5535 SUMMERLAND HILLS DRIVE, LAKELAND, FL, 33812
Active76 days on marketListed May 29, 2026MLS #TB8513395
About this home
5535 SUMMERLAND HILLS DRIVE
Virtually Staged. Welcome to this beautifully updated, single-story home with a private pool in the Gated community of Summerland Hills! Featuring great curb appeal and a long list of recent improvements, including full interior and exterior paint, new quartz countertops in the kitchen, and new LVP flooring in the bedrooms replacing carpet for a fresh, modern feel. This home offers an open and split bedroom floorplan with a spacious family room perfect for everyday living, while a separate living room with a cozy fireplace provides additional space to relax or entertain. The kitchen includes a convenient pantry for extra storage and functionality. The primary bathroom features a separate tub and shower, creating a comfortable retreat, as well as dual sinks for added convenience. Two of the oversized secondary bedrooms offer walk-in closets. A rear-facing 2-car garage adds functionality while enhancing the home’s curb appeal. Step outside to enjoy the backyard pool, complete with a safety fence for added peace of mind, and a covered patio ideal for entertaining and outdoor fun. This move-in-ready home combines style, comfort, and functionality in one inviting package. Hurry to schedule your showing as this one won't last!!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,316
Sqft
0.3 ac
Lot size
2
Garage
1999
Year built
One
Levels
$199
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,619 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,619/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−12.2%
$/sqft vs Lakeland actives
$199 vs $193
Days on market
76 vs 44 typical
Where $199/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
LAKELAND 33812 — neighborhood snapshot
Population
14,836
Median age
38.9
Median income
$100,569
Median home value
$335,000
Avg household
3.02
Households w/ children
1,880
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $320K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
215 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 17% above the LAKELAND 33812 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 5535 SUMMERLAND HILLS DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$515,000
5564 SUMMERLAND HILLS CIRCLE UNIT 0 · same community
3 bd · 2.5 ba · 2,509 sqft · $205/sqft · 23 DOM
Sold · Dec ’25$382,000
6421 ALAMANDA HILLS DRIVE
4 bd · 3 ba · 2,309 sqft · $165/sqft · 487 DOM
Sold · Sep ’25$570,000
6707 HILLIS DRIVE
4 bd · 3 ba · 2,328 sqft · $245/sqft · 52 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5535 SUMMERLAND HILLS DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5535 SUMMERLAND HILLS DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5535 SUMMERLAND HILLS DRIVE FAQs
What would the monthly payment be for 5535 SUMMERLAND HILLS DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,619/mo — principal and interest, the actual property-tax bill, the $50/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5535 SUMMERLAND HILLS DRIVE?+
The association fee works out to $50 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5535 SUMMERLAND HILLS DRIVE?+
The most recent tax bill on record (2025) was $5,978. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5535 SUMMERLAND HILLS DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $459,900, this home is listed about 36% above the Lakeland median of $337,900. The market section on this page shows how the area is trending.
Which schools are assigned to 5535 SUMMERLAND HILLS DRIVE?+
Highland City Elementary School (elementary), Bartow Senior High School (high), Bartow Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$459,900 runs 17% above the LAKELAND 33812 median — but at 2,316 sqft it's also 34% larger than the typical Lakeland listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $499,900, now $459,900 — a $40K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of HOMESMART · Cheryl Kypreos. MLS #TB8513395.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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