5357 81ST STREET N UNIT 12, ST PETERSBURG, FL, 33709
Active64 days on marketListed Jun 9, 2026MLS #TB8511630
About this home
5357 81ST STREET N UNIT 12
Welcome to Paradise Shores! Don't miss the opportunity to own this desirable FIRST FLOOR CORNER UNIT, offering 2 bedrooms and 2 full bathrooms in a convenient and sought-after location. This spacious residence features a comfortable layout with abundant natural light and the ease of ground-level living. Enjoy the added privacy and outdoor space that comes with a corner unit, including a generous side yard and backyard area rarely found in condo living. A covered parking space provides everyday convenience and protection from the Florida sun. Whether you're looking for a full-time residence or seasonal retreat, this home offers a wonderful combination of comfort, accessibility, and outdoor enjoyment. Paradise Shores is an active 55+ community in the heart of St. Pete, offering fantastic amenities including a sparkling pool, shuffleboard, and outdoor kitchens with a tiki hut—perfect for an active, low-maintenance Florida lifestyle.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,110
Sqft
1970
Year built
One
Levels
$85
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,745 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,745/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−31.1%
$/sqft vs PARADISE SHORES
$85 vs $110
Days on market
64 vs 58 typical
Where $85/sqft sits among the 18 homes for sale in PARADISE SHORES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Paradise Shores
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Paradise Shores — neighborhood snapshot
Population
352
Median age
63
Median income
$52,552
Median home value
$131,100
Avg household
2
Households w/ children
12%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
10 of 18
PARADISE SHORES have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 39% below the ST PETERSBURG 33709 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 5357 81ST STREET N UNIT 12
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$120,000
5286 81ST STREET N UNIT 4 · same community
2 bd · 2 ba · 1,085 sqft · $111/sqft · 165 DOM
Sold · Jan ’26$110,000
5297 81ST LANE N UNIT 4 · same community
2 bd · 1 ba · 1,010 sqft · $109/sqft · 56 DOM
Sold · Sep ’25$118,000
5246 81ST STREET N UNIT 10 · same community
2 bd · 2 ba · 1,010 sqft · $117/sqft · 10 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5357 81ST STREET N UNIT 12 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5357 81ST STREET N UNIT 12 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5357 81ST STREET N UNIT 12 FAQs
What would the monthly payment be for 5357 81ST STREET N UNIT 12?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,745/mo — principal and interest, the actual property-tax bill, the $815/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5357 81ST STREET N UNIT 12?+
The association fee works out to $815 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5357 81ST STREET N UNIT 12?+
The most recent tax bill on record (2025) was $2,033. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5357 81ST STREET N UNIT 12?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $94,900, this home is listed about 78% below the St Petersburg median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5357 81ST STREET N UNIT 12?+
Seventy-Fourth St. Elementary (elementary), Azalea Middle School (middle), Dixie M. Hollins High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ST PETERSBURG 33709 market on paper
$94,900 is 39% below the ST PETERSBURG 33709 median of $155,000, and at $85/sqft it sits under the St Petersburg average of $382.
02Know the monthly fee
The association fee is $815/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03The price has already moved
Listed at $99,900, now $94,900 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ST PETE REALTY · Denise Antonewitz. MLS #TB8511630.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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