David Ramirez
$1,125,0004 bd3.5 ba3,548 sqft$317 /sqft$8,000 /mo all-in ↓

611 MIRABAY BOULEVARD, APOLLO BEACH, FL, 33572

Active57 days on marketListed May 27, 2026MLS #TB8512664

WaterfrontSingle Family ResidenceMIRABAY PH 2A-2

About this home

611 MIRABAY BOULEVARD

Luxury Coastal Waterfront Home! Experience elevated coastal living in this stunning waterfront residence featuring a private dock with a 13,000 lb boat lift and direct access to beautiful Tampa Bay - perfect for boating enthusiasts and sunset cruises. Designed with a bright, airy coastal aesthetic, this exceptional two-story home offers soaring ceilings, abundant natural light, and an effortless indoor-outdoor lifestyle. This 3548 square foot home offers 4 spacious bedrooms, 3.5 bathrooms, a private office, and a formal dining room. The thoughtfully designed floor plan blends elegance with everyday comfort. Rich bamboo wood flooring flows throughout the home, while expansive living spaces and a versatile loft area provide room to relax, entertain, or gather. The luxurious primary suite is a private retreat featuring an oversized walk-in closet and a spa-inspired bath with an impressive walk-in shower. The chef's kitchen is appointed with stainless steel appliances, generous prep space, and seamless flow into the main living areas. Step outside to the expansive covered lanai overlooking tranquil water views, creating the perfect backdrop for morning coffee or evening entertaining. Completing the home is a spacious 3-car tandem garage and the rare convenience of true waterfront living with quick bay access. This extraordinary coastal home offers the ideal balance of luxury, comfort, and boating lifestyle.

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

3,548

Sqft

0.19 ac

Lot size

3

Garage

2006

Year built

Two

Levels

$317

Per sqft

WaterfrontWater viewPets allowed

Inside

FlooringBamboo · Carpet · Ceramic Tile
AppliancesCooktop · Dishwasher · Disposal · Dryer · Gas Water Heater · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMetal
ConstructionBlock
FoundationSlab
ViewWater
FacesSouthwest
ParkingDriveway · Oversized
ExteriorIrrigation System · Private Yard · Sidewalk

Community & fees

HOA fee$16/mo
Taxes (2025)$15,984/yr
PetsCats OK, Dogs OK, Yes
CommunityWaterfront · Clubhouse · Fitness Center · Gated Community - No Guard · Playground · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Fiber Optics · Natural Gas Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$8,000 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,070
PMI (est., until 20% equity)$422
Property tax — 2025 actual bill$1,332
HOA fee — from the listing$16
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $112,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $112,500
Interest rate6.00%
Loan term

Estimated payment

$8,000/mo

Principal & interest$6,070
PMI (est., until 20% equity)$422
Property taxes (actual bill)$1,332
HOA / condo fee$16
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.1M
$757KedgeAI estimate $829,507 · range $789K$931K$1.2M

vs edgeAI estimate

+35.6%

Days on market

57 vs 56 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Mirabay

Map of 611 MIRABAY BOULEVARD inside its neighborhood boundary

Drive times from this address

Downtown Tampa33 min
Tampa Int’l Airport (TPA)45 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Apollo Beach. See the full Apollo Beach guide →

Mirabay — neighborhood snapshot

Population

2,133

Median age

56

Median income

$98,381

Median home value

$406,778

Avg household

2

Households w/ children

218

For the school run

Hillsborough County School District

ElementaryApollo Beach K-8 School★★★★
HighLennard High School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Apollo Beach market

Seller’s marketLeans buyer7.3 months of inventoryBuyer’s market

$450K$472K

Apollo Beach median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 150% above the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →

Paper trail

This home's history

May 27, 2026Listed at $1,125,000 · 57 days on market since
2006Built · MIRABAY PH 2A-2

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 611 MIRABAY BOULEVARD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 611 MIRABAY BOULEVARD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

611 MIRABAY BOULEVARD FAQs

What would the monthly payment be for 611 MIRABAY BOULEVARD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,000/mo — principal and interest, the actual property-tax bill, the $16/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 611 MIRABAY BOULEVARD?+

The association fee works out to $16 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 611 MIRABAY BOULEVARD?+

The most recent tax bill on record (2025) was $15,984. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 611 MIRABAY BOULEVARD?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Apollo Beach?+

At $1,125,000, this home is listed about 130% above the Apollo Beach median of $490,000. The market section on this page shows how the area is trending.

Which schools are assigned to 611 MIRABAY BOULEVARD?+

Apollo Beach K-8 School (elementary), Lennard High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,125,000 runs 150% above the APOLLO BEACH 33572 median — but at 3,548 sqft it's also 68% larger than the typical Apollo Beach listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Apollo Beach K-8 School, Lennard High School, Patricia Sullivan Metropolitan Ministries Partnership School — Apollo Beach K-8 School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of CENTURY 21 BEGGINS ENTERPRISES · Kim Hodgskin. MLS #TB8512664.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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