455 ALT 19 S UNIT 159, PALM HARBOR, FL, 34683
Active57 days on marketListed May 28, 2026MLS #TB8511786
About this home
455 ALT 19 S UNIT 159
Welcome home to Harbor Club Condos, a desirable Palm Harbor condo community nestled between world famous Honeymoon Island to the south and the quaint waterfront Ozona neighborhood to the north. Enjoy the water and conservation views as you approach the entrance to this ground floor unit. This split-plan condo unit has two bedroom and two baths with tile floors throughout. The kitchen features newer cabinets, granite countertops, and stainless-steel appliances, including refrigerator, stove, microwave, disposal, and dishwasher. At the end of the kitchen you'll find a small utility closet with washer and dryer included. The living room is spacious and has a small nook in the corner, a perfect spot to have a small office or quiet place to read. The living room has a sliding glass door that opens to a covered porch, a perfect spot to relax and take in the nature views. Both bathrooms have vanities with ample storage and granite countertops. A brand-new air handler and the condenser were installed in 2024 and a new water heater was installed in 2020. This community features two pools, a spa, tennis/pickle ball courts, and is adjacent to the Pinellas Trail, a great place to walk or bike-ride into downtown Dunedin or downtown Palm Harbor. Harbor Club is conveniently located so close to an abundance of attractions, shops, bars, marinas, beaches, golf courses, and restaurants, including Honeymoon and Caladesi Islands, Dunedin Causeway, Ozona Blue, Speckled Trout Marina, Molly Goodhead's, Dunedin Golf Club and so much more. Come check out this lovely condo today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
898
Sqft
0 ac
Lot size
1985
Year built
One
Levels
$200
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,069 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,069/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−7.8%
$/sqft vs HARBOR CLUB CONDO
$200 vs $196
Days on market
57 vs 42 typical
Where $200/sqft sits among the 8 homes for sale in HARBOR CLUB CONDO
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
PALM HARBOR 34683 — neighborhood snapshot
Population
34,180
Median age
47.5
Median income
$90,037
Median home value
$424,200
Avg household
2.46
Households w/ children
3,432
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$425K → $450K
Palm Harbor median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
3 of 8
HARBOR CLUB CONDO have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 55% below the PALM HARBOR 34683 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 455 ALT 19 S UNIT 159
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$154,000
455 ALT 19 HIGHWAY S UNIT 81 · same community
2 bd · 2 ba · 898 sqft · $171/sqft · 143 DOM
Sold · Dec ’25$143,000
455 ALT 19 S UNIT 268 · same community
2 bd · 2 ba · 898 sqft · $159/sqft · 274 DOM
Sold · May ’26$175,000
455 ALT 19 S UNIT 151 · same community
2 bd · 2 ba · 898 sqft · $195/sqft · 31 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 455 ALT 19 S UNIT 159 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 455 ALT 19 S UNIT 159 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
455 ALT 19 S UNIT 159 FAQs
What would the monthly payment be for 455 ALT 19 S UNIT 159?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,069/mo — principal and interest, the actual property-tax bill, the $565/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 455 ALT 19 S UNIT 159?+
The association fee works out to $565 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 455 ALT 19 S UNIT 159?+
The most recent tax bill on record (2025) was $2,461. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 455 ALT 19 S UNIT 159?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $179,900, this home is listed about 52% below the Palm Harbor median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 455 ALT 19 S UNIT 159?+
Lake St. George Elementary School (elementary), Palm Harbor Middle School (middle), Palm Harbor University High (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the PALM HARBOR 34683 market on paper
$179,900 is 55% below the PALM HARBOR 34683 median of $402,500, and at $200/sqft it sits under the Palm Harbor average of $269.
02Trees/Woods & Water views
The trees/woods and water view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $565/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Lake St. George Elementary School, Palm Harbor Middle School, Palm Harbor University High — Lake St. George Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of IMPERIUM REAL ESTATE SERVICES · Russ Smith. MLS #TB8511786.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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