4905 KELSO STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$260,000
4917 KELSO STREET · same community
3 bd · 2 ba · 1,601 sqft · $162/sqft · 284 DOM
Sold · Aug ’25$250,000
4706 GLEN COE STREET · same community
3 bd · 2 ba · 1,462 sqft · $171/sqft · 250 DOM
Sold · Dec ’25$200,000
4640 GLEN COE STREET · same community
2 bd · 2 ba · 1,867 sqft · $107/sqft · 106 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4905 KELSO STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4905 KELSO STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4905 KELSO STREET FAQs
What would the monthly payment be for 4905 KELSO STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,335/mo — principal and interest, the actual property-tax bill, the $229/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4905 KELSO STREET?+
The association fee works out to $229 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4905 KELSO STREET?+
The most recent tax bill on record (2025) was $2,120. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4905 KELSO STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Leesburg?+
At $279,500, this home is listed about 7% below the Leesburg median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4905 KELSO STREET?+
Oak Park Middle School (middle), Leesburg Elementary School (elementary), Leesburg High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of THE KEYES COMPANY · Christine Smith. MLS #TB8513986.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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