David Ramirez
$639,000$669,0003 bd2 ba1,353 sqft$472 /sqft$4,652 /mo all-in ↓

710 31ST AVENUE N, ST PETERSBURG, FL, 33704

Active74 days on marketListed May 27, 2026MLS #TB8512406

Priced 20% below the ST PETERSBURG 33704 medianReduced $30KSingle Family ResidenceHARPER TERRACE

About this home

710 31ST AVENUE N

Welcome Home to this beautifully updated home in a prime location! Walkable to several dining & retail establishments that St. Petersburg has to enjoy! This 3/2 home has been thoughtfully & tastefully renovated. Fully fenced-in yard with a covered carport makes day to day living easy. The open living area welcomes you with a custom accent wall and plenty of natural light, creating a warm space to relax or gather with friends! The beautifully updated kitchen features brand-new stainless-steel appliances, quartz countertops, shaker cabinets, and a spacious island perfect for dining & conversation. A dry bar with a wine fridge adds a touch of fun and convenience, making the dining area ideal for hosting. On the opposite side of the home, the primary suite offers a peaceful retreat with two closets, and a spa-like ensuite bath. Both bedrooms have also been integrated with custom built in storage in the closets. The 3rd bedroom has been turned into an office with a gorgeous wood built-in wall for storage and aesthetic pleasure! With a new roof, AC, water heater, hurricane-impact windows, upgraded closets, and a new washer/dryer, this home blends style with peace of mind. No HOA and located in flood zone X, you’ll enjoy flexibility and security. Come experience the vibrant St. Pete lifestyle waiting just outside your door!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,353

Sqft

0.1 ac

Lot size

1973

Year built

One

Levels

$472

Per sqft

Pets allowed

Inside

FlooringTile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Range · Refrigerator · Washer
InteriorWalk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
FacesNorth
ParkingCovered
ExteriorLighting

Community & fees

Taxes (2025)$9,648/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,652 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,448
PMI (est., until 20% equity)$240
Property tax — 2025 actual bill$804
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $63,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $63,900
Interest rate6.00%
Loan term

Estimated payment

$4,652/mo

Principal & interest$3,448
PMI (est., until 20% equity)$240
Property taxes (actual bill)$804
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $639K
$518KedgeAI estimate $564,657 · range $540K$626K$665K

vs edgeAI estimate

+13.2%

$/sqft vs St Petersburg actives

$472 vs $327

Days on market

74 vs 55 typical

Where $472/sqft sits among the 400 St Petersburg actives

137
140
57 · this home
28
11
27
$137–273$273–408$408–544$544–679$679–815$815+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Allendale Park - Five Points

Map of 710 31ST AVENUE N inside its neighborhood boundary

Drive times from this address

Downtown Tampa26 min
Tampa Int’l Airport (TPA)26 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

Allendale Park - Five Points — neighborhood snapshot

Population

1,000

Median age

51

Median income

$59,573

Median home value

$373,624

Avg household

2

Households w/ children

88%

For the school run

Pinellas County School District

ElementaryJohn M. Sexton Elementary School★★★★★
MiddleMeadowlawn Middle School★★★★★
HighSt. Petersburg High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller4.3 months of inventoryBuyer’s market

$380K$402K

St Petersburg median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

220 of 400

St Petersburg actives have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 20% below the ST PETERSBURG 33704 median. See the full St Petersburg market guide →

Paper trail

This home's history

CurrentPrice reduced to $639,000 $30K
May 27, 2026Listed at $669,000 · 74 days on market since
1973Built · HARPER TERRACE

Reality check

What actually sold near 710 31ST AVENUE N

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1100 3RD STREET NSold · Feb ’26

$895,000

1100 3RD STREET N

2 bd · 2 ba · 1,359 sqft · $659/sqft · 2 DOM

1060 N SHORE DRIVE NE UNIT 6Sold · Sep ’25

$780,000

1060 N SHORE DRIVE NE UNIT 6

2 bd · 2 ba · 1,360 sqft · $574/sqft · 34 DOM

229 10TH AVENUE NSold · Jul ’26

$845,000

229 10TH AVENUE N

2 bd · 1.5 ba · 1,336 sqft · $632/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 710 31ST AVENUE N — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 710 31ST AVENUE N — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

710 31ST AVENUE N FAQs

What would the monthly payment be for 710 31ST AVENUE N?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,652/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 710 31ST AVENUE N?+

The most recent tax bill on record (2025) was $9,648. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 710 31ST AVENUE N?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Petersburg?+

At $639,000, this home is listed about 49% above the St Petersburg median of $430,000. The market section on this page shows how the area is trending.

Which schools are assigned to 710 31ST AVENUE N?+

John M. Sexton Elementary School (elementary), Meadowlawn Middle School (middle), St. Petersburg High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of RE/MAX ELITE REALTY · Sarah Kane. MLS #TB8512406.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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