521 E CLAY AVENUE, BRANDON, FL, 33510
Active58 days on marketListed May 26, 2026MLS #TB8511287
About this home
521 E CLAY AVENUE
Exceptional 4.24± acre (184,694 SF) infill land offering in the heart of Brandon with 335+ linear feet of direct Clay Road frontage and a by-right entitlement for up to 24 single-family home sites under RSC-6 zoning — with permitted and conditional uses including single-family conventional and modular dwellings, family day care homes, accessory dwelling units, child care/Pre-K facilities, adult care centers, home-based businesses, and public K–12 schools by right. This level, lush site delivers one of the most competitive land bases available in the Tampa MSA's most supply-constrained suburban corridor, situated just 0.5 miles from Brandon Boulevard (70,000+ VPD) with direct I-75 and Selmon Expressway access. For developers seeking higher density, the site presents a compelling opportunity to pursue a Planned Development (PD) rezoning to unlock a neighborhood multifamily development — a value-add path well-supported by Brandon's acute housing demand and the site's established infill location. The property sits within a 3-mile trade area averaging $100,000+ in household income, strong Hillsborough County school ratings, and immediate access to Brandon Town Center and the county's full retail and employment infrastructure. Parcel ID: U-23-29-20-ZZZ-000002-58250.0. Future Land Use: RES-6. Buyer to verify all zoning, permitting, and utility availability with Hillsborough County Development Services.
Facts & features
The home at a glance
4.24 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,415 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,415/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Brandon
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Brandon. See the full Brandon guide →
BRANDON 33510 — neighborhood snapshot
Population
30,585
Median age
37.4
Median income
$71,057
Median home value
$274,600
Avg household
2.68
Households w/ children
3,293
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Brandon market
$375K → $387K
Brandon median sold, yr/yr
98.2%
Sale-to-list ratio (12 mo)
Median sold price, Brandon, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 136% above the BRANDON 33510 median. See the full Brandon market guide →
Paper trail
This home's history
Reality check
What actually sold near 521 E CLAY AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$410,000
11332 SYLVAN GREEN LANE · same community
1 bd · 1 ba · 483 sqft · $849/sqft · 23 DOM
Sold · Mar ’26$220,000
4105 ROBINSON ROAD · same community
2 bd · 1 ba · 768 sqft · $286/sqft · 0 DOM
Sold · Dec ’25$130,000
12036 BULLFROG CREEK ROAD · same community
2 bd · 1 ba · 784 sqft · $166/sqft · 14 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 521 E CLAY AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 521 E CLAY AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
521 E CLAY AVENUE FAQs
What would the monthly payment be for 521 E CLAY AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,415/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 521 E CLAY AVENUE?+
The most recent tax bill on record (2025) was $2,580. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Brandon?+
At $700,000, this home is listed about 89% above the Brandon median of $369,900. The market section on this page shows how the area is trending.
Which schools are assigned to 521 E CLAY AVENUE?+
Brandon High School (high), Schmidt Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REALTY ONE GROUP ADVANTAGE · Alex Khoyi. MLS #TB8511287.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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