217 MOUNT PINEY AVENUE NE UNIT 286, ST PETERSBURG, FL, 33702
Active78 days on marketListed May 27, 2026MLS #TB8512604
About this home
217 MOUNT PINEY AVENUE NE UNIT 286
No flooding inside with 2024 storms! Built in 1985, this 2 bed/2 bath remodeled home decorated with a charming coastal motif is located in the popular 55+ community of Americana Cove. The home with almost 1,000 sq. ft of living space was totally remodeled in early 2024, then the current owner added a number of upgrades including 2025 roofover with warranty creating a long-life double roof, 2025 vapor barrier with warranty that protects the subflooring, and 2026 electric meter. The Spring 2024 upgrades: Beautiful laminate flooring throughout--no carpet, remodeled kitchen with stainless appliances, quartz countertops, wood cabinets and pantry; both baths were totally remodeled and include showers, sinks and comfort-height toilets. Primary bedroom has wall of closets for storage. Enclosed Florida room with 2024 mini split increases the living space. Large screened lanai with shed creates a wonderful outdoor space. Two car carport. HVAC central air/heat is 2021 and 2024 water heater. This exquisite home comes partially furnished and is located close to the clubhouse, office, pool and the entrance area--one doesn't have to drive into the community to come and go. Price includes share for the lot and ownership in the Co-op. Low monthly maintenance fee of $410 includes water, sewer, trash pick up, lawn mowing, private streets, seawalls and all amenities including clubhouse, fitness center, heated pool, billiards, two boat ramps, kayak launch and so much more! Fiber optics is offered with special rates for residents or use the service that you desire--there are no restrictions on internet/cable service providers. Americana Cove is the premiere 55+ factory-built housing community with an excellent location: only 10 mins to downtown St. Petersburg, 20 mins to Tampa and two airports and 25 mins to St. Pete Beach. 4th St dining, shopping and grocery are minutes away. Come see why this beautiful home would make an excellent full time residence, winter retreat or investment property as renting is allowed with 2-month minimum. Pet Friendly: 2 pets (dogs or cats) up to 35 pounds are welcomed! This is a beautiful home in a popular 55+ community!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
928
Sqft
0.12 ac
Lot size
1985
Year built
One
Levels
$209
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,039 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,039/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+15.9%
$/sqft vs MOBEL AMERICANA MOBILE HOME PARK UNREC
$209 vs $187
Days on market
78 vs 57 typical
Where $209/sqft sits among the 37 homes for sale in MOBEL AMERICANA MOBILE HOME PARK UNREC
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Mobel Americana
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Mobel Americana — neighborhood snapshot
Population
682
Median age
66
Median income
$68,843
Median home value
$312,800
Avg household
2
Households w/ children
49%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
20 of 37
MOBEL AMERICANA MOBILE HOME PARK UNREC have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 23% below the ST PETERSBURG 33702 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 217 MOUNT PINEY AVENUE NE UNIT 286
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$130,000
7245 MOUNT FAIRFIELD ROAD NE UNIT 539 · same community
2 bd · 2 ba · 952 sqft · $137/sqft · 588 DOM
Sold · Jun ’26$135,000
7002 MOUNT BRISTOL BOULEVARD NE UNIT 448 · same community
2 bd · 2 ba · 960 sqft · $141/sqft · 138 DOM
Sold · Mar ’26$78,000
7257 MOUNT GEORGETOWN DRIVE NE UNIT 565 · same community
2 bd · 2 ba · 893 sqft · $87/sqft · 135 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 217 MOUNT PINEY AVENUE NE UNIT 286 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 217 MOUNT PINEY AVENUE NE UNIT 286 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
217 MOUNT PINEY AVENUE NE UNIT 286 FAQs
What would the monthly payment be for 217 MOUNT PINEY AVENUE NE UNIT 286?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,039/mo — principal and interest, the actual property-tax bill, the $410/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 217 MOUNT PINEY AVENUE NE UNIT 286?+
The association fee works out to $410 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 217 MOUNT PINEY AVENUE NE UNIT 286?+
The most recent tax bill on record (2025) was $2,930. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 217 MOUNT PINEY AVENUE NE UNIT 286?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $193,500, this home is listed about 55% below the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 217 MOUNT PINEY AVENUE NE UNIT 286?+
Shore Acres Elementary School (elementary), Meadowlawn Middle School (middle), Northeast High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ST PETERSBURG 33702 market on paper
$193,500 is 23% below the ST PETERSBURG 33702 median of $251,500, and at $209/sqft it sits under the St Petersburg average of $381.
02Strong assigned schools
Shore Acres Elementary School, Meadowlawn Middle School, Northeast High School — Shore Acres Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $225,000, now $193,500 — a $32K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BAREFOOT REALTY GROUP · Charity Cicardo. MLS #TB8512604.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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