David Ramirez
$88,500$98,5002 bd2 ba984 sqft$90 /sqft$1,315 /mo all-in ↓

55 PALM FOREST DRIVE, LARGO, FL, 33770

Active55 days on marketListed May 29, 2026MLS #TB8513462

Priced 63% below the LARGO 33770 medianReduced $10KManufactured HomePALM HILL MOBILE HOME PARK UNREC

About this home

55 PALM FOREST DRIVE

REDUCED 10K! Discover the good life at Palm Hill Country Club, a premier 5-star 55+ community located right in the heart of Tampa Bay! This fantastic new listing features a well-maintained 1981 home with 2 bedrooms and 2 bathrooms, designed for total comfort and easy living. Here, you will feel like you are on vacation every single day with amenities galore, including a 9-hole golf course, two active clubhouses, sparkling swimming pools, relaxing jacuzzis, tennis courts, two bocce courts, shuffleboard, billiards, a horseshoes pit, and a pickleball court. But wait, there's more!—for a low monthly maintenance fee of just $595.00, you will roll your water, sewer, garbage, lawn care, cable, and internet all into one easy bill. This is your chance to skip the utility headaches, enjoy effortless living, and start experiencing the vibrant resort lifestyle you deserve! INTERIOR: Prepare to fall in love… inside this cute home, you’ll immediately feel how light and bright it is, featuring updated windows, paneled walls, and brand-new floors and subfloors installed in 2023, with beautiful laminate throughout. Year-round comfort is guaranteed with central heating and air conditioning updated in 2022, complete with ceiling ducts and refreshing ceiling fans. At the heart of the home is an updated, open kitchen equipped with a stainless steel refrigerator (2024) with an ice maker, a range and oven (2026), a movable island, a stainless steel dishwasher, microwave, a disposal, and a convenient built-in desk that serves as the perfect spot to draft shopping lists or to meal plan. The kitchen flows seamlessly into the dining room, which is flooded with natural light and showcases a large built-in buffet with a hutch that provides plenty of cabinets and drawers for serving, storage, or display. From there, enter the charming living room, perfectly comfortable for movie nights or entertaining friends. Also featured is an ample closet, great for storage, and a newer sliding glass door leading out to the side of the home to the lovely garden. Visitors will love the full guest bath, which shows off a new tub/shower combo and a single-sink vanity with lots of counter space and cabinets below for towels and toiletries. Nearby, the guest bedroom features a sizeable closet and offers a flexible layout that could be used for visitors or changed up to an office, exercise space, or reading room—your imagination is the limit! Finally, the pleasant primary bedroom serves as a private sanctuary, complete with a walk-in closet, cozy carpet installed in 2023, and an en-suite bath that boasts a walk-in shower with brand-new shower doors. EXTERIOR: Outside, you will immediately notice the neat, clean look of this home, showcasing tidy landscaping, a durable roof-over completed in 2022, and brand-new vinyl siding installed in 2025. You will have plenty of space with the accessible 2-car carport, along with a handy storage shed that houses the washer(2026) and dryer to keep your main living areas clutter-free. Step into the lowered screened room, which offers the perfect setup to relax and experience seamless indoor/outdoor Florida living. Best of all, this incredible property is priced at just $88,500—and that includes the share, making it an unbeatable value for effortless resort living! Schedule your private showing today to experience this lovely home and vibrant community firsthand!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

984

Sqft

0 ac

Lot size

1981

Year built

One

Levels

$90

Per sqft

Partially55+ community

Inside

FlooringLaminate
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Living Room/Dining Room Combo · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryOther
CoolingCentral Air
HeatingCentral
FurnishedPartially

Outside & construction

RoofRoof Over
ConstructionVinyl Siding
FoundationCrawlspace
FacesWest
ExteriorSidewalk

Community & fees

HOA fee$595/mo
Taxes (2025)$0/yr
PetsNo
CommunityAssociation Recreation - Owned · Buyer Approval Required · Clubhouse · Community Mailbox · Golf Carts OK · Golf · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Available · Electricity Connected · Sewer Available · Sewer Connected · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,315 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$521
FHA mortgage insurance (est.)$39
Property tax — 2025 actual bill$0
HOA fee — from the listing$595
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $3,098Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $3,098
Interest rate6.00%
Loan term

Estimated payment

$1,396/mo

Principal & interest$521
FHA mortgage insurance (est.)$39
Est. property taxes$81
HOA / condo fee$595
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $89K
$56KedgeAI estimate $83,593 · range $59K$97K$101K

vs edgeAI estimate

+5.9%

Days on market

55 vs 42 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Palm Hill

Map of 55 PALM FOREST DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Tampa31 min
Tampa Int’l Airport (TPA)31 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Largo. See the full Largo guide →

Palm Hill — neighborhood snapshot

Population

1,485

Median age

61

Median income

$56,382

Median home value

$129,997

Avg household

2

Households w/ children

82%

For the school run

Pinellas County School District

MiddleLargo Middle School★★★★★
HighLargo High School★★★★★
ElementarySouthern Oak Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Largo market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$340K$325K

Largo median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 63% below the LARGO 33770 median. See the full Largo market guide →

Paper trail

This home's history

CurrentPrice reduced to $88,500 $10K
May 29, 2026Listed at $98,500 · 55 days on market since
1981Built · PALM HILL MOBILE HOME PARK UNREC

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 55 PALM FOREST DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 55 PALM FOREST DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

55 PALM FOREST DRIVE FAQs

What would the monthly payment be for 55 PALM FOREST DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,315/mo — principal and interest, estimated property taxes, the $595/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 55 PALM FOREST DRIVE?+

The association fee works out to $595 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 55 PALM FOREST DRIVE?+

The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 55 PALM FOREST DRIVE?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Largo?+

At $88,500, this home is listed about 67% below the Largo median of $269,500. The market section on this page shows how the area is trending.

Which schools are assigned to 55 PALM FOREST DRIVE?+

Largo Middle School (middle), Largo High School (high), Southern Oak Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the LARGO 33770 market on paper

$88,500 is 63% below the LARGO 33770 median of $239,950, and at $90/sqft it sits under the Largo average of $247.

02Know the monthly fee

The association fee is $595/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

03Strong assigned schools

Largo Middle School, Largo High School, Southern Oak Elementary School — Southern Oak Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $98,500, now $88,500 — a $10K cut. The full history is in the market section below.

Listing courtesy of SELECT REAL ESTATE OF PINELLAS · Patricia Long. MLS #TB8513462.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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