6321 CAMINO DRIVE, APOLLO BEACH, FL, 33572
Active63 days on marketListed May 23, 2026MLS #TB8511024
About this home
6321 CAMINO DRIVE
Experience easy Florida living at 6321 Camino Drive, a beautifully appointed 4-bedroom, 3-bath townhome nestled within the vibrant Waterset community of Apollo Beach. Designed with both functionality and style in mind, this home offers spacious living areas, modern finishes, and an inviting atmosphere perfect for everyday living. The open-concept kitchen showcases quartz countertops, 42-inch cabinets, stainless-steel appliances, generous storage space, and a large island ideal for gathering and entertaining. Flowing seamlessly into the dining and living spaces, the layout creates a bright and connected feel throughout the home. Step outside to a private patio area that’s perfect for grilling, entertaining guests, or simply relaxing outdoors. Upstairs, the primary suite offers a private retreat with a spacious bathroom and plenty of closet space for added comfort. The home also features a 2-car detached garage located in the rear with additional parking space available for guests or extra vehicles. Enjoy the convenience of low-maintenance living with an HOA that covers exterior landscaping, lawn care, hedge and tree trimming, irrigation, exterior pest control, and even scheduled pressure washing, allowing you more time to enjoy everything the community has to offer. Waterset residents enjoy access to resort-style amenities including multiple pools, fitness centers, walking trails, playgrounds, parks, and beautifully maintained green spaces. Conveniently located near shopping, dining, hospitals, schools, and major roadways with easy access to Tampa, this home combines comfort, convenience, and community living in one of Apollo Beach’s most sought-after neighborhoods. Schedule your private showing today.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
1,966
Sqft
0.06 ac
Lot size
2
Garage
2021
Year built
Two
Levels
$167
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,204 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,204/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Apollo Beach actives
$167 vs $227
Days on market
63 vs 56 typical
Where $167/sqft sits among the 395 Apollo Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Waterset
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Apollo Beach. See the full Apollo Beach guide →
Waterset — neighborhood snapshot
Population
6,572
Median age
36
Median income
$121,993
Median home value
$425,364
Avg household
3
Households w/ children
975
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Apollo Beach market
$450K → $472K
Apollo Beach median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
224 of 395
Apollo Beach actives have cut their price
Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 27% below the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 6321 CAMINO DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$450,000
6113 SEA AIR DRIVE · same community
4 bd · 3 ba · 2,000 sqft · $225/sqft · 16 DOM
Sold · Jan ’26$550,000
6115 SEA AIR DRIVE · same community
4 bd · 2.5 ba · 2,220 sqft · $248/sqft · 94 DOM
Sold · Sep ’25$490,000
6211 SEA AIR DRIVE · same community
4 bd · 2.5 ba · 2,220 sqft · $221/sqft · 43 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6321 CAMINO DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6321 CAMINO DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
6321 CAMINO DRIVE FAQs
What would the monthly payment be for 6321 CAMINO DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,204/mo — principal and interest, the actual property-tax bill, the $234/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 6321 CAMINO DRIVE?+
The association fee works out to $234 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 6321 CAMINO DRIVE?+
The most recent tax bill on record (2025) was $8,727. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6321 CAMINO DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Apollo Beach?+
At $329,000, this home is listed about 33% below the Apollo Beach median of $490,000. The market section on this page shows how the area is trending.
Which schools are assigned to 6321 CAMINO DRIVE?+
Lennard High School (high), Doby Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Michael Kernodle. MLS #TB8511024.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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