1062 85TH TERRACE N UNIT A, ST PETERSBURG, FL, 33702
Active82 days on marketListed May 22, 2026MLS #TB8511132
About this home
1062 85TH TERRACE N UNIT A
Discover this beautifully updated 1-bedroom 1-bathroom condo offering comfort, style and convenience in a prime location. this move-in ready home features and open floor plan, spacious living areas and modern finishes throughout. Enjoy a relaxing atmosphere near the community pool and well-maintained grounds. Conveniently located close to shopping, dinning, schools, Downtown St Pete and major highways. Perfect as a primary residence , vacation home, or investment opportunity. Schedule your private showing today.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
680
Sqft
1968
Year built
One
Levels
$162
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,682 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,682/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+15.9%
$/sqft vs JAMESTOWN CONDO
$162 vs $147
Days on market
82 vs 58 typical
Where $162/sqft sits among the 9 homes for sale in JAMESTOWN CONDO
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Winston Park
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Winston Park — neighborhood snapshot
Population
3,329
Median age
51
Median income
$50,157
Median home value
$123,089
Avg household
2
Households w/ children
166
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
4 of 9
JAMESTOWN CONDO have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 56% below the ST PETERSBURG 33702 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 1062 85TH TERRACE N UNIT A
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$85,000
8370 13TH STREET N UNIT A · same community
1 bd · 1 ba · 680 sqft · $125/sqft · 75 DOM
Sold · Apr ’26$115,000
1638 Embassy Dr # 307, West Palm Beach FL 33401 · same community
1 bd · 1 ba · 728 sqft · $158/sqft · 229 DOM
Sold · Nov ’25$67,000
8520 9TH WAY N UNIT B · same community
1 bd · 1 ba · 585 sqft · $115/sqft · 22 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1062 85TH TERRACE N UNIT A — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1062 85TH TERRACE N UNIT A — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1062 85TH TERRACE N UNIT A FAQs
What would the monthly payment be for 1062 85TH TERRACE N UNIT A?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,682/mo — principal and interest, the actual property-tax bill, the $719/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1062 85TH TERRACE N UNIT A?+
The association fee works out to $719 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1062 85TH TERRACE N UNIT A?+
The most recent tax bill on record (2025) was $1,286. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1062 85TH TERRACE N UNIT A?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $110,000, this home is listed about 75% below the St Petersburg median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1062 85TH TERRACE N UNIT A?+
Sawgrass Lake Elementary School (elementary), Meadowlawn Middle School (middle), Northeast High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Martha Polanco De Garcia. MLS #TB8511132.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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