David Ramirez
$330,0003 bd2 ba1,410 sqft$234 /sqft$3,023 /mo all-in ↓

2461 BENTLEY DRIVE, PALM HARBOR, FL, 34684

Active56 days on marketListed May 29, 2026MLS #TB8513620

VillaVILLAGE AT BENTLEY PARK

About this home

2461 BENTLEY DRIVE

One or more photo(s) has been virtually staged. Welcome to your beautifully upgraded home in the highly desirable community of Palm Harbor! This stunning 3-bedroom, 2-bathroom residence offers the perfect combination of modern upgrades, comfort, and convenience in one of the area?s most sought-after locations. As you step inside, you are greeted by a spacious and inviting floor plan featuring a large living room and dining area ideal for both everyday living and entertaining guests. The home has been freshly painted throughout the interior, creating a bright and clean modern feel. The remodeled kitchen is a true centerpiece, showcasing beautiful granite countertops, stainless steel appliances, ample cabinetry, and plenty of workspace for cooking and gathering with family and friends. The spacious primary suite offers comfort and privacy with elegant hardwood flooring and a fully remodeled master bathroom featuring tasteful modern finishes. The guest bathroom has also been beautifully remodeled, providing updated style and functionality for family members and visitors alike. Tile flooring runs throughout the remainder of the home, making maintenance easy while adding durability and elegance. This property has been exceptionally maintained and includes numerous valuable upgrades for peace of mind, including hurricane-impact windows and sliding glass doors upgraded approximately 3 years ago, a roof replaced in 2015, and a brand-new AC system installed in 2025. The enclosed patio porch was also upgraded in 2024 with new windows and roofing, creating the perfect additional space to relax, entertain, or enjoy Florida living year-round. The community offers fantastic amenities including a swimming pool, tennis courts, and playground area, making it a wonderful place for families and residents of all ages to enjoy an active and social lifestyle. Conveniently located near major shopping centers, restaurants, top-rated schools, parks, and beautiful Gulf beaches, this home truly places you close to everything you need. This is an excellent opportunity to own a move-in ready home in a beautiful and well-established community. Schedule your private appointment today and come tour this amazing property before it's gone!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,410

Sqft

0.06 ac

Lot size

1993

Year built

One

Levels

$234

Per sqft

Pets allowed

Inside

FlooringOther
AppliancesOther
InteriorOther
LaundryOther
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionOther
FoundationSlab
FacesNorth
ParkingCovered
ExteriorOther

Community & fees

HOA fee$643/mo
Taxes (2025)$1,582/yr
PetsYes
CommunityNone

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,023 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,943
FHA mortgage insurance (est.)$146
Property tax — 2025 actual bill$132
HOA fee — from the listing$643
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,550Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,550
Interest rate6.00%
Loan term

Estimated payment

$3,023/mo

Principal & interest$1,943
FHA mortgage insurance (est.)$146
Property taxes (actual bill)$132
HOA / condo fee$643
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $330K
$284KedgeAI estimate $303,119 · range $296K$316K$343K

vs edgeAI estimate

+8.9%

Days on market

56 vs 42 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bentley Park

Map of 2461 BENTLEY DRIVE inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)35 min
Downtown Tampa38 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Palm Harbor. See the full Palm Harbor guide →

Bentley Park — neighborhood snapshot

Population

909

Median age

57

Median income

$111,927

Median home value

$530,398

Avg household

2

Households w/ children

66%

For the school run

Pinellas County School District

MiddleJoseph L. Carwise Middle School★★★★
ElementaryHighland Lakes Elementary School★★★★★
HighPalm Harbor University High★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Harbor market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$425K$450K

Palm Harbor median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 35% above the PALM HARBOR 34684 median. See the full Palm Harbor market guide →

Paper trail

This home's history

May 29, 2026Listed at $330,000 · 56 days on market since
1993Built · VILLAGE AT BENTLEY PARK

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2461 BENTLEY DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2461 BENTLEY DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

2461 BENTLEY DRIVE FAQs

What would the monthly payment be for 2461 BENTLEY DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,023/mo — principal and interest, the actual property-tax bill, the $643/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2461 BENTLEY DRIVE?+

The association fee works out to $643 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2461 BENTLEY DRIVE?+

The most recent tax bill on record (2025) was $1,582. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2461 BENTLEY DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palm Harbor?+

At $330,000, this home is listed about 12% below the Palm Harbor median of $375,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2461 BENTLEY DRIVE?+

Joseph L. Carwise Middle School (middle), Highland Lakes Elementary School (elementary), Palm Harbor University High (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$330,000 runs 35% above the PALM HARBOR 34684 median.

02Know the monthly fee

The association fee is $643/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

03Strong assigned schools

Joseph L. Carwise Middle School, Highland Lakes Elementary School, Palm Harbor University High — Joseph L. Carwise Middle School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of CENTURY 21 BE3 · Cesar Carnaque. MLS #TB8513620.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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