David Ramirez
$159,900$165,000$1,302 /mo all-in ↓

304 SPRINGDALE PLACE, TEMPLE TERRACE, FL, 33617

Active72 days on marketListed May 22, 2026MLS #TB8511681

Priced 6% below the TEMPLE TERRACE 33617 medianReduced $5KTEMPLE TERRACE ESTATES

About this home

304 SPRINGDALE PLACE

Nestled beneath a breathtaking canopy of majestic grandfather oaks, this rare vacant homesite offers the perfect opportunity to build your dream home in the heart of Temple Terrace. Situated on an oversized approximately 0.24-acre lot with nearly 98 feet of frontage, the property is rich with natural beauty and old Florida charm. Towering trees, mature palms, and lush landscaping create a serene setting that feels tucked away while still being close to everything. Located in the established Temple Terrace Estates area, this homesite offers a unique blend of privacy, character, and convenience. Imagine designing your custom home around the incredible oak canopy and enjoying peaceful mornings beneath the shade of these stunning trees. The property is surrounded by mature landscaping and nearby neighborhood charm, creating an inviting atmosphere rarely found in newer communities. Whether you're a builder, investor, or future homeowner looking for a one-of-a-kind setting, opportunities like this do not come along often. Bring your vision and create something truly special in one of Temple Terrace’s most distinctive locations.

Facts & features

The home at a glance

0.24 ac

Lot size

Inside

Outside & construction

FacesWest

Community & fees

Taxes (2025)$1,562/yr
CommunityPublic Boat Ramp · River

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electrical Nearby · Sewer Nearby · Street Lights · Telephone Nearby · Utility Pole · Water Nearby
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,302 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$941
FHA mortgage insurance (est.)$71
Property tax — 2025 actual bill$130
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,597Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,597
Interest rate6.00%
Loan term

Estimated payment

$1,302/mo

Principal & interest$941
FHA mortgage insurance (est.)$71
Property taxes (actual bill)$130
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Temple Terrace

Map of 304 SPRINGDALE PLACE

Drive times from this address

Downtown Tampa16 min
Tampa Int’l Airport (TPA)27 min
Walt Disney World69 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Temple Terrace. See the full Temple Terrace guide →

TEMPLE TERRACE 33617 — neighborhood snapshot

Population

47,880

Median age

33.1

Median income

$48,651

Median home value

$267,200

Avg household

2.32

Households w/ children

5,060

For the school run

Hillsborough County School District

MiddleGreco Middle Magnet School★★★★★
ElementaryLewis Elementary School★★★★
HighKing High School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Temple Terrace market

Seller’s marketLeans seller3.6 months of inventoryBuyer’s market

$353K$418K

Temple Terrace median sold, yr/yr

96.4%

Sale-to-list ratio (12 mo)

Median sold price, Temple Terrace, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 6% below the TEMPLE TERRACE 33617 median. See the full Temple Terrace market guide →

Paper trail

This home's history

CurrentPrice reduced to $159,900 $5K
May 22, 2026Listed at $165,000 · 72 days on market since

Reality check

What actually sold near 304 SPRINGDALE PLACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

305 BELLE VIEW AVENUESold · Sep ’25

$302,000

305 BELLE VIEW AVENUE · same community

3 bd · 1 ba · 1,192 sqft · $253/sqft · 5 DOM

308 LIVE OAK AVENUESold · Jun ’26

$418,000

308 LIVE OAK AVENUE · same community

3 bd · 2 ba · 1,322 sqft · $316/sqft · 27 DOM

7113 LAUDER PLACESold · Jun ’26

$365,000

7113 LAUDER PLACE · same community

3 bd · 2 ba · 1,480 sqft · $247/sqft · 66 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 304 SPRINGDALE PLACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 304 SPRINGDALE PLACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

304 SPRINGDALE PLACE FAQs

What would the monthly payment be for 304 SPRINGDALE PLACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,302/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 304 SPRINGDALE PLACE?+

The most recent tax bill on record (2025) was $1,562. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Temple Terrace?+

At $159,900, this home is listed about 62% below the Temple Terrace median of $420,000. The market section on this page shows how the area is trending.

Which schools are assigned to 304 SPRINGDALE PLACE?+

Greco Middle Magnet School (middle), Lewis Elementary School (elementary), King High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of CENTURY 21 ELITE LOCATIONS, INC · Coleen Garner. MLS #TB8511681.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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