319 SUMMER CLOUDS PLACE, BRANDON, FL, 33511
Active64 days on marketListed May 22, 2026MLS #TB8511401
About this home
319 SUMMER CLOUDS PLACE
Welcome home to Whispering Oaks. This well-designed 3-bedroom, 2.5-bath townhome with a private 1-car garage sits in one of Brandon's most convenient locations — tucked away from busy streets yet an easy walk to AdventHealth, the library, shops, and restaurants.Main level: 1,388 sq ft begins with tile floors flowing through open living and dining areas, with sliders leading to a private back patio. The kitchen features a breakfast bar, wood cabinetry, and black appliances. A half-bath and generous pantry/storage closet under the stairs round out the first floor.Upstairs: Wood floors lead to two front bedrooms sharing a full bath and a covered balcony — great for morning coffee. The spacious primary suite sits privately in back with its own en-suite bath. The upstairs hallway includes a laundry closet and a loft niche, perfect for a home office or study area.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,388
Sqft
0.03 ac
Lot size
1
Garage
2008
Year built
Two
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$174 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$174/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Brandon actives
$1 vs $212
Days on market
64 vs 23 typical
Where $1/sqft sits among the 252 Brandon actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Brandon
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Brandon. See the full Brandon guide →
BRANDON 33511 — neighborhood snapshot
Population
60,399
Median age
38
Median income
$77,383
Median home value
$324,900
Avg household
2.63
Households w/ children
7,399
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Brandon market
$375K → $387K
Brandon median sold, yr/yr
98.2%
Sale-to-list ratio (12 mo)
131 of 252
Brandon actives have cut their price
Median sold price, Brandon, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the BRANDON 33511 median. See the full Brandon market guide →
Paper trail
This home's history
Reality check
What actually sold near 319 SUMMER CLOUDS PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$399,000
807 BAMA ROAD
3 bd · 2 ba · 1,390 sqft · $287/sqft · 3 DOM
Sold · Mar ’26$322,500
1407 OAKFORD COURT
3 bd · 2 ba · 1,326 sqft · $243/sqft · 81 DOM
Sold · Jan ’26$359,900
720 SUNLIT COURT
4 bd · 2 ba · 1,461 sqft · $246/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 319 SUMMER CLOUDS PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 319 SUMMER CLOUDS PLACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
319 SUMMER CLOUDS PLACE FAQs
What would the monthly payment be for 319 SUMMER CLOUDS PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $174/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 319 SUMMER CLOUDS PLACE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Brandon?+
At $2,000, this home is listed about 99% below the Brandon median of $369,900. The market section on this page shows how the area is trending.
Which schools are assigned to 319 SUMMER CLOUDS PLACE?+
Brandon High School (high), Yates Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of IMPACT REALTY TAMPA BAY · David Lee. MLS #TB8511401.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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