2447 GROVE RIDGE DRIVE, PALM HARBOR, FL, 34683
Active66 days on marketListed May 28, 2026MLS #TB8512191
About this home
2447 GROVE RIDGE DRIVE
NEW ROOF (2026) • IMPACT WINDOWS & SLIDERS (2022) • NEW POOL CAGE & DECKING (2025) • SCREENED POOL • SPLIT FLOOR PLAN • NO HOA **Move-in ready, beautifully maintained, and loaded with the updates buyers are looking for.** From the NEW ROOF and IMPACT WINDOWS to the private SCREENED POOL and NO HOA, this Palm Harbor home offers the kind of peace of mind that's getting harder to find. Offering 3 bedrooms, 2 bathrooms, and 2,096 square feet, the split floor plan provides the flexibility today's buyers want, with multiple living spaces for entertaining, working from home, or simply spreading out. The backyard is truly an extension of the home. Enjoy a screened pool, NEW POOL CAGE & DECKING (2025), oversized covered lanai, and an extended paver patio surrounded by mature landscaping. Mango, lime, and pineapple plants add a little extra Florida charm. Inside, you'll find updated flooring, crown molding, and plenty of natural light throughout. The kitchen opens to the family room and features GRANITE COUNTERTOPS, STAINLESS STEEL APPLIANCES, recessed lighting, ample cabinetry, and plenty of prep space. The primary suite is tucked away for added privacy and includes a versatile flex room that works perfectly as a home office, nursery, workout space, or sitting room. A walk-in closet, dual vanities, and an en-suite bath complete the space. The secondary bedrooms are generously sized and share an updated bathroom with a rain shower. Major updates include a NEW ROOF (2026), IMPACT WINDOWS & SLIDERS (2022), NEW POOL CAGE & DECKING (2025), AC (2019), and WATER HEATER (2018). Located in one of Palm Harbor's most desirable neighborhoods, you're just minutes from Gulf beaches, golf courses, parks, shopping, restaurants, and top-rated schools. Homes with this combination of updates, outdoor living, and NO HOA don't come along often.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,096
Sqft
0.18 ac
Lot size
2
Garage
1981
Year built
One
Levels
$250
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,903 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,903/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−7.7%
$/sqft vs Palm Harbor actives
$250 vs $261
Days on market
66 vs 42 typical
Where $250/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
PALM HARBOR 34683 — neighborhood snapshot
Population
34,180
Median age
47.5
Median income
$90,037
Median home value
$424,200
Avg household
2.46
Households w/ children
3,432
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$425K → $450K
Palm Harbor median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
203 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 27% above the PALM HARBOR 34683 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 2447 GROVE RIDGE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$500,000
2200 CITRUS VALLEY CIRCLE · same community
3 bd · 2 ba · 1,947 sqft · $257/sqft · 28 DOM
Sold · May ’26$578,000
2208 CITRUS VALLEY CIRCLE · same community
3 bd · 2 ba · 1,900 sqft · $304/sqft · 26 DOM
Sold · Jul ’26$740,000
1131 VIRGINIA AVENUE
3 bd · 2 ba · 2,136 sqft · $346/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2447 GROVE RIDGE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2447 GROVE RIDGE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2447 GROVE RIDGE DRIVE FAQs
What would the monthly payment be for 2447 GROVE RIDGE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,903/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2447 GROVE RIDGE DRIVE?+
The most recent tax bill on record (2025) was $5,043. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2447 GROVE RIDGE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $524,999, this home is listed about 40% above the Palm Harbor median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2447 GROVE RIDGE DRIVE?+
Lake St. George Elementary School (elementary), Palm Harbor Middle School (middle), Palm Harbor University High (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$524,999 runs 27% above the PALM HARBOR 34683 median — but at 2,096 sqft it's also 43% larger than the typical Palm Harbor listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Lake St. George Elementary School, Palm Harbor Middle School, Palm Harbor University High — Lake St. George Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $560,000, now $524,999 — a $35K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of 54 REALTY LLC · Danette Manna. MLS #TB8512191.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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