462 SPOTTED SLIPPER PLACE, RUSKIN, FL, 33570
Active57 days on marketListed May 28, 2026MLS #TB8513213
About this home
462 SPOTTED SLIPPER PLACE
Welcome to Ruskin's Shell Cove Community! With 2702 Square feet, 5 bedrooms/3.5 bathrooms, 2 car garage and Bonus Space, this 2-story home has a lot to offer. Step inside to a formal living room or office space directly to your right. The kitchen/dining/family room combination is just beyond. Kitchen features modern white cabinetry, granite counters, oversized center island, closet pantry and dining space. Sliding doors off the dining space lead to an over sized patio with partially fenced backyard. A full bathroom and guest bedroom (perfect for guests!) completes the first floor. Upstairs opens to an oversized 17 x 10 Bonus Space - the perfect space lounging and then splits off to the primary suite - large walk in closet, vanity and large step in shower. The other two secondary bedrooms, a full bathroom and the laundry room round out the upstairs. Central location, close to shopping and restaurants. It's good to be home! FHA financing is available (I-insured). FHA 203k loan eligible if buyer chooses, but is subject to buyers FHA appraisal. Buyer selects closing agent/firm. This home is owned by HUD – Housing of Urban Development. “All properties sold ‘as is’ without any guarantee or warranty by the seller”. All buyers must be accompanied in by a representing RE agent. All measurements are estimates. 15 day owner occupant first look period.
Facts & features
The home at a glance
5
Bedrooms
3.5
Bathrooms
2,702
Sqft
0.18 ac
Lot size
2
Garage
2022
Year built
Two
Levels
$129
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,286 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,286/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Ruskin actives
$129 vs $178
Days on market
57 vs 51 typical
Where $129/sqft sits among the 291 Ruskin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ruskin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ruskin. See the full Ruskin guide →
RUSKIN 33570 — neighborhood snapshot
Population
33,676
Median age
36.7
Median income
$69,048
Median home value
$255,400
Avg household
2.86
Households w/ children
4,421
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ruskin market
$330K → $320K
Ruskin median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
159 of 291
Ruskin actives have cut their price
Median sold price, Ruskin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% above the RUSKIN 33570 median. See the full Ruskin market guide →
Paper trail
This home's history
Reality check
What actually sold near 462 SPOTTED SLIPPER PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$499,000
1808 BONITA BLUFF COURT
4 bd · 3 ba · 2,696 sqft · $185/sqft · 10 DOM
Sold · Nov ’25$312,000
1521 BONITA BLUFF COURT
6 bd · 2.5 ba · 2,718 sqft · $115/sqft · 66 DOM
Sold · Mar ’26$309,150
321 BLUE POINT DRIVE
5 bd · 3 ba · 2,674 sqft · $116/sqft · 64 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 462 SPOTTED SLIPPER PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 462 SPOTTED SLIPPER PLACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
462 SPOTTED SLIPPER PLACE FAQs
What would the monthly payment be for 462 SPOTTED SLIPPER PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,286/mo — principal and interest, the actual property-tax bill, the $12/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 462 SPOTTED SLIPPER PLACE?+
The association fee works out to $12 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 462 SPOTTED SLIPPER PLACE?+
The most recent tax bill on record (2025) was $10,937. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 462 SPOTTED SLIPPER PLACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ruskin?+
At $348,000, this home is listed about 1% below the Ruskin median of $349,850. The market section on this page shows how the area is trending.
Which schools are assigned to 462 SPOTTED SLIPPER PLACE?+
Ruskin Elementary School (elementary), Lennard High School (high), Shields Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CARTER COMPANY REALTORS · Trish Carter. MLS #TB8513213.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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