David Ramirez
$1,750,000$1,790,0006 bd4.5 ba5,284 sqft$331 /sqft$12,718 /mo all-in ↓

1016 SIGNET LOOP, APOLLO BEACH, FL, 33572

Active52 days on marketListed May 28, 2026MLS #TB8512446

Reduced $40KWaterfrontSingle Family ResidenceMIRABAY

About this home

1016 SIGNET LOOP

1016 Signet Loop is a 6-bedroom, 4.5-bath waterfront estate in the Marisol Pointe neighborhood of MiraBay, sitting on a 70-foot saltwater canal lot with direct access to Tampa Bay. Built by Park Square Homes on the Carrara floor plan, this is the largest newer home currently available in MiraBay and one of the most extensively upgraded properties in the community. The seller has invested over $100,000 in lighting alone -- chandeliers and fixtures that have to be seen in person to be fully appreciated. Apollo Beach is home to hundreds of dolphins and manatees that swim the canals daily, and from this address they are not something you drive to see -- they are something you watch from your own backyard. The retired golf course directly across the street has become a natural sanctuary for some of Florida's most beautiful birds, making Signet Drive one of the quietest and most naturally scenic streets in the entire community. Brand new seawalls mean zero worry and zero near-term expense for the new owner -- a significant advantage that waterfront buyers elsewhere in Florida rarely get to enjoy. The main level is designed for both grand entertaining and everyday living. A two-story entry sets the tone immediately. The open kitchen flows into the family room and oversized breakfast nook, anchored by an large pantry with custom wooden shelving. A formal dining room, private office, and full guest suite with a separate exterior door round out the first floor, along with the primary suite featuring a gigantic walk-in closet and oversized bath. Tile floors run throughout the entire main level. Upstairs is essentially a second home. Four additional bedrooms, a bonus room, a loft, a theatre room, and a fully equipped private kitchenette with all appliances included make this floor work perfectly for multigenerational living, long-term guests, or a luxury secondary retreat. A large balcony overlooks the canal and captures the bay breezes and water views that define life in MiraBay. The upgrades go well beyond the aesthetics. Motorized blinds, a motorized chandelier, a whole-home water softener, and customized closets in every bedroom. Level 2 EV chargers in both garages. A generator already wired and ready to go. The gym equipment and play zone are included in the sale. All of this sits inside MiraBay, one of the most amenity-rich communities in the Tampa Bay area at just $190 yearly in HOA fees. Residents enjoy two heated pools open year-round, a poolside cafe, an evening lounge with TVs, a 24-hour gym with dual saunas and fitness classes, tennis courts, pickleball courts, basketball courts, three parks with playgrounds, miles of walking trails winding through the community and deep into the Wolfe Creek Nature Preserve all the way to Tampa Bay, a private boat launch, and two separate kayak and paddleboard launches with free community equipment for residents and their guests. A full-time activity coordinator keeps the calendar packed year-round with food trucks, live entertainment, movies in the park, holiday events, and the beloved annual lighted boat and golf cart parade. The CDD covers seawall maintenance -- a financial benefit that waterfront homeowners elsewhere in Florida pay dearly for. Golf cart access connects residents directly to the MiraBay Shopping Village for dining, groceries, a wine bar, an ice cream shop, healthcare, salons, and more without ever touching the highway.

