David Ramirez
$499,0002 bd2 ba1,951 sqft$256 /sqft$4,245 /mo all-in ↓

4926 SOUTHERN VALLEY LOOP, BROOKSVILLE, FL, 34601

Active44 days on marketListed Jun 9, 2026MLS #TB8511734

Single Family ResidenceSOUTHERN HILLS PLANTATION

About this home

4926 SOUTHERN VALLEY LOOP

Welcome to your DREAM home in the prestigious Southern Hills Golf Course Community — and not just any home... a former model home, upgraded with over $90,000 in additional features, that showcases everything this STUNNING neighborhood has to offer! Light, bright and pristine, this move-in ready, beautifully appointed Sunburst floorplan offers 1,959 square feet of thoughtfully designed living space with two bedrooms, two baths, PLUS a versatile flex room that can easily serve as a third bedroom/or private home office — the choice is yours! Flex room has been upgraded with a Murphy bed boasting closet & shelving space on each side in addition to a built-in desk and cabinetry with file drawers making it a functional 3rd bedroom and/or private office! From the moment you enter, casual elegance abounds! Foyer boasts a framed accent wall with wide hallway past the flex room to the OPEN kitchen which will stop you in your tracks! 42" staggered Scottsdale Maple Espresso raised square panel cabinets crowned with elegant molding and satin nickel hardware frames are complimented by the gleaming granite countertops and sleek stainless-steel GE appliances — all grounded by 18x18 Cabo Coast ceramic tile laid on the diagonal for that perfect finishing touch! Warm engineered wood floors usher you into the OPEN great room complete with accent entertainment wall. The primary suite is a true retreat, featuring a custom walk-in closet with a center island of drawers for generous storage. The oversized laundry room comes equipped with an extra refrigerator, and the oversized two-car garage impresses with a newly epoxy flocked painted floor, built-in storage cabinets, and a workbench — ideal for hobbyists and organizers alike. Entertaining here is effortless. A huge wrap-around covered porch invites guests to linger and unwind, while the large rear lanai extends your living space into the warm Florida outdoors. And the backdrop? A breathtaking wooded golf course lot along the 15th fairway, framed by a see-through wrought iron fence that lets those gorgeous views take center stage. Brick paver and stone landscaping beds with landscape lighting complete the picture-perfect exterior, front and back! Beyond your doorstep, Southern Hills Community delivers the best of both worlds — the luxury of a country club lifestyle wrapped in the warmth of small-town charm. Rolling hills and majestic live oak trees set the scene for this gated community, centered around the renowned Pete Dye Championship Golf Course. The stunning Antebellum clubhouse features a full-service restaurant, a resort-style swimming pool, and an enclosed poolside bar and restaurant — everything you need to live well and socialize beautifully. And when you're ready to venture out, downtown Brooksville's quaint shops, restaurants, and community events are just minutes away. Located North of Tampa with easy access to major highways for easy commute to Ocala,Tampa, Orlando, International airports and the famous beaches! This is more than a home — it's a lifestyle. Come see it for yourself and see why this IS the place to BE! CALL TODAY!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,951

Sqft

0.36 ac

Lot size

2

Garage

2017

Year built

One

Levels

$256

Per sqft

Golf Course viewNegotiablePets allowed

Inside

FlooringCarpet · Ceramic Tile · Engineered Hardwood
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewGolf Course
FacesSouthwest
ParkingDriveway · Garage Door Opener
ExteriorIrrigation System · Lighting · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$473/mo
Taxes (2025)$5,440/yr
PetsCats OK, Dogs OK, Yes
CommunityAssociation Recreation - Owned · Clubhouse · Deed Restrictions · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Pool · Racquetball · Restaurant · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Cable Connected · Electricity Available · Electricity Connected · Public · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,245 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,938
FHA mortgage insurance (est.)$221
Property tax — 2025 actual bill$453
HOA fee — from the listing$473
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,465Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,465
Interest rate6.00%
Loan term

Estimated payment

$4,245/mo

Principal & interest$2,938
FHA mortgage insurance (est.)$221
Property taxes (actual bill)$453
HOA / condo fee$473
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $499K
$317KedgeAI estimate $355,411 · range $330K$372K$519K

vs edgeAI estimate

+40.4%

Days on market

44 vs 45 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Southern Hills Plantation

Map of 4926 SOUTHERN VALLEY LOOP inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)61 min
Downtown Tampa64 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Brooksville. See the full Brooksville guide →

Southern Hills Plantation — neighborhood snapshot

Population

443

Median age

60

Median income

$85,714

Median home value

$369,900

Avg household

2

Households w/ children

9%

For the school run

Hernando County School District

ElementaryMoton Elementary School★★★★
MiddleD. S. Parrott Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Brooksville market

Seller’s marketBalanced6.2 months of inventoryBuyer’s market

$303K$326K

Brooksville median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

Median sold price, Brooksville, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 31% above the BROOKSVILLE 34601 median. See the full Brooksville market guide →

Paper trail

This home's history

Jun 9, 2026Listed at $499,000 · 44 days on market since
2017Built · SOUTHERN HILLS PLANTATION

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4926 SOUTHERN VALLEY LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4926 SOUTHERN VALLEY LOOP — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

4926 SOUTHERN VALLEY LOOP FAQs

What would the monthly payment be for 4926 SOUTHERN VALLEY LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,245/mo — principal and interest, the actual property-tax bill, the $473/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4926 SOUTHERN VALLEY LOOP?+

The association fee works out to $473 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4926 SOUTHERN VALLEY LOOP?+

The most recent tax bill on record (2025) was $5,440. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4926 SOUTHERN VALLEY LOOP?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Brooksville?+

At $499,000, this home is listed about 49% above the Brooksville median of $335,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4926 SOUTHERN VALLEY LOOP?+

Moton Elementary School (elementary), D. S. Parrott Middle School (middle) — Hernando County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of REST EASY REALTY POWERED BY SELLSTATE · Gina Marie Holm. MLS #TB8511734.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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