3009 E FERN STREET, TAMPA, FL, 33610
Active65 days on marketListed Jun 3, 2026MLS #TB8513200
Come see it
Upcoming open house
Sat, Aug 8
11:00 AM – 1:00 PM
About this home
3009 E FERN STREET
Welcome to Woodlawn Terrace - THERE's NOTHING LEFT TO DO but...move in! Ready for immediate occupancy as this home features a permitted 2023 ROOF, WATER HEATER 2019, brand-NEW CARPET (July 2026) throughout all three bedrooms, a recently serviced HVAC system and the home was PROFESSIONALLY TENTED and treated for termites in July 2026 (comes with a 3-year transferable warranty). So, this is your chance to move-in with confidence knowing the major items have already been addressed. This 3-bedroom, 1.5-bath home offers a practical layout, durable concrete block construction and a prime location within Tampa's vibrant urban core. Situated on an approximately 67' x 103' lot; the spacious backyard is shaded by beautiful grandfather oaks and includes a charming dog-trot style storage and laundry room just off the carport. Inside, oversized obsidian-inspired ceramic tile, freshly painted white walls and an open-concept layout create a bright, welcoming space. The updated kitchen flows seamlessly into the living area and features shaker-style cabinetry, granite countertops and like-new stainless steel appliances. Whether you're a first-time homebuyer, looking to downsize or searching for a solid investment, this home checks all the boxes. Schedule your private showing today and come see everything this home and its OVERSIZED backyard, has to offer!
Facts & features
The home at a glance
3
Bedrooms
1.5
Bathrooms
999
Sqft
0.16 ac
Lot size
1958
Year built
One
Levels
$299
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,452 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,452/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.6%
$/sqft vs Tampa actives
$299 vs $301
Days on market
65 vs 40 typical
Where $299/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside 40th Street Corridor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
40th Street Corridor — neighborhood snapshot
Population
37,490
Median age
36
Median income
$44,203
Median home value
$172,343
Avg household
2
Households w/ children
3,868
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $435K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
199 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 7% below the TAMPA 33610 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 3009 E FERN STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$260,000
305 NW 34TH STREET · same community
3 bd · 1.5 ba · 1,035 sqft · $251/sqft · 143 DOM
Sold · Jan ’26$255,000
610 NW 34TH STREET · same community
3 bd · 2 ba · 1,288 sqft · $198/sqft · 11 DOM
Sold · Feb ’26$325,000
3018 E JEAN STREET · same community
3 bd · 1.5 ba · 1,305 sqft · $249/sqft · 28 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3009 E FERN STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3009 E FERN STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3009 E FERN STREET FAQs
What would the monthly payment be for 3009 E FERN STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,452/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3009 E FERN STREET?+
The most recent tax bill on record (2025) was $4,828. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3009 E FERN STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $298,500, this home is listed about 34% below the Tampa median of $450,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3009 E FERN STREET?+
King High School (high), Robles Elementary School (elementary), Greco Middle Magnet School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · Ivan Rivera. MLS #TB8513200.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Tampa homes, in your inbox
Like 3009 E FERN STREET but not quite? A daily digest of every new listing in Tampa — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →