David Ramirez
$646,8503 bd2 ba1,300 sqft$498 /sqft$4,382 /mo all-in ↓

301 41ST AVENUE, ST PETE BEACH, FL, 33706

Active65 days on marketListed May 27, 2026MLS #TB8512325

Single Family ResidenceBELLE VISTA POINT

About this home

301 41ST AVENUE

Picture this: You wake up to soft Gulf breezes drifting through your windows, slip on flip-flops, and stroll just a few blocks to the iconic powdery sugar sands and sparkling turquoise waters of St. Pete Beach — one of America’s most stunning shorelines. This isn’t a vacation. This is your everyday life in paradise. Tucked on a rare, spacious corner lot in the peaceful, tree-lined Bella Vista Point neighborhood, this charming 3-bedroom, 2-bathroom coastal home perfectly blends relaxed elegance with modern comfort. Built strong in 1957 and elevated higher than most nearby homes, it sailed through the recent hurricane completely unscathed. With fresh interior and exterior paint, this move-in-ready gem shines brighter than ever. Step inside to bright, open-concept living spaces flooded with natural light and luxury vinyl plank flooring. The heart of the home is the beautifully remodeled kitchen featuring solid wood cabinets, gleaming bright quartz countertops, a generous peninsula perfect for bar seating and entertaining, plus abundant storage and workspace. A modernized guest bathroom and convenient laundry closet complete the thoughtful layout. All three bedrooms boast well thought out built-in closets, including a private primary suite. The home also boasts impact windows, a newer HVAC system (2018), a tankless water heater, and a 7-stage osmosis water filtration system for efficiency and peace of mind. Outside, prepare to fall in love. The massive fully fenced backyard is one of the largest in the neighborhood — your private coastal sanctuary. Enclosed with a brand-new bright snowy PVC panel and classic picket fence, it offers both security and charm. Relax on the screened lanai with its covered lounge area, soak in the newer hot tub (installed 2019), or enjoy the established fruit trees (including banana trees). There’s endless potential here: add a sparkling pool, lush gardens, an outdoor kitchen, or simply create your dream entertainment space. A large storage shed and carport closet provide extra convenience. Additional standout features include: Covered carport with circular/roundabout-style driveway for easy parking, Powerful whole-home Generac generator (2020, recently serviced — valued at ~$25,000), Google smart lock and Nest security cameras, Brand-new upgraded dishwasher, Electrical upgrades, Fresh landscaping with new sod coming soon Priced below $650,000, this elevated, hurricane-resilient home delivers the rare combination of walk-to-beach convenience, generous outdoor living space, and true long-term lifestyle value in one of Florida’s most desirable beach communities. Elevation certificate, survey, and home inspection reports are available upon request. This isn’t just a house — it’s your front-row seat to the St. Pete Beach lifestyle you’ve always dreamed of. World-class dining, the St. Pete Pier, downtown St. Petersburg’s arts scene, Fort De Soto Park, and more are all minutes away. Ready to make paradise your permanent address? Contact us today to schedule a private showing of 301 41st Ave. Your beach life is waiting.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,300

Sqft

0.21 ac

Lot size

1957

Year built

One

Levels

$498

Per sqft

Negotiable

Inside

FlooringLaminate · Tile
AppliancesBuilt-In Oven · Disposal · Dryer · Exhaust Fan · Freezer · Microwave · Refrigerator · Tankless Water Heater · Trash Compactor · Washer · Water Filtration System · Water Purifier
InteriorCeiling Fan(s) · Eating Space In Kitchen · L Dining · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Stone Counters
LaundryInside · Laundry Closet
CoolingCentral Air
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock
FoundationBlock · Concrete Perimeter
FacesNorth
ExteriorIrrigation System · Sliding Doors · Storage

Community & fees

Taxes (2025)$5,874/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Sewer Connected · Water Connected
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,382 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,490
PMI (est., until 20% equity)$243
Property tax — 2025 actual bill$489
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $64,685Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $64,685
Interest rate6.00%
Loan term

Estimated payment

$4,382/mo

Principal & interest$3,490
PMI (est., until 20% equity)$243
Property taxes (actual bill)$489
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $647K
$417KedgeAI estimate $455,058 · range $434K$485K$673K

vs edgeAI estimate

+42.1%

$/sqft vs St Pete Beach actives

$498 vs $510

Days on market

65 vs 85 typical

Where $498/sqft sits among the 182 St Pete Beach actives

67
34 · this home
39
16
9
17
$278–431$431–583$583–736$736–888$888–1041$1041+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Belle Vista

Map of 301 41ST AVENUE inside its neighborhood boundary

Drive times from this address

Downtown Tampa39 min
Tampa Int’l Airport (TPA)39 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Pete Beach. See the full St Pete Beach guide →

Belle Vista — neighborhood snapshot

Population

1,335

Median age

59

Median income

$137,596

Median home value

$746,300

Avg household

2

Households w/ children

89%

For the school run

Pinellas County School District

HighBoca Ciega High School★★★★★
MiddleBay Point Middle School★★★★★
ElementaryAzalea Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Pete Beach market

Seller’s marketLeans buyer8.8 months of inventoryBuyer’s market

$679K$589K

St Pete Beach median sold, yr/yr

93.3%

Sale-to-list ratio (12 mo)

91 of 182

St Pete Beach actives have cut their price

Median sold price, St Pete Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 44% above the ST PETE BEACH 33706 median. See the full St Pete Beach market guide →

Paper trail

This home's history

May 27, 2026Listed at $646,850 · 65 days on market since
1957Built · BELLE VISTA POINT

Reality check

What actually sold near 301 41ST AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

380 BELLE POINT DRIVESold · Jul ’26

$950,000

380 BELLE POINT DRIVE · same community

2 bd · 2 ba · 1,379 sqft · $689/sqft · 164 DOM

390 BELLE POINT DRIVESold · Apr ’26

$725,000

390 BELLE POINT DRIVE · same community

4 bd · 3 ba · 2,022 sqft · $359/sqft · 3 DOM

6287 BAHIA DEL MAR CIRCLE UNIT 801Sold · Dec ’25

$630,000

6287 BAHIA DEL MAR CIRCLE UNIT 801

2 bd · 2 ba · 1,240 sqft · $508/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 301 41ST AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 301 41ST AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

301 41ST AVENUE FAQs

What would the monthly payment be for 301 41ST AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,382/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 301 41ST AVENUE?+

The most recent tax bill on record (2025) was $5,874. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in St Pete Beach?+

At $646,850, this home is listed about 8% above the St Pete Beach median of $599,000. The market section on this page shows how the area is trending.

Which schools are assigned to 301 41ST AVENUE?+

Boca Ciega High School (high), Bay Point Middle School (middle), Azalea Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of CHARLES RUTENBERG REALTY INC · Suzzi Horsman. MLS #TB8512325.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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