5232 WISHING ARCH DRIVE, APOLLO BEACH, FL, 33572
Active54 days on marketListed Jun 4, 2026MLS #TB8512066
About this home
5232 WISHING ARCH DRIVE
Welcome to luxury coastal living in the highly sought after gated waterfront community of MiraBay, one of Apollo Beach's premier master planned resort style neighborhoods offering an unmatched Florida lifestyle, exceptional amenities, and incredible value! Built in 2022, this stunning 4 bedroom, 3 bathroom home showcases modern coastal architecture, premium upgrades, energy efficient construction, and a highly desirable private homesite with no rear neighbors, a rare premium lot upgrade that provides added privacy and tranquility. From the moment you arrive, the impressive double front doors welcome you into a bright open concept floor plan featuring soaring ceilings, abundant natural light, elegant marble flooring, designer quartz countertops throughout, custom wood cabinetry, and upscale finishes that create a sophisticated yet comfortable living experience. The gourmet chef's kitchen serves as the heart of the home, offering premium cabinetry, expansive preparation space, modern design, and seamless flow into the spacious living and dining areas, making it perfect for entertaining family and friends. Oversized sliding glass doors open to a peaceful backyard retreat with no backyard neighbors, creating the ideal indoor outdoor living experience. Whether enjoying your morning coffee, hosting gatherings, watching Florida sunsets, or designing your dream outdoor oasis, this premium homesite offers privacy rarely found in newer construction communities. The luxurious primary suite provides a private sanctuary featuring a spa inspired bathroom, oversized walk in closet, designer finishes, and a relaxing atmosphere designed for everyday comfort. Additional generously sized bedrooms and beautifully appointed bathrooms offer flexibility for guests, a home office, multigenerational living, or growing families. Residents of MiraBay enjoy access to an impressive collection of resort style amenities including two community clubhouses, a spectacular waterfront clubhouse, heated resort style swimming pools, lap pool, waterslide, state of the art fitness center, waterfront café, pickleball courts, tennis courts, basketball courts, playgrounds, parks, walking trails, biking trails, kayak launches, paddleboard access, marina access, waterfront recreation, and year round community events!!! This golf cart friendly community is renowned for its active lifestyle, waterfront living, and family friendly atmosphere. Perfectly located in Apollo Beach along Florida's beautiful Gulf Coast, MiraBay offers convenient access to Tampa, St. Petersburg, Sarasota, MacDill Air Force Base, Tampa International Airport, award winning beaches, waterfront dining, shopping, marinas, boating, fishing, and top rated schools. Whether you're seeking a luxury home, waterfront community living, a primary residence, vacation home, second home, relocation property, retirement retreat, or investment opportunity, this exceptional residence offers everything today's buyers are searching for. Move in ready and loaded with upgrades, this home combines modern construction, luxury finishes, resort style amenities, gated security, coastal elegance, and one of the most desirable locations in the Tampa Bay area. Opportunities like this are rare in MiraBay. Don't miss your chance to own one of the best values in Apollo Beach's most coveted waterfront community. Schedule your private showing today and experience the luxury lifestyle you've been dreaming of.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,273
Sqft
0.1 ac
Lot size
2
Garage
2022
Year built
Two
Levels
$238
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,504 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,504/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.5%
$/sqft vs Apollo Beach actives
$238 vs $227
Days on market
54 vs 56 typical
Where $238/sqft sits among the 396 Apollo Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Mirabay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Apollo Beach. See the full Apollo Beach guide →
Mirabay — neighborhood snapshot
Population
2,133
Median age
56
Median income
$98,381
Median home value
$406,778
Avg household
2
Households w/ children
218
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Apollo Beach market
$450K → $472K
Apollo Beach median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
228 of 396
Apollo Beach actives have cut their price
Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 23% above the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 5232 WISHING ARCH DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$510,000
315 BLACKROCK LANE · same community
4 bd · 3 ba · 2,273 sqft · $224/sqft · 43 DOM
Sold · Aug ’25$460,000
319 SHORE CRAB WAY · same community
4 bd · 3 ba · 2,468 sqft · $186/sqft · 143 DOM
Sold · Mar ’26$665,000
5235 WISHING ARCH DRIVE · same community
3 bd · 2 ba · 1,964 sqft · $339/sqft · 21 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5232 WISHING ARCH DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5232 WISHING ARCH DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5232 WISHING ARCH DRIVE FAQs
What would the monthly payment be for 5232 WISHING ARCH DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,504/mo — principal and interest, the actual property-tax bill, the $14/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5232 WISHING ARCH DRIVE?+
The association fee works out to $14 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5232 WISHING ARCH DRIVE?+
The most recent tax bill on record (2025) was $10,950. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5232 WISHING ARCH DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Apollo Beach?+
At $539,999, this home is listed about 10% above the Apollo Beach median of $490,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5232 WISHING ARCH DRIVE?+
Apollo Beach K-8 School (elementary), Lennard High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$539,999 runs 23% above the APOLLO BEACH 33572 median.
02Strong assigned schools
Apollo Beach K-8 School, Lennard High School, Patricia Sullivan Metropolitan Ministries Partnership School — Apollo Beach K-8 School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $564,999, now $539,999 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ARC REALTY GROUP · Shari Robertson. MLS #TB8512066.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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