David Ramirez
$265,0003 bd2.5 ba1,358 sqft$195 /sqft$2,441 /mo all-in ↓

307 SUMMER CLOUDS PLACE, BRANDON, FL, 33511

Active32 days on marketListed Jun 18, 2026MLS #TB8513458

Priced 24% below the BRANDON 33511 medianTownhouseWHISPERING OAKS TWNHMS

About this home

307 SUMMER CLOUDS PLACE

Welcome home to this 2-story end unit townhome in the heart of Brandon, Florida! Offering 3 bedrooms, 2.5 baths, and a 1-car garage with a private driveway, this home provides comfort, convenience, and value. Enjoy natural lighting thanks to the desirable end-unit location, along with outdoor spaces that include a balcony off the living room and a cozy back porch - perfect for resting and relaxing. Major updates include a new roof (2025) and a newer AC unit (4 years old) with ceiling fans throughout the home. Ideally situated near Brandon Hospital, shopping, dining, and major commuter routes, this home offers easy access to everything Brandon has for you. This townhome is waiting for someone to make it their own!

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,358

Sqft

0.04 ac

Lot size

1

Garage

2008

Year built

Two

Levels

$195

Per sqft

Pets allowed

Inside

FlooringCarpet · Laminate · Tile
AppliancesBuilt-In Oven · Dishwasher · Dryer · Microwave · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · PrimaryBedroom Upstairs · Thermostat
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofOther
ConstructionStucco
FoundationBlock · Concrete Perimeter
FacesNorth
ExteriorBalcony · Lighting

Community & fees

HOA fee$400/mo
Taxes (2025)$2,450/yr
PetsYes
CommunityNone

Utilities & systems

UtilitiesElectricity Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,441 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,560
FHA mortgage insurance (est.)$117
Property tax — 2025 actual bill$204
HOA fee — from the listing$400
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,275Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,275
Interest rate6.00%
Loan term

Estimated payment

$2,441/mo

Principal & interest$1,560
FHA mortgage insurance (est.)$117
Property taxes (actual bill)$204
HOA / condo fee$400
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $265K
$222KedgeAI estimate $236,756 · range $231K$246K$276K

vs edgeAI estimate

+11.9%

$/sqft vs Brandon actives

$195 vs $212

Days on market

32 vs 23 typical

Where $195/sqft sits among the 242 Brandon actives

39
40
58 · this home
54
27
24
$140–166$166–193$193–219$219–246$246–272$272+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Brandon

Map of 307 SUMMER CLOUDS PLACE

Drive times from this address

Downtown Tampa22 min
Tampa Int’l Airport (TPA)39 min

Get to know Brandon. See the full Brandon guide →

BRANDON 33511 — neighborhood snapshot

Population

60,399

Median age

38

Median income

$77,383

Median home value

$324,900

Avg household

2.63

Households w/ children

7,399

For the school run

Hillsborough County School District

HighBrandon High School★★★★
ElementaryYates Elementary School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Brandon market

Seller’s marketLeans seller3.8 months of inventoryBuyer’s market

$375K$387K

Brandon median sold, yr/yr

98.2%

Sale-to-list ratio (12 mo)

131 of 242

Brandon actives have cut their price

Median sold price, Brandon, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 24% below the BRANDON 33511 median. See the full Brandon market guide →

Paper trail

This home's history

Jun 18, 2026Listed at $265,000 · 32 days on market since
2008Built · WHISPERING OAKS TWNHMS

Reality check

What actually sold near 307 SUMMER CLOUDS PLACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

321 SUMMER CLOUDS PLACESold · Jul ’26

$240,000

321 SUMMER CLOUDS PLACE · same community

3 bd · 2.5 ba · 1,358 sqft · $177/sqft · 111 DOM

778 SPRING FLOWERS TRAILSold · Oct ’25

$220,000

778 SPRING FLOWERS TRAIL · same community

3 bd · 2.5 ba · 1,496 sqft · $147/sqft · 144 DOM

722 SUNLIT COURTSold · Oct ’25

$415,000

722 SUNLIT COURT

3 bd · 2 ba · 1,386 sqft · $299/sqft · 22 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 307 SUMMER CLOUDS PLACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 307 SUMMER CLOUDS PLACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

307 SUMMER CLOUDS PLACE FAQs

What would the monthly payment be for 307 SUMMER CLOUDS PLACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,441/mo — principal and interest, the actual property-tax bill, the $400/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 307 SUMMER CLOUDS PLACE?+

The association fee works out to $400 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 307 SUMMER CLOUDS PLACE?+

The most recent tax bill on record (2025) was $2,450. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 307 SUMMER CLOUDS PLACE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Brandon?+

At $265,000, this home is listed about 28% below the Brandon median of $369,900. The market section on this page shows how the area is trending.

Which schools are assigned to 307 SUMMER CLOUDS PLACE?+

Brandon High School (high), Yates Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of FOUNDATION REALTY GROUP · Cheyanne Vetzel. MLS #TB8513458.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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