Facts & features

The home at a glance

6

Bedrooms

4.5

Bathrooms

5,284

Sqft

0.25 ac

Lot size

3

Garage

2023

Year built

Two

Levels

$331

Per sqft

WaterfrontWater viewPets allowed

Inside

FlooringCarpet · Luxury Vinyl · Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Exhaust Fan · Gas Water Heater · Microwave · Range Hood · Refrigerator · Tankless Water Heater · Water Softener · Wine Refrigerator
InteriorBuilt-in Features · Coffered Ceiling(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s) · Wet Bar
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofTile
ConstructionBlock · Stucco · Wood Frame
FoundationSlab · Stem Wall
ViewWater
FacesNorth
ParkingDriveway · Electric Vehicle Charging Station(s) · Garage Door Opener · Off Street · Open · Split Garage
ExteriorBalcony · Hurricane Shutters · Irrigation System · Lighting · Private Yard · Sidewalk · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$16/mo
Taxes (2025)$29,311/yr
PetsCats OK, Dogs OK, Yes
CommunityBoat Slip · Dock · Fishing · Lake · Public Boat Ramp · Water Access · Waterfront · Association Recreation - Lease · Clubhouse · Deed Restrictions · Fitness Center · Golf Carts OK · Park · Playground · Pool · Restaurant · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Fire Hydrant · Natural Gas Connected · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$12,718 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$9,443
PMI (est., until 20% equity)$656
Property tax — 2025 actual bill$2,443
HOA fee — from the listing$16
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $175,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $175,000
Interest rate6.00%
Loan term

Estimated payment

$12,718/mo

Principal & interest$9,443
PMI (est., until 20% equity)$656
Property taxes (actual bill)$2,443
HOA / condo fee$16
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Apollo Beach actives

$331 vs $227

Days on market

52 vs 56 typical

Where $331/sqft sits among the 400 Apollo Beach actives

148
124
34
28 · this home
29
37
$151–208$208–265$265–322$322–378$378–435$435+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Apollo Beach

Map of 1016 SIGNET LOOP

Drive times from this address

Downtown Tampa32 min
Tampa Int’l Airport (TPA)48 min

Get to know Apollo Beach. See the full Apollo Beach guide →

APOLLO BEACH 33572 — neighborhood snapshot

Population

25,045

Median age

43.8

Median income

$113,775

Median home value

$430,900

Avg household

2.59

Households w/ children

3,126

For the school run

Hillsborough County School District

MiddleShields Middle School★★★★
HighLennard High School★★★★★
ElementaryCypress Creek Elementary School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Apollo Beach market

Seller’s marketLeans buyer7.3 months of inventoryBuyer’s market

$450K$472K

Apollo Beach median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

221 of 400

Apollo Beach actives have cut their price

Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 289% above the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,750,000 $40K
May 28, 2026Listed at $1,790,000 · 52 days on market since
2023Built · MIRABAY

Reality check

What actually sold near 1016 SIGNET LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

978 SIGNET DRIVESold · Aug ’25

$1,675,000

978 SIGNET DRIVE · same community

6 bd · 6 ba · 5,357 sqft · $313/sqft · 15 DOM

5321 FISHERSOUND LANESold · Aug ’25

$1,245,000

5321 FISHERSOUND LANE · same community

4 bd · 3.5 ba · 4,123 sqft · $302/sqft · 144 DOM

910 SIGNETSold · May ’26

$935,000

910 SIGNET · same community

4 bd · 3.5 ba · 3,239 sqft · $289/sqft · 265 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1016 SIGNET LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1016 SIGNET LOOP — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1016 SIGNET LOOP FAQs

What would the monthly payment be for 1016 SIGNET LOOP?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $12,718/mo — principal and interest, the actual property-tax bill, the $16/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1016 SIGNET LOOP?+

The association fee works out to $16 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1016 SIGNET LOOP?+

The most recent tax bill on record (2025) was $29,311. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1016 SIGNET LOOP?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Apollo Beach?+

At $1,750,000, this home is listed about 257% above the Apollo Beach median of $490,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1016 SIGNET LOOP?+

Shields Middle School (middle), Lennard High School (high), Cypress Creek Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,750,000 runs 289% above the APOLLO BEACH 33572 median — but at 5,284 sqft it's also nearly 2 times the size of the typical Apollo Beach listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03The price has already moved

Listed at $1,790,000, now $1,750,000 — a $40K cut. The full history is in the market section below.

Listing courtesy of 27NORTH REALTY · Shawna Calvert. MLS #TB8512446.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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