David Ramirez
$290,000$315,0002 bd2 ba1,644 sqft$176 /sqft$2,325 /mo all-in ↓

8040 SAYBROOK DRIVE, PORT RICHEY, FL, 34668

Active55 days on marketListed Jun 11, 2026MLS #TB8511307

Reduced $25KWaterfrontPrivate poolSingle Family ResidenceTHE LAKES

About this home

8040 SAYBROOK DRIVE

Price Improvement on 07/16/2026. Spacious 2-bedroom, 2-bath home with a private pool and an excellent floor plan featuring beautiful rear views of the screened pool area and a spring-fed lake stocked with fish. The living room, dining area, and family room flow seamlessly into an open-concept kitchen complete with a large breakfast bar, perfect for entertaining. The oversized primary suite is privately situated on one side of the home and includes a generously sized bathroom, while the second bedroom and full bath are located on the opposite side for added privacy. Enjoy relaxing in the beautiful screened-in pool area overlooking the peaceful water views. Additional features include a 2-car garage and a charming front patio area. Recent upgrades and improvements add even more value and peace of mind to this beautiful home, including: New Roof (2022), Water Heater replaced (2026), Washer & Dryer (2022), Refrigerator replaced (2023), New Screen Enclosure around the Pool (2026), All kitchen appliances are included with the sale, including the refrigerator, stove, dishwasher, washer, and dryer, making this home truly move-in ready!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,644

Sqft

0.27 ac

Lot size

2

Garage

1981

Year built

One

Levels

$176

Per sqft

Private poolWaterfront

Inside

FlooringCarpet · Ceramic Tile · Laminate
AppliancesDryer · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Split Bedroom
LaundryInside
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesEast
ExteriorIrrigation System

Community & fees

Taxes (2025)$3,949/yr
CommunityFishing

Utilities & systems

UtilitiesCable Available · Electricity Connected · Public · Sewer Available · Underground Utilities · Water Connected
WaterCanal/Lake For Irrigation

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,325 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,707
FHA mortgage insurance (est.)$128
Property tax — 2025 actual bill$329
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,150Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,150
Interest rate6.00%
Loan term

Estimated payment

$2,325/mo

Principal & interest$1,707
FHA mortgage insurance (est.)$128
Property taxes (actual bill)$329
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $290K
$278KedgeAI estimate $320,587 · range $309K$341K$354K

vs edgeAI estimate

−9.5%

$/sqft vs THE LAKES

$176 vs $213

Days on market

55 vs 41 typical

Where $176/sqft sits among the 17 homes for sale in THE LAKES

5 · this home
6
3
1
0
2
$136–189$189–242$242–295$295–348$348–401$401+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Port Richey

Map of 8040 SAYBROOK DRIVE

Drive times from this address

Tampa Int’l Airport (TPA)50 min
Downtown Tampa54 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Port Richey. See the full Port Richey guide →

PORT RICHEY 34668 — neighborhood snapshot

Population

48,025

Median age

42.2

Median income

$45,760

Median home value

$168,800

Avg household

2.32

Households w/ children

5,000

For the school run

Pasco County School District

ElementaryRichey Elementary School★★★★★
MiddleGulf Middle School★★★★
HighGulf High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Port Richey market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$229K$225K

Port Richey median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

11 of 17

THE LAKES have cut their price

Median sold price, Port Richey, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 19% above the PORT RICHEY 34668 median. See the full Port Richey market guide →

Paper trail

This home's history

CurrentPrice reduced to $290,000 $25K
Jun 11, 2026Listed at $315,000 · 55 days on market since
1981Built · THE LAKES

Reality check

What actually sold near 8040 SAYBROOK DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8206 PENWOOD DRIVESold · Aug ’25

$270,000

8206 PENWOOD DRIVE · same community

4 bd · 2 ba · 1,557 sqft · $173/sqft · 4 DOM

9647 MOREHEAD LANESold · Jul ’26

$259,000

9647 MOREHEAD LANE · same community

3 bd · 2 ba · 1,512 sqft · $171/sqft · 17 DOM

8615 NEWTON DRIVESold · Feb ’26

$240,000

8615 NEWTON DRIVE · same community

2 bd · 2 ba · 1,512 sqft · $159/sqft · 9 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 8040 SAYBROOK DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8040 SAYBROOK DRIVE — before you fall in love.

See it in person

Schedule a tour

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Straight answers

8040 SAYBROOK DRIVE FAQs

What would the monthly payment be for 8040 SAYBROOK DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,325/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 8040 SAYBROOK DRIVE?+

The most recent tax bill on record (2025) was $3,949. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Port Richey?+

At $290,000, this home is listed about 12% above the Port Richey median of $259,900. The market section on this page shows how the area is trending.

Which schools are assigned to 8040 SAYBROOK DRIVE?+

Richey Elementary School (elementary), Gulf Middle School (middle), Gulf High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$290,000 runs 19% above the PORT RICHEY 34668 median — but at 1,644 sqft it's also 23% larger than the typical Port Richey listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03The price has already moved

Listed at $315,000, now $290,000 — a $25K cut. The full history is in the market section below.

Listing courtesy of MY REALTY GROUP, LLC. · Maibel Hernandez. MLS #TB8511307.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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