4200 BEACH DRIVE SE, ST PETERSBURG, FL, 33705
Active70 days on marketListed May 28, 2026MLS #TB8513039
About this home
4200 BEACH DRIVE SE
Welcome to this beautifully updated 3-bed, 2-bath coastal retreat in one of St. Petersburg’s most desirable waterfront communities. With thoughtfully designed living space, this home blends relaxed Florida style with modern comfort — perfect for everyday living or effortless entertaining. Step inside and you’re greeted by warm, continuous flooring and an open, airy layout that instantly feels inviting. The bright living area flows naturally toward the water, creating a serene backdrop for gatherings or quiet mornings at home. The spacious primary suite offers a peaceful escape with its private ensuite bath and generous layout. Two additional bedrooms provide flexibility for guests, a home office, or creative space, while the second full bath ensures convenience for everyone. Outside, the property truly shines. From the covered patio with a cozy fireplace, enjoy expansive bay views stretching beyond the protected canal, where tranquil waters meet the horizon — the perfect backdrop for morning coffee or sunset gatherings. Located just minutes to vibrant downtown St. Pete and the area's award-winning beaches, this home offers the perfect balance of peaceful waterfront living and unbeatable convenience. With its coastal charm, inviting curb appeal, and thoughtful updates, this is the kind of place where the Florida lifestyle begins the moment you move in.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,784
Sqft
0.22 ac
Lot size
2
Garage
1974
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$189 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$189/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Petersburg actives
$2 vs $323
Days on market
70 vs 55 typical
Where $2/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Coquina Key
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Coquina Key — neighborhood snapshot
Population
4,069
Median age
46
Median income
$104,283
Median home value
$329,549
Avg household
2
Households w/ children
309
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $420K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
214 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the ST PETERSBURG 33705 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 4200 BEACH DRIVE SE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$1,025,000
537 DOLPHIN AVENUE SE · same community
3 bd · 2 ba · 1,870 sqft · $548/sqft · 307 DOM
Sold · May ’26$425,000
4356 TARPON DRIVE SE · same community
4 bd · 2 ba · 1,905 sqft · $223/sqft · 9 DOM
Sold · Oct ’25$1,075,000
562 LEWIS BOULEVARD SE · same community
3 bd · 2 ba · 1,986 sqft · $541/sqft · 25 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4200 BEACH DRIVE SE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4200 BEACH DRIVE SE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4200 BEACH DRIVE SE FAQs
What would the monthly payment be for 4200 BEACH DRIVE SE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $189/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 4200 BEACH DRIVE SE?+
The listing reports pets: Breed Restrictions, Dogs OK, Pet Deposit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $4,000, this home is listed about 99% below the St Petersburg median of $437,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4200 BEACH DRIVE SE?+
Lakewood Elementary School (elementary), Lakewood High School (high), Bay Point Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA LLC · Jeff Joyner, X. MLS #TB8513039.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New St Petersburg homes, in your inbox
Like 4200 BEACH DRIVE SE but not quite? A daily digest of every new listing in St Petersburg — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →