David Ramirez
$3,999,999$4,100,0005 bd4.5 ba7,260 sqft$551 /sqft$26,515 /mo all-in ↓

18562 COUNCIL CREST DRIVE, ODESSA, FL, 33556

Active66 days on marketListed May 28, 2026MLS #TB8512855

Reduced $100KWaterfrontPrivate poolSingle Family ResidenceKEYSTONE PARK COLONY SUB

About this home

18562 COUNCIL CREST DRIVE

Classic, timeless, and effortlessly luxurious — welcome to your dream lifestyle at 18562 Council Crest Drive, where refined lakefront living meets the perfect Tampa Bay location. Behind the gates of the exclusive Council Crest community, surrounded by 4.69 private acres with 329 feet of frontage on Lake Martha, this extraordinary estate blends elevated design/upgrades, resort-style outdoor living, and serene waterfront beauty. The atmosphere is immediate: quiet, private, and framed by mature live oaks and cypress — worlds away from the city, yet minutes from Tampa's best dining, shopping, interstates, airports, and beaches, and zoned for top-rated Steinbrenner High School. Spanning over 7,260 SF across three levels with a private elevator, the home (built 2009) has been extensively upgraded by the sellers for elevated living and unforgettable entertaining. Beneath a newer metal roof (2022), new solid wood doors open to a foyer and a redesigned, open staircase. Rich wide-plank engineered hardwood floors flow under soaring coffered ceilings and crisp millwork. The layout offers 5 bedrooms, 4.5 baths, a 4-car garage, dual primary suites, a theater room, formal living and dining spaces, and a stunning double-island kitchen — two stone islands, custom cabinetry, brick backsplash, Wolf gas range, Wolf appliances, Sub- Zero fridge, built-in coffee maker, and a breakfast room wrapped in custom wallpaper. The living room anchors with a custom entertainment wall and brick fireplace. Every room has been enhanced with designer-level upgrades — custom carpentry, statement lighting, designer wallpaper, renovated baths, and surround sound inside and out. The dual primary suites include a main-level suite with new brick flooring and a fully updated pool bath, plus a hotel-worthy upper suite with spa bath, freestanding tub, glass shower, dual vanities, and a massive walk-in closet with its own center island. Lifestyle spaces include a theater room, spacious guest suites, a bonus/gym room (currently the 5th bedroom), and an expansive third-floor loft that serves as an air-conditioned storage level and bonus space. Outside, the estate becomes a private resort. A spectacular 38-foot heated saltwater pool and spa with oversized sun shelf centers a travertine terrace built for entertaining. The upgraded cabana features a brick fireplace, mounted TV, speakers, tongue-and-groove ceilings, and a matching metal roof, all framed by lake views. A new private covered dock with electricity overlooks Lake Martha — perfect for fishing, sunsets, and peaceful mornings on the water. Significant investment includes a 2022 metal roof, 2022 water treatment system, newer pool equipment, tankless gas water heater, 500-gallon propane, an expanded backyard (˜38 truckloads of fill and nearly $50,000 in sod), extended lanai decking, new front doors, and extensive interior and exterior renovations throughout. Wake to peaceful lake views, fish from your private dock, and entertain under the cabana at sunset — all while enjoying complete privacy minutes from the energy of Tampa Bay. Set within a small community of just 10 homes, 18562 Council Crest Drive is more than a home; it is a fully curated luxury lifestyle of beauty, privacy, and timeless elegance in one extraordinary address.

Facts & features

The home at a glance

5

Bedrooms

4.5

Bathrooms

7,260

Sqft

4.69 ac

Lot size

4

Garage

2009

Year built

Three Or More

Levels

$551

Per sqft

Private poolWaterfrontFireplacePool & Trees/Woods & Water view

Inside

FlooringCarpet · Engineered Hardwood · Tile · Travertine · Hardwood
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Gas Water Heater · Microwave · Range Hood · Refrigerator · Tankless Water Heater · Washer · Water Filtration System · Water Softener
InteriorBuilt-in Features · Ceiling Fan(s) · Coffered Ceiling(s) · Crown Molding · Eating Space In Kitchen · Elevator · High Ceilings · Kitchen/Family Room Combo · Solid Wood Cabinets · Thermostat · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric · Propane

Outside & construction

RoofMetal
ConstructionBlock · Wood Frame · Wood Siding
FoundationSlab
ViewPool · Trees/Woods · Water
FacesNortheast
ParkingCircular Driveway · Garage Door Opener · Garage Faces Side · Oversized
ExteriorFrench Doors · Irrigation System · Lighting

Community & fees

HOA fee$250/mo
Taxes (2025)$36,258/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesCable Available · Electricity Connected · Propane
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$26,515 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$21,584
PMI (est., until 20% equity)$1,500
Property tax — 2025 actual bill$3,022
HOA fee — from the listing$250
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $400,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $400,000
Interest rate6.00%
Loan term

Estimated payment

$26,515/mo

Principal & interest$21,584
PMI (est., until 20% equity)$1,500
Property taxes (actual bill)$3,022
HOA / condo fee$250
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Odessa actives

$551 vs $267

Days on market

66 vs 38 typical

Where $551/sqft sits among the 204 Odessa actives

87
66
18
5
9
19 · this home
$187–258$258–330$330–401$401–473$473–544$544+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Odessa

Map of 18562 COUNCIL CREST DRIVE

Drive times from this address

Tampa Int’l Airport (TPA)30 min
Downtown Tampa33 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Odessa. See the full Odessa guide →

ODESSA 33556 — neighborhood snapshot

Population

34,045

Median age

40.9

Median income

$151,034

Median home value

$589,700

Avg household

2.93

Households w/ children

4,581

For the school run

Hillsborough County School District

HighSteinbrenner High School★★★★
MiddleMartinez Middle School★★★★★
ElementaryHammond Elementary School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Odessa market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$655K$682K

Odessa median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

115 of 204

Odessa actives have cut their price

Median sold price, Odessa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 506% above the ODESSA 33556 median. See the full Odessa market guide →

Paper trail

This home's history

CurrentPrice reduced to $3,999,999 $100K
May 28, 2026Listed at $4,100,000 · 66 days on market since
2009Built · KEYSTONE PARK COLONY SUB

Reality check

What actually sold near 18562 COUNCIL CREST DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8510 LAYS COVE PLACESold · Oct ’25

$1,550,000

8510 LAYS COVE PLACE · same community

5 bd · 5 ba · 6,500 sqft · $238/sqft · 70 DOM

16502 OFFENHAUR ROADSold · Jun ’26

$1,200,000

16502 OFFENHAUR ROAD · same community

5 bd · 4.5 ba · 5,217 sqft · $230/sqft · 2 DOM

16573 HUTCHISON ROADSold · Aug ’25

$1,650,000

16573 HUTCHISON ROAD · same community

5 bd · 4.5 ba · 4,700 sqft · $351/sqft · 68 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 18562 COUNCIL CREST DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 18562 COUNCIL CREST DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

18562 COUNCIL CREST DRIVE FAQs

What would the monthly payment be for 18562 COUNCIL CREST DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $26,515/mo — principal and interest, the actual property-tax bill, the $250/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 18562 COUNCIL CREST DRIVE?+

The association fee works out to $250 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 18562 COUNCIL CREST DRIVE?+

The most recent tax bill on record (2025) was $36,258. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 18562 COUNCIL CREST DRIVE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Odessa?+

At $3,999,999, this home is listed about 433% above the Odessa median of $749,950. The market section on this page shows how the area is trending.

Which schools are assigned to 18562 COUNCIL CREST DRIVE?+

Steinbrenner High School (high), Martinez Middle School (middle), Hammond Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$3,999,999 runs 506% above the ODESSA 33556 median — but at 7,260 sqft it's also nearly 3 times the size of the typical Odessa listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Steinbrenner High School, Martinez Middle School, Hammond Elementary School, Patricia Sullivan Metropolitan Ministries Partnership School — Steinbrenner High School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $4,100,000, now $3,999,999 — a $100K cut. The full history is in the market section below.

Listing courtesy of COMPASS FLORIDA LLC · Austin Marks. MLS #TB8512855.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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