David Ramirez
$749,0004 bd4 ba2,210 sqft$339 /sqft$5,149 /mo all-in ↓

20720 NW 34 AVENUE, MIAMI GARDENS, FL, 33056

Active60 days on marketListed Jun 11, 2026MLS #TB8513778

Single Family ResidenceRIVERDALE ESTS SEC 2

About this home

20720 NW 34 AVENUE

Great Opportunity to own income, fully remodeled single-family home converted into 3 private-entry units, can generate a strong rental. Great Opportunity to own income property, 4-bedroom, 3-bathroom 2 half of bathroom, located in Miami Gardens. Featuring brand-new flooring throughout and modern kitchens with sleek quartz countertops, this home blends style and comfort. The home offers comfortable living areas and a great backyard ideal for entertaining, family gatherings, or adding a pool. Good for big families who still want a little privacy, 3 units: first is 2/1/1, second is 1/1/1, third is 1/1/0. NO HOA, A truly move-in ready gem in a great location, just 2 miles from Hard Rock Stadium. Good for AIRBNB. Please use Showing Time requests to set viewing appointments. Schedule your showing today.

Facts & features

The home at a glance

4

Bedrooms

4

Bathrooms

2,210

Sqft

7500 ac

Lot size

2004

Year built

Two

Levels

$339

Per sqft

Garden view55+ communityPets allowed

Inside

FlooringTile · Hardwood
AppliancesConvection Oven · Dryer · Electric Water Heater · Microwave · Other · Range · Refrigerator · Tankless Water Heater · Washer
InteriorEating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Other · Walk-In Closet(s)
LaundryInside · Laundry Room · Same Floor As Condo Unit · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Concrete
FoundationConcrete Perimeter
ViewGarden
FacesEast
ParkingBoat · Covered · Driveway · Guest
ExteriorOther

Community & fees

Taxes (2025)$8,000/yr
PetsYes
CommunityGolf Carts OK · Restaurant

Utilities & systems

UtilitiesElectricity Available · Electricity Connected · Sewer Available · Sewer Connected · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,149 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,042
PMI (est., until 20% equity)$281
Property tax — 2025 actual bill$667
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $74,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $74,900
Interest rate6.00%
Loan term

Estimated payment

$5,149/mo

Principal & interest$4,042
PMI (est., until 20% equity)$281
Property taxes (actual bill)$667
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Miami Gardens actives

$339 vs $352

Days on market

60 vs 36 typical

Where $339/sqft sits among the 261 Miami Gardens actives

39
27
57 · this home
56
45
37
$159–221$221–283$283–346$346–408$408–470$470+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside North County- Riverdale

Map of 20720 NW 34 AVENUE inside its neighborhood boundary

Get to know Miami Gardens. See the full Miami Gardens guide →

North County- Riverdale — neighborhood snapshot

Population

4,049

Median age

39

Median income

$68,320

Median home value

$333,350

Avg household

3

Households w/ children

271

For the school run

Dade County School District

ElementaryDr. Frederica S. Wilson/Skyway Elementary School★★★★★
HighMiami Carol City Senior High★★★★★
MiddleLake Stevens Middle School★★★★
District Instructional Center (Dic)
Instructional Center System Wide
Title I Migrant Education Program

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Miami Gardens market

Seller’s marketLeans buyer9.1 months of inventoryBuyer’s market

$524K$500K

Miami Gardens median sold, yr/yr

99.0%

Sale-to-list ratio (12 mo)

18 of 261

Miami Gardens actives have cut their price

Median sold price, Miami Gardens, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 97% above the MIAMI GARDENS 33056 median. See the full Miami Gardens market guide →

Paper trail

This home's history

Jun 11, 2026Listed at $749,000 · 60 days on market since
2004Built · RIVERDALE ESTS SEC 2

Reality check

What actually sold near 20720 NW 34 AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3475 NW 195th Ter, Miami Gardens FL 33056Sold · Nov ’25

$675,000

3475 NW 195th Ter, Miami Gardens FL 33056

5 bd · 4 ba · 2,196 sqft · $307/sqft · 101 DOM

19320 NW 37th Ave, Miami Gardens FL 33056Sold · Jan ’26

$650,000

19320 NW 37th Ave, Miami Gardens FL 33056

5 bd · 4 ba · 2,340 sqft · $278/sqft · 64 DOM

4340 NW 196th St, Miami Gardens FL 33055Sold · Nov ’25

$490,000

4340 NW 196th St, Miami Gardens FL 33055

4 bd · 2 ba · 1,884 sqft · $260/sqft · 23 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 20720 NW 34 AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 20720 NW 34 AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

By checking this box, I agree that CENTURY 21 Edge and my agent may call and text me — including by automated means and prerecorded or artificial voice — at any phone number I provide, about my inquiry and the services provided to me, and that calls with CENTURY 21 Edge are recorded. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

By checking this box, I agree that CENTURY 21 Edge and my agent may send me marketing and promotional text messages — including new listings, market updates, open houses and home value reports — at the phone number I provide, including by automated means. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

Goes straight to David’s phone and CRM.

Straight answers

20720 NW 34 AVENUE FAQs

What would the monthly payment be for 20720 NW 34 AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,149/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 20720 NW 34 AVENUE?+

The most recent tax bill on record (2025) was $8,000. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 20720 NW 34 AVENUE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Miami Gardens?+

At $749,000, this home is listed about 43% above the Miami Gardens median of $523,999. The market section on this page shows how the area is trending.

Which schools are assigned to 20720 NW 34 AVENUE?+

Dr. Frederica S. Wilson/Skyway Elementary School (elementary), Miami Carol City Senior High (high), Lake Stevens Middle School (middle), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of ELIMAR REALTY INC · Elina Lopez. MLS #TB8513778.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Miami Gardens homes, in your inbox

Like 20720 NW 34 AVENUE but not quite? A daily digest of every new listing in Miami Gardens — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 10, 2026 at 6:52 PM UTC. The listing information on this page last changed on August 10, 2026 at 6:52 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 10, 2026 at 6:52 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 10, 2026 at 6:52 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.