15471 NW 46TH LANE, CHIEFLAND, FL, 32626
Active77 days on marketListed May 22, 2026MLS #TB8511038
About this home
15471 NW 46TH LANE
The ROOF WAS REPLACED in 2024. This two-bedroom, two bath home sits high with plenty of space under for picnic tables, plenty of room to store bicycles, ATVs, or other sporting equipment. Tax records indicate a 1,216 sq. ft home, with the homeowner doing some renovations and upgrades giving this home a much more spacious living area. There is a large deck off of the living level of the home that is large enough for outdoor grilling and soaking up the Florida sunshine. The large yard has a fire pit and room for family activities. This a rare opportunity to own a beautifully modernized riverfront home in the heart of historic Fowlers Bluff, one of Florida’s hidden treasures along the legendary Suwannee River. This exceptional property blends peaceful waterfront living with modern convenience, including high-speed fiber internet. Known as the “Gem of the Suwannee River,” Fowlers Bluff offers a unique lifestyle rich in natural beauty, history, and small-town charm. Ideally situated between Chiefland and Cedar Key, the community provides a serene escape with easy access to local dining, fishing, boating, and coastal attractions. Steeped in Old Florida character, Fowlers Bluff has a fascinating past rooted in traditional fish camps, local folklore, and riverfront heritage. Today, the area is home to a welcoming, close-knit community and thoughtfully updated homes that preserve the authentic charm of the region while offering modern comfort. For outdoor enthusiasts, the location is unmatched. Enjoy direct access to the Suwannee River and endless opportunities for boating, kayaking, fishing, and wildlife viewing. Manatee Springs State Park is just a short boat ride away, while nearby cycling and nature trails wind through the scenic Lower Suwannee National Wildlife Refuge. The surrounding Big Bend region is also renowned for exceptional nearshore and offshore fishing. Whether you’re searching for a full-time residence, weekend getaway, or investment property, this one-of-a-kind riverfront home offers the perfect balance of relaxation, recreation, and timeless Florida beauty. Call NOW to see this amazing riverfront property!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,216
Sqft
0.41 ac
Lot size
1964
Year built
One
Levels
$402
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,594 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,594/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Chiefland actives
$402 vs $215
Days on market
77 vs 46 typical
Where $402/sqft sits among the 37 Chiefland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Chiefland
Get to know Chiefland. See the full Chiefland guide →
CHIEFLAND 32626 — neighborhood snapshot
Population
8,994
Median age
46.3
Median income
$49,643
Median home value
$160,900
Avg household
2.43
Households w/ children
898
The numbers that matter
The Chiefland market
$270K → $330K
Chiefland median sold, yr/yr
96.1%
Sale-to-list ratio (12 mo)
24 of 37
Chiefland actives have cut their price
Median sold price, Chiefland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 146% above the CHIEFLAND 32626 median. See the full Chiefland market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 15471 NW 46TH LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 15471 NW 46TH LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
15471 NW 46TH LANE FAQs
What would the monthly payment be for 15471 NW 46TH LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,594/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 15471 NW 46TH LANE?+
The most recent tax bill on record (2025) was $4,064. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 15471 NW 46TH LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Chiefland?+
At $489,000, this home is listed about 44% above the Chiefland median of $339,900. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Positioned at the premium end
$489,000 runs 146% above the CHIEFLAND 32626 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $499,000, now $489,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PEOPLE'S CHOICE REALTY SVC LLC · Khemika Iedkeaw. MLS #TB8511038.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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