
8286 N 97TH N ST, SEMINOLE, FL, 33777
Active73 days on marketListed May 21, 2026MLS #TB8511247
About this home
8286 N 97TH N ST
If you are seeking a residence that exemplifies luxury, elegance, and modern sophistication—featuring striking architectural design and located in a prime location near the beach and urban amenities—this property is specifically designed to meet those requirements. Constructed with high-quality materials and fixtures throughout, from the front yard to the backyard, and from floor to ceiling, the residence offers four spacious bedrooms and three luxurious bathrooms. It is a unique, custom-built property; every detail reflects careful selection of premium components, invested with considerable time and attention. Upon entering the front door, one immediately appreciates the home's architectural grandeur and refined elegance. Inside, the spacious layout, contemporary design, and open atmosphere create a sense of luxury. High-end finishes are evident throughout the residence. The gourmet kitchen features modern appliances and fixtures that encourage daily cooking and family gatherings, and it seamlessly connects the kitchen, dining, entertainment, and living areas. The master bedroom impresses with its size and luxurious amenities, serving as both a tranquil retreat and an ideal home office, fully equipped with necessary facilities. The bedroom and bathroom suite offers standards comparable to those of luxury hotels, including an integrated Bluetooth surround-sound system. Elevated on higher ground, the property minimizes flood risk, as confirmed during severe storms in Milton and Helena in 2024, when water reached only the garage floor, resulting in more affordable flood insurance premiums. Enjoy your morning coffee in the backyard, overlooking a lush garden planted with exotic tropical fruit trees, including mango, longan, and sapodilla. The outdoor space features extensive tiled paving, reducing maintenance requirements. Located minutes from Seminole Lake Park, the property offers convenient access to scenic trails, playgrounds, a boat ramp, shaded picnic areas, restrooms, and ample parking—ideal for enjoying the natural surroundings. It is also close to famous beaches such as Indian Rocks Beach and Clearwater. Tampa International Airport is a short drive away, along with numerous shopping centers and restaurants. The residence has had only one owner since construction, initially intended as a long-term residency. The owner invested extensively and carefully in every detail. After twenty years, circumstances changed, but the owner's dedication to maintaining the home remains evident. The property was well cared for as a labor of love. Notably, the roof and AC were replaced just two years prior.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,694
Sqft
0.24 ac
Lot size
3
Garage
2005
Year built
One
Levels
$518
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$8,632 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,632/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+95%
$/sqft vs Seminole actives
$518 vs $251
Days on market
73 vs 44 typical
Where $518/sqft sits among the 290 Seminole actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Seminole Park Trails
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Seminole. See the full Seminole guide →
Lake Seminole Park Trails — neighborhood snapshot
Population
138
Median age
43
Median income
$120,658
Median home value
$338,400
Avg household
2
Households w/ children
7%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Seminole market
$410K → $410K
Seminole median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
168 of 290
Seminole actives have cut their price
Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 381% above the SEMINOLE 33777 median. See the full Seminole market guide →
Paper trail
This home's history
Reality check
What actually sold near 8286 N 97TH N ST
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$820,000
6625 BURNING TREE DRIVE
4 bd · 2.5 ba · 2,701 sqft · $304/sqft · 148 DOM
Sold · Mar ’26$595,000
6565 99TH WAY N UNIT 21D
3 bd · 3 ba · 2,755 sqft · $216/sqft · 110 DOM
Sold · Dec ’25$828,000
9022 ST ANDREWS DRIVE
3 bd · 2 ba · 2,555 sqft · $324/sqft · 42 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8286 N 97TH N ST — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8286 N 97TH N ST — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
8286 N 97TH N ST FAQs
What would the monthly payment be for 8286 N 97TH N ST?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,632/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 8286 N 97TH N ST?+
The most recent tax bill on record (2025) was $5,061. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Seminole?+
At $1,395,000, this home is listed about 239% above the Seminole median of $410,950. The market section on this page shows how the area is trending.
Which schools are assigned to 8286 N 97TH N ST?+
Starkey Elementary School (elementary), Osceola Middle School (middle), Dixie M. Hollins High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX ACTION FIRST OF FLORIDA · Angela Pham. MLS #TB8511247.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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