David Ramirez
$1,895,0003 bd3.5 ba2,767 sqft$685 /sqft$12,370 /mo all-in ↓

622 PENN PLACE, WINTER PARK, FL, 32789

Active68 days on marketListed May 21, 2026MLS #TB8511228

Fully furnishedSingle Family ResidencePENNSYLVANIA PLACE REP

About this home

622 PENN PLACE

Located just steps to the Golf Course and Park Avenue, in downtown Winter Park, 622 Penn Place is in the highly sought after Penn Place neighborhood. One of the few homes fronting the park with beautiful views from upper and lower porches, balconies and windows. This home provides the perfect balance of quiet privacy and convenient access to everything. The heart of the home features white kitchen cabinets, New stainless steel appliances and gas cooktop, overlooking eat-in breakfast nook and family room with gas fireplace & three sets of French doors opening to a bird and butterfly paradise with a huge covered, porch. There is also a dedicated office with built-in's and wet bar. The upstairs can be reached by both Elevator or elegant staircase and houses the owner’s suite with private balcony. It includes a large bathroom with dual sinks + makeup vanity, tub & separate shower, and oversized custom closet. Two additional bedrooms split from the master, as well as upstairs laundry room. Custom built by Maroon Fine Homes and beautifully updated and maintained, the high quality details and finishes can be felt throughout - features include high ceilings, crown molding, plantation shutters, and hardwood floors throughout. New Roof, New interior/exterior paint, acp tankless gas water heater and three covered patios. Fenced/Gated yard with four zone sprinkler system, paver driveway and attached 2 car garage with back alley entry. With its unparalleled location and custom details, 622 Penn Place is a rare opportunity to own in walking distance to downtown. Don’t miss your chance to make this exceptional property your next home!

Facts & features

The home at a glance

3

Bedrooms

3.5

Bathrooms

2,767

Sqft

0.21 ac

Lot size

2

Garage

2001

Year built

Two

Levels

$685

Per sqft

FireplaceGarden viewFurnishedPets allowed

Inside

FlooringCeramic Tile · Hardwood
AppliancesDryer · Microwave · Range · Refrigerator · Washer
InteriorBuilt-in Features · Central Vacuum · Elevator · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air · Zoned
HeatingCentral · Natural Gas
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewGarden
FacesNorth
ParkingDriveway · Garage Door Opener
ExteriorBalcony · Irrigation System

Community & fees

HOA fee$222/mo
Taxes (2025)$12,624/yr
PetsYes
CommunityDeed Restrictions

Utilities & systems

UtilitiesCable Available · Fire Hydrant
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$12,370 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$10,225
PMI (est., until 20% equity)$711
Property tax — 2025 actual bill$1,052
HOA fee — from the listing$222
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $189,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $189,500
Interest rate6.00%
Loan term

Estimated payment

$12,370/mo

Principal & interest$10,225
PMI (est., until 20% equity)$711
Property taxes (actual bill)$1,052
HOA / condo fee$222
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Winter Park actives

$685 vs $343

Days on market

68 vs 34 typical

Where $685/sqft sits among the 316 Winter Park actives

121
81
44
27 · this home
17
26
$151–290$290–430$430–569$569–709$709–848$848+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Pennsylvania Place

Map of 622 PENN PLACE inside its neighborhood boundary

Drive times from this address

Downtown Orlando11 min
Universal Orlando23 min
Orlando Int’l Airport (MCO)30 min
Walt Disney World35 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Winter Park. See the full Winter Park guide →

Pennsylvania Place — neighborhood snapshot

Population

84

Median age

49

Median income

$179,643

Median home value

$1,436,000

Avg household

3

Households w/ children

7%

For the school run

Orange County School District

ElementaryLakemont Elementary★★★★★
MiddleMaitland Middle★★★★★
HighWinter Park High★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Park market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$473K$500K

Winter Park median sold, yr/yr

96.8%

Sale-to-list ratio (12 mo)

150 of 316

Winter Park actives have cut their price

Median sold price, Winter Park, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 123% above the WINTER PARK 32789 median. See the full Winter Park market guide →

Paper trail

This home's history

May 21, 2026Listed at $1,895,000 · 68 days on market since
2001Built · PENNSYLVANIA PLACE REP

Reality check

What actually sold near 622 PENN PLACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

660 OSCEOLA AVENUE UNIT 101Sold · Apr ’26

$2,232,000

660 OSCEOLA AVENUE UNIT 101

3 bd · 3.5 ba · 2,714 sqft · $822/sqft · 129 DOM

512 CLARENDON AVENUESold · Feb ’26

$955,000

512 CLARENDON AVENUE

4 bd · 3.5 ba · 2,824 sqft · $338/sqft · 21 DOM

1835 KAROLINA AVESold · Dec ’25

$1,063,303

1835 KAROLINA AVE

4 bd · 3.5 ba · 2,662 sqft · $399/sqft · 50 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 622 PENN PLACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 622 PENN PLACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

622 PENN PLACE FAQs

What would the monthly payment be for 622 PENN PLACE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $12,370/mo — principal and interest, the actual property-tax bill, the $222/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 622 PENN PLACE?+

The association fee works out to $222 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 622 PENN PLACE?+

The most recent tax bill on record (2025) was $12,624. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 622 PENN PLACE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Winter Park?+

At $1,895,000, this home is listed about 202% above the Winter Park median of $627,000. The market section on this page shows how the area is trending.

Which schools are assigned to 622 PENN PLACE?+

Lakemont Elementary (elementary), Maitland Middle (middle), Winter Park High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,895,000 runs 123% above the WINTER PARK 32789 median — but at 2,767 sqft it's also 52% larger than the typical Winter Park listing.

02Garden views

The garden view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

68 days on market against a Winter Park median of 34 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Lakemont Elementary, Maitland Middle, Winter Park High — Winter Park High rates 4 of 5. Always verify assignments with the district.

Listing courtesy of COMMUNITY REALTY ASSOCIATES · Douglas Addeo. MLS #TB8511228.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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