20050 RUTH STREET, BROOKSVILLE, FL, 34601
Active74 days on marketListed May 22, 2026MLS #TB8511052
About this home
20050 RUTH STREET
Looking for affordability??? Then come check out this peaceful and charming Brooksville property tucked away on quiet Ruth Street, where space, privacy, and convenience come together. Surrounded by mature trees and the natural beauty Hernando County is known for, this home offers a welcoming retreat while keeping you close to everything you need. Step inside to find a comfortable, well-designed layout with bright living spaces perfect for relaxing. Located just minutes from downtown Brooksville, you’ll enjoy easy access to local shops, restaurants, parks, and the historic charm of the area. Major roadways are close by, making commutes to Tampa, Spring Hill, and the Nature Coast simple and convenient. New Roof and AC. Come check it out today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,080
Sqft
0.2 ac
Lot size
1987
Year built
One
Levels
$130
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,172 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,172/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Brooksville actives
$130 vs $189
Days on market
74 vs 53 typical
Where $130/sqft sits among the 400 Brooksville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Whiteside
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Brooksville. See the full Brooksville guide →
Whiteside — neighborhood snapshot
Population
139
Median age
47
Median income
$45,516
Median home value
$76,400
Avg household
2
Households w/ children
12%
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Brooksville market
$300K → $295K
Brooksville median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
208 of 400
Brooksville actives have cut their price
Median sold price, Brooksville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 62% below the BROOKSVILLE 34601 median. See the full Brooksville market guide →
Paper trail
This home's history
Reality check
What actually sold near 20050 RUTH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$60,000
19973 RUTH STREET · same community
2 bd · 2 ba · 1,152 sqft · $52/sqft · 33 DOM
Sold · Jun ’26$145,000
19962 RUTH STREET · same community
2 bd · 1.5 ba · 840 sqft · $173/sqft · 177 DOM
Sold · May ’26$70,000
20055 RUTH STREET · same community
2 bd · 1 ba · 832 sqft · $84/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 20050 RUTH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 20050 RUTH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
20050 RUTH STREET FAQs
What would the monthly payment be for 20050 RUTH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,172/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 20050 RUTH STREET?+
The most recent tax bill on record (2025) was $1,513. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Brooksville?+
At $139,900, this home is listed about 59% below the Brooksville median of $337,945. The market section on this page shows how the area is trending.
Which schools are assigned to 20050 RUTH STREET?+
Brooksville Elementary School (elementary), D. S. Parrott Middle School (middle) — Hernando County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Aaron Tadlock. MLS #TB8511052.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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