David Ramirez
$380,0002 bd2 ba1,691 sqft$225 /sqft$2,822 /mo all-in ↓

3110 SHADOW OAKS DRIVE, HOLIDAY, FL, 34690

Active54 days on marketListed May 30, 2026MLS #TB8513609

Private poolSingle Family ResidenceSHADOW OAKS SUB

About this home

3110 SHADOW OAKS DRIVE

Poolside Living Meets Prime Location! This beautifully maintained pool home offers a desirable split-bedroom floor plan, giving the primary suite added privacy from the secondary bedrooms. Step inside to discover a gorgeous, updated kitchen remodeled in 2021, featuring modern finishes, electrical outlets conveniently installed within the cabinetry, and Alexa-controlled under-cabinet lighting for added style and functionality. The spacious primary suite provides a private retreat, while the open living areas flow seamlessly to the outdoor oasis. Enjoy Florida living year-round with a screened-in lanai, covered patio, and sparkling pool—perfect for entertaining guests or relaxing after a long day. This home has been thoughtfully updated with numerous improvements, including updated electrical, a brand-new garage door, epoxy-coated garage floors, and a water heater installed in March 2022. Roof 2012 Outside, you’ll find a storage shed for additional space and new fencing with double gates, offering convenient access for boats, trailers, or recreational vehicles. Ideally located just 10 minutes from downtown Tarpon Springs and 15 minutes from downtown New Port Richey, you’ll enjoy easy access to charming waterfront dining, shopping, festivals, and local entertainment. You’re also only minutes from Fred Howard Park and Beach, one of the area’s most beloved coastal destinations. Plus, Clearwater-St. Pete Airport and Tampa International Airport are both within approximately 45 minutes, making travel a breeze while keeping you close to all the area’s popular downtowns, restaurants, and local hotspots. Don’t miss this opportunity to own a move-in-ready pool home in an unbeatable location that combines comfort, convenience, and the best of Florida living.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,691

Sqft

0.26 ac

Lot size

2

Garage

1980

Year built

One

Levels

$225

Per sqft

Private poolFireplace

Inside

FlooringCarpet · Luxury Vinyl · Tile
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorOpen Floorplan
LaundryIn Garage
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesWest
ExteriorStorage

Community & fees

Taxes (2025)$3,079/yr

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,822 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,237
FHA mortgage insurance (est.)$168
Property tax — 2025 actual bill$257
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,300Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,300
Interest rate6.00%
Loan term

Estimated payment

$2,822/mo

Principal & interest$2,237
FHA mortgage insurance (est.)$168
Property taxes (actual bill)$257
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $380K
$358KedgeAI estimate $501,056 · range $373K$552K$574K

vs edgeAI estimate

−24.2%

$/sqft vs Holiday actives

$225 vs $189

Days on market

54 vs 37 typical

Where $225/sqft sits among the 267 Holiday actives

33
40
70
54
37 · this home
33
$109–136$136–164$164–192$192–220$220–248$248+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Holiday

Map of 3110 SHADOW OAKS DRIVE

Drive times from this address

Tampa Int’l Airport (TPA)46 min
Downtown Tampa49 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Holiday. See the full Holiday guide →

HOLIDAY 34690 — neighborhood snapshot

Population

12,447

Median age

44.9

Median income

$46,167

Median home value

$152,200

Avg household

2.25

Households w/ children

931

For the school run

Pasco County School District

ElementarySunray Elementary School★★★★★
MiddlePaul R. Smith Middle School★★★★
HighAnclote High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Holiday market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$236K$230K

Holiday median sold, yr/yr

96.1%

Sale-to-list ratio (12 mo)

141 of 267

Holiday actives have cut their price

Median sold price, Holiday, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 74% above the HOLIDAY 34690 median. See the full Holiday market guide →

Paper trail

This home's history

May 30, 2026Listed at $380,000 · 54 days on market since
1980Built · SHADOW OAKS SUB

Reality check

What actually sold near 3110 SHADOW OAKS DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5905 BERKFORD DRIVESold · Jul ’25

$300,000

5905 BERKFORD DRIVE · same community

2 bd · 2 ba · 1,468 sqft · $204/sqft · 49 DOM

3030 SHADOW OAKS DRIVESold · May ’26

$375,000

3030 SHADOW OAKS DRIVE · same community

3 bd · 2.5 ba · 2,510 sqft · $149/sqft · 12 DOM

2119 SUGARBUSH DRIVESold · Sep ’25

$255,000

2119 SUGARBUSH DRIVE

3 bd · 2 ba · 1,662 sqft · $153/sqft · 67 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3110 SHADOW OAKS DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3110 SHADOW OAKS DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

3110 SHADOW OAKS DRIVE FAQs

What would the monthly payment be for 3110 SHADOW OAKS DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,822/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3110 SHADOW OAKS DRIVE?+

The most recent tax bill on record (2025) was $3,079. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Holiday?+

At $380,000, this home is listed about 55% above the Holiday median of $245,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3110 SHADOW OAKS DRIVE?+

Sunray Elementary School (elementary), Paul R. Smith Middle School (middle), Anclote High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of FUTURE HOME REALTY INC · Chelsea Vecchio. MLS #TB8513609.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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