David Ramirez
$3,5003 bd2 ba1,760 sqft$2 /sqft$185 /mo all-in ↓

515 CRYSTAL BEACH AVENUE, CRYSTAL BEACH, FL, 34681

Active68 days on marketListed May 27, 2026MLS #TB8512635

Priced 100% below the CRYSTAL BEACH 34681 medianFully furnishedSingle Family ResidenceCRYSTAL BEACH REV

About this home

515 CRYSTAL BEACH AVENUE

AVAILABLE 10-July 2026 | Welcome to your private Crystal Beach retreat! Tucked behind charming gates and surrounded by lush tropical landscaping, this furnished 3-bedroom, 2-bath home offers the perfect blend of eclectic style, comfort, and coastal living. Available for short-term stays with a 30-day minimum rental period, this unique property is ideal for those seeking a relaxing Florida escape. The first floor features a spacious open-concept layout with a great room combining the kitchen, living area, and breakfast bar, plus a formal dining space that seats eight. A private guest bedroom with a queen bed and an onsite washer and dryer add convenience and functionality. Upstairs, the primary suite offers a king bed, private balcony, garden tub, walk-in shower, and airy retreat-like feel. The additional upstairs bedroom includes a twin-over-full bunk bed plus a fold-out full bed, making it perfect for guests or families. A cozy loft office space provides room to work remotely during your stay. Enjoy peaceful outdoor spaces filled with mature landscaping and artistic charm, all just a short stroll from Crystal Beach and the waterfront park. Conveniently located near Honeymoon Island, the world-famous Sponge Docks of Tarpon Springs Sponge Docks, and Clearwater Beach, with Tampa International Airport only approximately 20 miles away. Utilities are included with water and electric combined up to $250 per month. Tenant is responsible for all applicable taxes and fees. The home was marked safe from the storms of 2024, offering additional peace of mind. Experience the charm, creativity, and laid-back coastal lifestyle that make Crystal Beach such a special destination.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,760

Sqft

0.14 ac

Lot size

1948

Year built

Two

Levels

$2

Per sqft

Garden viewFurnishedPets allowed

Inside

FlooringTile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Freezer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · PrimaryBedroom Upstairs · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Closet
CoolingCentral Air
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

ViewGarden
ParkingDriveway · Off Street
ExteriorBalcony · French Doors · Outdoor Grill

Community & fees

PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Sewer Connected
WaterPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$185 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$21
FHA mortgage insurance (est.)$2
Est. property taxes (1.1%/yr)$3
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $123Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $123
Interest rate6.00%
Loan term

Estimated payment

$185/mo

Principal & interest$21
FHA mortgage insurance (est.)$2
Est. property taxes$3
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs CRYSTAL BEACH REV

$2 vs $392

Days on market

68 vs 31 typical

Where $2/sqft sits among the 14 homes for sale in CRYSTAL BEACH REV

0 · this home
0
0
5
8
1
$2–94$94–186$186–278$278–370$370–462$462+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Crystal Beach

Map of 515 CRYSTAL BEACH AVENUE

Drive times from this address

Tampa Int’l Airport (TPA)39 min
Downtown Tampa42 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Crystal Beach. See the full Crystal Beach guide →

CRYSTAL BEACH 34681 — neighborhood snapshot

Population

1,331

Median age

42.9

Median home value

$680,500

Avg household

2.63

Households w/ children

253

For the school run

Pinellas County School District

HighPalm Harbor University High★★★★
ElementaryOzona Elementary School★★★★★
MiddlePalm Harbor Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Crystal Beach market

Seller’s marketLeans buyer10.7 months of inventoryBuyer’s market

$1.2M$605K

Crystal Beach median sold, yr/yr

95.5%

Sale-to-list ratio (12 mo)

12 of 14

CRYSTAL BEACH REV have cut their price

Median sold price, Crystal Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 100% below the CRYSTAL BEACH 34681 median. See the full Crystal Beach market guide →

Paper trail

This home's history

May 27, 2026Listed at $3,500 · 68 days on market since
1948Built · CRYSTAL BEACH REV

Reality check

What actually sold near 515 CRYSTAL BEACH AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

349 KENTUCKY AVENUESold · May ’26

$605,000

349 KENTUCKY AVENUE · same community

2 bd · 3 ba · 1,916 sqft · $316/sqft · 71 DOM

410 GEORGIA AVENUESold · Oct ’25

$680,000

410 GEORGIA AVENUE · same community

3 bd · 2 ba · 1,541 sqft · $441/sqft · 120 DOM

407 INDIANA AVENUESold · Sep ’25

$340,000

407 INDIANA AVENUE · same community

3 bd · 2 ba · 1,392 sqft · $244/sqft · 94 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 515 CRYSTAL BEACH AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 515 CRYSTAL BEACH AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

515 CRYSTAL BEACH AVENUE FAQs

What would the monthly payment be for 515 CRYSTAL BEACH AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $185/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 515 CRYSTAL BEACH AVENUE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Crystal Beach?+

At $3,500, this home is listed about 100% below the Crystal Beach median of $760,000. The market section on this page shows how the area is trending.

Which schools are assigned to 515 CRYSTAL BEACH AVENUE?+

Palm Harbor University High (high), Ozona Elementary School (elementary), Palm Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the CRYSTAL BEACH 34681 market on paper

$3,500 is 100% below the CRYSTAL BEACH 34681 median of $747,450, and at $2/sqft it sits under the Crystal Beach average of $412.

02Garden views

The garden view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

68 days on market against a Crystal Beach median of 31 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Palm Harbor University High, Ozona Elementary School, Palm Harbor Middle School — Palm Harbor University High rates 4 of 5. Always verify assignments with the district.

Listing courtesy of ORANGE GROVE PROPERTY SOLUTIONS · Tara Cook. MLS #TB8512635.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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