9 YAWL LANE UNIT 9, PALM HARBOR, FL, 34683
Active68 days on marketListed May 27, 2026MLS #TB8512411
About this home
9 YAWL LANE UNIT 9
Build your dream home in the highly desirable 55+ waterfront Gulf access community of Crystal Bay! Whether you’re searching for the perfect retirement destination, seasonal getaway, full-time Florida lifestyle, or an investment opportunity, this vacant mobile home lot offers incredible potential in an ideal coastal setting. A paved driveway is already in place, adding convenience and value as you plan your new home. Residents of Crystal Bay enjoy an exceptional array of amenities designed to make everyday living feel like a vacation. Relax by the waterfront clubhouse pool and spacious pool deck while taking in beautiful water views and socializing with neighbors. Watch dolphins play, manatees glide by, and fish jumping right from the community waterfront areas. Spend your days fishing, boating, kayaking, or simply soaking in the peaceful coastal atmosphere. The community features a convenient boat launch, docking facilities for non-waterfront homeowners, and boat slips available for shareholders on a waiting list, perfect for boating and fishing enthusiasts who love life on the water. Crystal Bay provides a carefree, low-maintenance lifestyle with water, sewer, trash pickup, lawn mowing, and edging all included in the community services, giving you more time to enjoy everything this vibrant community has to offer. The paved Pinellas Trail is conveniently located right at the entrance to the community, offering miles of scenic biking, walking, and outdoor enjoyment. Ideally located near all the fun and charm of Palm Harbor, Tarpon Springs, Crystal Beach, Ozona, and Dunedin, you’ll enjoy easy access to local shops, delicious restaurants, waterfront dining, breweries, festivals, farmers markets, beaches, parks, and year-round events. Beautiful Honeymoon Island State Park is also just a short drive away, offering stunning beaches, nature trails, kayaking, and some of Florida’s most breathtaking sunsets. This is your opportunity to create the Florida lifestyle you’ve been dreaming of in one of the area’s welcoming waterfront communities!
Facts & features
The home at a glance
0.08 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,042 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,042/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Palm Harbor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
PALM HARBOR 34683 — neighborhood snapshot
Population
34,180
Median age
47.5
Median income
$90,037
Median home value
$424,200
Avg household
2.46
Households w/ children
3,432
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$425K → $450K
Palm Harbor median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 76% below the PALM HARBOR 34683 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 9 YAWL LANE UNIT 9
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$205,000
432 TAMPA ROAD
2 bd · 1 ba · 824 sqft · $249/sqft · 29 DOM
Sold · Oct ’25$400,000
311 DEMPSEY ROAD
2 bd · 1 ba · 852 sqft · $469/sqft · 2 DOM
Sold · Nov ’25$362,000
344 BAY STREET
2 bd · 1 ba · 910 sqft · $398/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9 YAWL LANE UNIT 9 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9 YAWL LANE UNIT 9 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
9 YAWL LANE UNIT 9 FAQs
What would the monthly payment be for 9 YAWL LANE UNIT 9?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,042/mo — principal and interest, the actual property-tax bill, the $215/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9 YAWL LANE UNIT 9?+
The association fee works out to $215 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9 YAWL LANE UNIT 9?+
The most recent tax bill on record (2025) was $485. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9 YAWL LANE UNIT 9?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $99,000, this home is listed about 74% below the Palm Harbor median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 9 YAWL LANE UNIT 9?+
Lake St. George Elementary School (elementary), Palm Harbor Middle School (middle), Palm Harbor University High (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX ELITE REALTY · Kim Adams. MLS #TB8512411.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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