976 NARCISSUS AVENUE, CLEARWATER BEACH, FL, 33767
Active70 days on marketListed May 28, 2026MLS #TB8512363
About this home
976 NARCISSUS AVENUE
Virtually Staged. Tropical breeze and palm trees -- welcome home to coastal luxury and comfort in the prestigious enclave of Carlouel in Clearwater Beach! One of the few homes offering coveted PRIVATE beach access this home is a must see! Spend your days lounging in your private pool soaking in the sun and sipping tropical beverages or enjoying all the outdoor activities Florida has to offer. This beautifully updated 4-bedroom, 3-bath POOL home offers the perfect combination of convenience and modern beach living -- just steps from the Gulf of Mexico as well as an exclusive peaceful and secluded resident-only beach access! Situated on an oversized, fully fenced lot, this exceptional Clearwater Beach property is designed for both entertaining and everyday comfort. Inside, you’ll find coastal boho finishes, soaring ceilings with exposed beams, and wonderful natural light at every turn. A stunning newly renovated kitchen featuring granite countertops, stainless steel appliances, custom cabinetry, and an oversized island that seamlessly opens to the main living spaces. Rich hard wood flooring, plantation shutters, and thoughtful finishes create warmth and sophistication throughout the home. The luxury of both living and oversized family rooms allow for ample space to entertain family and friends. The spacious indoor-outdoor layout flows effortlessly to a screened lanai overlooking your private backyard oasis complete with a sparkling swimming pool, hot tub, outdoor shower, and lush tropical landscaping. Multiple outdoor gathering spaces make this home ideal for both relaxation and hosting guests year-round. Additional highlights include a circular driveway, covered carport, gated side access on both sides of the property, extra parking for golf carts or beach toys, and a storage shed for added convenience. Located in one of Clearwater Beach’s most exclusive and golf-cart-friendly communities, Carlouel offers unmatched tranquility while remaining minutes from world-famous white sand beaches, waterfront dining, marinas, shopping, and entertainment. Rarely do homes become available in this prestigious enclave offering private beach access, oversized lots, and true coastal charm. Whether you're seeking a year-round residence or a vacation getaway, this beach house is the perfect place to call home. Don't miss your chance to experience the best of Clearwater living—where every day feels like a vacation! Schedule your tour today!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,192
Sqft
0.2 ac
Lot size
1954
Year built
One
Levels
$501
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$7,695 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,695/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+32.5%
$/sqft vs Clearwater Beach actives
$501 vs $569
Days on market
70 vs 75 typical
Where $501/sqft sits among the 275 Clearwater Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater Beach. See the full Clearwater Beach guide →
Clearwater Beach — neighborhood snapshot
Population
2,289
Median age
58
Median income
$87,434
Median home value
$801,867
Avg household
2
Households w/ children
104
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater Beach market
$535K → $905K
Clearwater Beach median sold, yr/yr
93.9%
Sale-to-list ratio (12 mo)
118 of 275
Clearwater Beach actives have cut their price
Median sold price, Clearwater Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% above the CLEARWATER BEACH 33767 median. See the full Clearwater Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 976 NARCISSUS AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$1,200,000
1031 MANDALAY AVENUE · same community
4 bd · 3 ba · 2,084 sqft · $576/sqft · 173 DOM
Sold · Mar ’26$690,000
988 BRUCE AVENUE · same community
2 bd · 2 ba · 1,507 sqft · $458/sqft · 376 DOM
Sold · Jan ’26$730,000
996 BRUCE AVENUE · same community
2 bd · 2 ba · 1,127 sqft · $648/sqft · 12 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 976 NARCISSUS AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 976 NARCISSUS AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
976 NARCISSUS AVENUE FAQs
What would the monthly payment be for 976 NARCISSUS AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,695/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 976 NARCISSUS AVENUE?+
The most recent tax bill on record (2025) was $14,385. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Clearwater Beach?+
At $1,098,000, this home is listed about 37% above the Clearwater Beach median of $799,000. The market section on this page shows how the area is trending.
Which schools are assigned to 976 NARCISSUS AVENUE?+
Sandy Lane Elementary School (elementary), Dunedin Highland Middle School (middle), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,098,000 runs 99% above the CLEARWATER BEACH 33767 median — but at 2,192 sqft it's also 57% larger than the typical Clearwater Beach listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Sandy Lane Elementary School, Dunedin Highland Middle School, Clearwater High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $1,150,000, now $1,098,000 — a $52K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ST PETE REALTY · Courtney Stein. MLS #TB8512363.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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