David Ramirez
$315,0002 bd1 ba1,014 sqft$311 /sqft$2,441 /mo all-in ↓

10964 84TH AVENUE, SEMINOLE, FL, 33772

Active60 days on marketListed May 30, 2026MLS #TB8513973

Single Family ResidenceRONICK SUB

About this home

10964 84TH AVENUE

**NEW ROOF & NEW HVAC** Charming 2-bedroom home ideally located just minutes from the beautiful Gulf beaches and the shopping, dining, and entertainment options at Seminole City Center. This home features ceramic tile flooring throughout the living areas and carpeting in the bedrooms. The spacious family room opens directly to the backyard, creating a great space for relaxing or entertaining. Enjoy morning coffee on the covered front porch overlooking this attractive neighborhood. Outside, you'll find a fenced yard with a nice-sized backyard offering plenty of room for pets, play, or gardening. Additional features include a 1-car garage with laundry hookups and ample storage space. Whether you're looking for a primary residence, vacation home, or investment property, this home's convenient location and practical layout make it a must-see.

Facts & features

The home at a glance

2

Bedrooms

1

Bathrooms

1,014

Sqft

0.14 ac

Lot size

1

Garage

1961

Year built

One

Levels

$311

Per sqft

Inside

FlooringCarpet · Ceramic Tile
AppliancesRange · Range Hood · Refrigerator
InteriorThermostat
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionConcrete
FoundationSlab
FacesNorth
ExteriorPrivate Yard

Community & fees

Taxes (2025)$3,451/yr

Utilities & systems

UtilitiesElectricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,441 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,854
FHA mortgage insurance (est.)$139
Property tax — 2025 actual bill$288
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,025Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,025
Interest rate6.00%
Loan term

Estimated payment

$2,441/mo

Principal & interest$1,854
FHA mortgage insurance (est.)$139
Property taxes (actual bill)$288
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $315K
$302KedgeAI estimate $341,415 · range $335K$357K$371K

vs edgeAI estimate

−7.7%

$/sqft vs Seminole actives

$311 vs $252

Days on market

60 vs 44 typical

Where $311/sqft sits among the 298 Seminole actives

66
37
57
48 · this home
42
48
$107–158$158–210$210–262$262–313$313–365$365+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ronick

Map of 10964 84TH AVENUE inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)32 min
Downtown Tampa33 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Seminole. See the full Seminole guide →

Ronick — neighborhood snapshot

Population

106

Median age

48

Median income

$68,938

Median home value

$302,400

Avg household

2

Households w/ children

5%

For the school run

Pinellas County School District

ElementarySeminole Elementary School★★★★★
MiddleOsceola Middle School★★★★★
HighRichard O Jacobson Technical High School At Seminole★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Seminole market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$410K$410K

Seminole median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

168 of 298

Seminole actives have cut their price

Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 43% above the SEMINOLE 33772 median. See the full Seminole market guide →

Paper trail

This home's history

May 30, 2026Listed at $315,000 · 60 days on market since
1961Built · RONICK SUB

Reality check

What actually sold near 10964 84TH AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8520 109TH WAYSold · Jun ’26

$322,000

8520 109TH WAY · same community

2 bd · 1 ba · 846 sqft · $381/sqft · 20 DOM

10033 64TH AVENUE N UNIT 9Sold · Aug ’25

$113,500

10033 64TH AVENUE N UNIT 9

2 bd · 1 ba · 1,010 sqft · $112/sqft · 172 DOM

10035 63RD AVENUE N UNIT 3Sold · Apr ’26

$92,135

10035 63RD AVENUE N UNIT 3

2 bd · 2 ba · 1,010 sqft · $91/sqft · 28 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 10964 84TH AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10964 84TH AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

10964 84TH AVENUE FAQs

What would the monthly payment be for 10964 84TH AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,441/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 10964 84TH AVENUE?+

The most recent tax bill on record (2025) was $3,451. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Seminole?+

At $315,000, this home is listed about 23% below the Seminole median of $410,950. The market section on this page shows how the area is trending.

Which schools are assigned to 10964 84TH AVENUE?+

Seminole Elementary School (elementary), Osceola Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of NARZINSKY REALTY INC · Lara Narzinsky. MLS #TB8513973.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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