2599 DOLLY BAY DRIVE UNIT 305, PALM HARBOR, FL, 34684
Active71 days on marketListed May 26, 2026MLS #TB8512345
About this home
2599 DOLLY BAY DRIVE UNIT 305
WELCOME HOME to this beautifully updated 2-bedroom, 2.5-bath condo located in the highly desirable Dolly Bay community with access to Lake Tarpon! Featuring a newer metal roof, NEW luxury vinyl flooring throughout both levels, and numerous recent upgrades, this home is truly move-in ready. As you enter, you are greeted by a fully remodeled kitchen featuring granite countertops, subway tile backsplash, under-cabinet lighting, and ample cabinet space. The spacious open-concept dining and great room combination creates the perfect setting for entertaining family and friends. Tucked beneath the staircase is a versatile nook ideal for a small office space, reading area, or additional storage. Triple sliding glass doors lead to the private rear balcony, the perfect place to relax and enjoy your morning coffee or evening sunsets. Upstairs, both generously sized bedrooms feature en suite bathrooms and oversized double closets spanning the full length of each room. Both bathrooms have been tastefully renovated with floor-to-ceiling subway tiled showers and modern finishes. Additional major updates include a NEW HVAC system (2023) and NEW hot water heater (2023), providing peace of mind for years to come. Dolly Bay offers residents wonderful amenities including a community pool, tennis courts, picnic areas, clubhouse, and access to beautiful Lake Tarpon. Conveniently located near Gulf beaches, parks, museums, shopping, dining, and entertainment. Schedule your private showing today!
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,518
Sqft
0 ac
Lot size
1984
Year built
Two
Levels
$171
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,044 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,044/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Palm Harbor actives
$171 vs $264
Days on market
71 vs 48 typical
Where $171/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dolly Bay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
Dolly Bay — neighborhood snapshot
Population
421
Median age
60
Median income
$86,154
Median home value
$438,200
Avg household
2
Households w/ children
36%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$420K → $445K
Palm Harbor median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
215 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% above the PALM HARBOR 34684 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 2599 DOLLY BAY DRIVE UNIT 305
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$279,750
2599 DOLLY BAY DRIVE UNIT 308 · same community
3 bd · 2.5 ba · 2,029 sqft · $138/sqft · 26 DOM
Sold · Nov ’25$262,000
2511 DOLLY BAY DRIVE UNIT 206 · same community
3 bd · 3 ba · 2,035 sqft · $129/sqft · 9 DOM
Sold · Sep ’25$222,200
2511 DOLLY BAY DRIVE UNIT 301 · same community
3 bd · 3 ba · 2,035 sqft · $109/sqft · 279 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2599 DOLLY BAY DRIVE UNIT 305 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2599 DOLLY BAY DRIVE UNIT 305 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2599 DOLLY BAY DRIVE UNIT 305 FAQs
What would the monthly payment be for 2599 DOLLY BAY DRIVE UNIT 305?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,044/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2599 DOLLY BAY DRIVE UNIT 305?+
The most recent tax bill on record (2025) was $2,866. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2599 DOLLY BAY DRIVE UNIT 305?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $260,000, this home is listed about 32% below the Palm Harbor median of $379,900. The market section on this page shows how the area is trending.
Which schools are assigned to 2599 DOLLY BAY DRIVE UNIT 305?+
Highland Lakes Elementary School (elementary), Tarpon Springs High School (high), Tarpon Springs Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of 27NORTH REALTY · Gene Batronie. MLS #TB8512345.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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