314 WINDRUSH BOULEVARD UNIT 12, INDIAN ROCKS BEACH, FL, 33785
Active53 days on marketListed Jun 1, 2026MLS #TB8512570
About this home
314 WINDRUSH BOULEVARD UNIT 12
PRICE IMPROVEMENT **** Welcome to effortless coastal living in the heart of Indian Rocks Beach at Indian Cove Condominiums. This beautifully maintained, fully furnished, turnkey 3-story condo that lives like a townhome offers 2 bedrooms, 2.5 bathrooms, an oversized 1-car garage, two private balconies, and convenient access to the community pool just steps from your front door. Perfectly blending beachside charm with low-maintenance living, this home is ideally located just a short walk or quick golf cart ride to the public beach access and the white sand beaches of the Gulf of Mexico. Even better, the golf cart is included with the sale, making it easy to enjoy everything this vibrant beach community has to offer. For added flexibility and investment potential, 2-week short-term rentals are also permitted. The first floor features an oversized garage with room for both a car and golf cart, plus plenty of additional storage for beach gear, bikes, fishing equipment, and even a rack for paddleboards and water toys. GOLF CART [Valued at approximately $8K] is INCLUDED with the sale. Also located on the first level is a versatile flex space [located in the FEMA, un-insured but air conditioned space] with direct access to the community pool, creating endless opportunities for entertaining, hosting guests, a game room, home gym, office, or additional lounge space after a day at the beach. Upstairs on the main living level, you are welcomed by an open-concept kitchen, dining, and living area filled with natural light and relaxed coastal vibes throughout. The updated kitchen features granite countertops, stainless steel appliances, a stylish subway tile backsplash, and a conveniently located half bathroom nearby. The spacious living and dining areas flow seamlessly to a private balcony, creating the perfect setting to relax or entertain while enjoying the coastal breeze. On the third floor are both bedrooms, each offering comfortable carpet flooring and privacy from the main living areas. The primary suite features its own private balcony and an updated ensuite bathroom complete with a large single vanity and beautifully updated tile shower with glass enclosure. The secondary bedroom is perfect for guests or family and is conveniently located next to the updated secondary bathroom featuring a single vanity and shower/tub combination. Also located on this floor is an oversized laundry room with abundant storage and functionality. This condo offers the perfect blend of comfort, convenience, and easy coastal living. The HOA carries the flood insurance and master building insurance policy, leaving owners responsible for only a walls-in policy for added peace of mind. Conveniently located near locally loved restaurants like Salt Rock Grill, shops, parks, boating, fishing, and everything Indian Rocks Beach has to offer, this property also provides easy access to Clearwater Beach, downtown St. Petersburg, Tampa, and Tampa International Airport. Whether you are searching for a full-time residence, vacation getaway, or investment opportunity, this coastal retreat delivers the ideal Florida beach lifestyle.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,400
Sqft
1
Garage
1981
Year built
Three Or More
Levels
$304
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,256 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,256/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+22.4%
$/sqft vs Indian Rocks Beach actives
$304 vs $594
Days on market
53 vs 48 typical
Where $304/sqft sits among the 91 Indian Rocks Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Indian Rocks
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Indian Rocks Beach. See the full Indian Rocks Beach guide →
Indian Rocks — neighborhood snapshot
Population
3,655
Median age
59
Median income
$104,994
Median home value
$687,925
Avg household
2
Households w/ children
160
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Indian Rocks Beach market
$953K → $781K
Indian Rocks Beach median sold, yr/yr
93.9%
Sale-to-list ratio (12 mo)
48 of 91
Indian Rocks Beach actives have cut their price
Median sold price, Indian Rocks Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 39% below the INDIAN ROCKS BEACH 33785 median. See the full Indian Rocks Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 314 WINDRUSH BOULEVARD UNIT 12
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$550,000
13560 DEL PRADO DRIVE S
3 bd · 2 ba · 1,397 sqft · $394/sqft · 14 DOM
Sold · Nov ’25$530,000
13521 DEL PRADO DRIVE S
3 bd · 2 ba · 1,397 sqft · $379/sqft · 88 DOM
Sold · Dec ’25$775,014
24 GULF BOULEVARD UNIT 1C
2 bd · 2 ba · 1,380 sqft · $562/sqft · 158 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 314 WINDRUSH BOULEVARD UNIT 12 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 314 WINDRUSH BOULEVARD UNIT 12 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
314 WINDRUSH BOULEVARD UNIT 12 FAQs
What would the monthly payment be for 314 WINDRUSH BOULEVARD UNIT 12?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,256/mo — principal and interest, the actual property-tax bill, the $970/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 314 WINDRUSH BOULEVARD UNIT 12?+
The association fee works out to $970 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 314 WINDRUSH BOULEVARD UNIT 12?+
The most recent tax bill on record (2025) was $5,239. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 314 WINDRUSH BOULEVARD UNIT 12?+
The listing reports pets: Cats OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Indian Rocks Beach?+
At $425,000, this home is listed about 40% below the Indian Rocks Beach median of $712,000. The market section on this page shows how the area is trending.
Which schools are assigned to 314 WINDRUSH BOULEVARD UNIT 12?+
Anona Elementary School (elementary), Largo High School (high), Seminole Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the INDIAN ROCKS BEACH 33785 market on paper
$425,000 is 39% below the INDIAN ROCKS BEACH 33785 median of $699,900, and at $304/sqft it sits under the Indian Rocks Beach average of $633.
02Pool views
The pool view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $970/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Anona Elementary School, Largo High School, Seminole Middle School — Anona Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $450,000, now $425,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Jason Pithers. MLS #TB8512570.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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