5416 8TH STREET, ZEPHYRHILLS, FL, 33542
Active68 days on marketListed May 29, 2026MLS #TB8512462
About this home
5416 8TH STREET
Step back in time while embracing endless possibilities with this beautifully maintained historic home in the heart of Downtown Zephyrhills. Built in 1910 and designated as a protected historic property, this charming 2-bedroom, 1-bath residence offers a rare blend of historic character, modern updates, and mixed-use zoning that opens the door to a variety of residential and commercial opportunities. A welcoming screened front porch overlooks the tree-lined streets of downtown, creating the perfect place to enjoy your morning coffee or greet visitors. Inside, you'll find bright, inviting living spaces filled with natural light, original architectural charm, and thoughtful updates. The renovated kitchen features modern cabinetry, solid-surface countertops, stainless steel appliances, and ample storage while maintaining the home's timeless appeal. The home also features a water filtration/ softening system installed about 4 years ago. Situated on a spacious corner lot shaded by mature oak trees, the property includes a detached garage with laundry area, white picket fencing, and plenty of outdoor space. Whether you're looking for a unique primary residence, a live/work opportunity, professional office, boutique retail concept, small café, bed and breakfast, or another creative venture permitted by zoning, this property offers exceptional flexibility in one of Zephyrhills' most recognizable historic districts. Located within a minute of downtown shops, restaurants, community events, government offices, and local attractions, this is a rare opportunity to own a piece of Zephyrhills history while investing in its future. Historic properties with mixed-use zoning and this level of charm rarely become available. Schedule your private showing today and discover the possibilities waiting at this one-of-a-kind downtown gem.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
776
Sqft
0.16 ac
Lot size
1
Garage
1910
Year built
One
Levels
$268
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,537 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,537/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+32.5%
$/sqft vs CITY ZEPHYRHILLS
$268 vs $202
Days on market
68 vs 48 typical
Where $268/sqft sits among the 13 homes for sale in CITY ZEPHYRHILLS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Downtown Zephyrhills
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Zephyrhills. See the full Zephyrhills guide →
Downtown Zephyrhills — neighborhood snapshot
Population
3,883
Median age
37
Median income
$47,219
Median home value
$131,710
Avg household
3
Households w/ children
309
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Zephyrhills market
$331K → $363K
Zephyrhills median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
7 of 13
CITY ZEPHYRHILLS have cut their price
Median sold price, Zephyrhills, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 19% above the ZEPHYRHILLS 33542 median. See the full Zephyrhills market guide →
Paper trail
This home's history
Reality check
What actually sold near 5416 8TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$219,900
5811 11TH STREET · same community
2 bd · 1 ba · 800 sqft · $275/sqft · 64 DOM
Sold · Aug ’25$210,000
5238 16TH STREET · same community
2 bd · 2 ba · 730 sqft · $288/sqft · 300 DOM
Sold · Sep ’25$189,000
5835 8TH STREET · same community
2 bd · 1 ba · 704 sqft · $268/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5416 8TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5416 8TH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5416 8TH STREET FAQs
What would the monthly payment be for 5416 8TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,537/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5416 8TH STREET?+
The most recent tax bill on record (2025) was $729. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Zephyrhills?+
At $208,000, this home is listed about 35% below the Zephyrhills median of $319,945. The market section on this page shows how the area is trending.
Which schools are assigned to 5416 8TH STREET?+
Raymond B. Stewart Middle School (middle), Zephyrhills High School (high), Woodland Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$208,000 runs 19% above the ZEPHYRHILLS 33542 median.
02City views
The city view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $223,000, now $208,000 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BINGHAM REALTY INC · Christina Rodriguez. MLS #TB8512462.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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