125 CRYSTAL BEACH AVENUE, CRYSTAL BEACH, FL, 34681
Active73 days on marketListed May 22, 2026MLS #TB8511458
About this home
125 CRYSTAL BEACH AVENUE
Perfectly blending timeless coastal charm with modern updates, this completely renovated home offers an exceptional opportunity to experience one of Palm Harbor's most beloved waterfront communities. Every detail has been thoughtfully updated, allowing you to move right in and begin enjoying the relaxed Florida lifestyle. Located in the highly desirable Crystal Beach community, this home is just minutes from the Gulf of Mexico and the pristine beaches of Honeymoon Island State Park. Spend your weekends boating, kayaking, paddleboarding, or taking in spectacular sunsets before exploring the nearby shops, restaurants, breweries, and waterfront parks of downtown Dunedin and the historic Tarpon Springs Sponge Docks. Outdoor enthusiasts will also appreciate the close proximity to the Pinellas Trail for biking, walking, and jogging. A standout feature of this property is the detached, climate-controlled bonus building, offering endless flexibility for today's lifestyle. Whether you're looking for a private home office, fitness studio, art or music space, workshop, game room, or the ultimate "she shed" or "man cave," this versatile retreat provides the perfect place to work, create, or unwind. Combining a prime location, stylish modern renovations, and flexible bonus space, this home captures everything buyers love about Crystal Beach.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,097
Sqft
0.14 ac
Lot size
1958
Year built
One
Levels
$324
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,768 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,768/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−14.4%
$/sqft vs CRYSTAL BEACH REV
$324 vs $392
Days on market
73 vs 66 typical
Where $324/sqft sits among the 13 homes for sale in CRYSTAL BEACH REV
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Crystal Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Crystal Beach. See the full Crystal Beach guide →
CRYSTAL BEACH 34681 — neighborhood snapshot
Population
1,331
Median age
42.9
Median home value
$680,500
Avg household
2.63
Households w/ children
253
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Crystal Beach market
$1.2M → $850K
Crystal Beach median sold, yr/yr
94.1%
Sale-to-list ratio (12 mo)
11 of 13
CRYSTAL BEACH REV have cut their price
Median sold price, Crystal Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 52% below the CRYSTAL BEACH 34681 median. See the full Crystal Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 125 CRYSTAL BEACH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$376,000
401 PENNSYLVANIA AVENUE · same community
2 bd · 2 ba · 1,080 sqft · $348/sqft · 32 DOM
Sold · Aug ’25$350,000
224 GEORGIA AVENUE · same community
2 bd · 1 ba · 1,062 sqft · $330/sqft · 24 DOM
Sold · Jul ’26$411,000
137 PENNSYLVANIA AVENUE · same community
3 bd · 2 ba · 1,164 sqft · $353/sqft · 81 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 125 CRYSTAL BEACH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 125 CRYSTAL BEACH AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
125 CRYSTAL BEACH AVENUE FAQs
What would the monthly payment be for 125 CRYSTAL BEACH AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,768/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 125 CRYSTAL BEACH AVENUE?+
The most recent tax bill on record (2025) was $4,336. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Crystal Beach?+
At $355,000, this home is listed about 58% below the Crystal Beach median of $842,450. The market section on this page shows how the area is trending.
Which schools are assigned to 125 CRYSTAL BEACH AVENUE?+
Palm Harbor University High (high), Ozona Elementary School (elementary), Palm Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the CRYSTAL BEACH 34681 market on paper
$355,000 is 52% below the CRYSTAL BEACH 34681 median of $742,450, and at $324/sqft it sits under the Crystal Beach average of $408.
02Strong assigned schools
Palm Harbor University High, Ozona Elementary School, Palm Harbor Middle School — Palm Harbor University High rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $425,000, now $355,000 — a $70K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LKV REALTY, LLC · Bryan Rhoads. MLS #TB8511458.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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