109 14TH AVENUE, ST PETE BEACH, FL, 33706
Active39 days on marketListed Jun 18, 2026MLS #TB8513872
About this home
109 14TH AVENUE
Rare Pass-A-Grille Opportunity: Legal Nightly Rental Triplex + Adjacent Buildable Parcel Dreaming of a beach home in Pass-A-Grille without giving up income potential? Here's a rare opportunity to own two side-by-side properties in one of Florida's most desirable coastal communities. Purchase 107 14th Ave (MLS #TB8513816) together with 109 14th Ave (MLS #TB8513872), offered at $3,300,000 for both properties. The legal nightly rental license conveys with 109 14th Ave. The triplex features three charming accommodations—including a cottage and two flats—designed to capture the relaxed, authentic Pass-A-Grille lifestyle that keeps visitors returning year after year. The property has been successfully operated as a vacation rental with online booking and automated guest check-in and check-out systems already in place. Build your dream beach home on the adjacent parcel while maintaining an established income-producing property next door, or explore the flexibility of creating your own private coastal compound. Located just steps from the Gulf beaches, waterfront dining, boutique shopping, marinas, and the cherished Pass-A-Grille sunset tradition, this unique offering combines lifestyle, income potential, and future possibilities in an exceptional location. Whether you're seeking a proven investment, a future homesite, or the opportunity to enjoy both, opportunities like this are rarely available in Pass-A-Grille.
Facts & features
The home at a glance
3
Bedrooms
2,041
Sqft
0.11 ac
Lot size
1948
Year built
Two
Levels
$1,127
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$14,669 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$14,669/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Pete Beach actives
$1,127 vs $500
Days on market
39 vs 85 typical
Where $1,127/sqft sits among the 187 St Pete Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Pass-a-grille Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Pete Beach. See the full St Pete Beach guide →
Pass-a-grille Beach — neighborhood snapshot
Population
824
Median age
61
Median income
$106,407
Median home value
$748,033
Avg household
2
Households w/ children
66%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Pete Beach market
$679K → $589K
St Pete Beach median sold, yr/yr
93.3%
Sale-to-list ratio (12 mo)
95 of 187
St Pete Beach actives have cut their price
Median sold price, St Pete Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 411% above the ST PETE BEACH 33706 median. See the full St Pete Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 109 14TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$1,720,000
1401 PASS A GRILLE WAY · same community
3 bd · 2 ba · 1,919 sqft · $896/sqft · 203 DOM
Sold · Feb ’26$800,000
106 13TH AVENUE · same community
3 bd · 3 ba · 1,883 sqft · $425/sqft · 237 DOM
Sold · Mar ’26$870,000
107 13TH AVENUE · same community
2 bd · 2 ba · 1,728 sqft · $503/sqft · 325 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 109 14TH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 109 14TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
109 14TH AVENUE FAQs
What would the monthly payment be for 109 14TH AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $14,669/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 109 14TH AVENUE?+
The most recent tax bill on record (2025) was $14,825. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Pete Beach?+
At $2,300,000, this home is listed about 284% above the St Pete Beach median of $599,000. The market section on this page shows how the area is trending.
Which schools are assigned to 109 14TH AVENUE?+
Boca Ciega High School (high), Bay Point Middle School (middle), Azalea Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA LLC · Debra Saltzberg. MLS #TB8513872.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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