David Ramirez
$1,899,000$2,000,0005 bd7.5 ba5,628 sqft$337 /sqft$12,886 /mo all-in ↓

21019 MARSH HAWK DRIVE, LAND O LAKES, FL, 34638

Active73 days on marketListed May 21, 2026MLS #TB8510975

Reduced $101KWaterfrontPrivate poolSingle Family ResidencePRESERVE AT LAKE THOMAS

About this home

21019 MARSH HAWK DRIVE

Amazing waterfront property on 162 acre ski Lake Thomas with covered motorized boat lift and two motorized jet ski lifts! Two story executive home with 5 bedrooms / 7.5 baths and 4+ car garage. Interior features cathedral ceiling entranceway with soaring ceilings, separate formal living and dining rooms with oak flooring. Family room includes custom built-in entertainment center and French doors to the rear patio area. Chef’s kitchen features granite counters, solid wood cabinetry, gas cooktop, double refrigerator, and prep island with sink. Fantastic views of the lake from the kitchen and dinette. First floor also includes large game room with wet bar, built-in cabinets, granite counter, bar seating area and French doors to pool area. Second floor features large open loft space with built-in shelves and desk, perfect for play or study area. Grand primary bedroom is a true escape with wood floors, built-in shelving large connecting office/flex/tv room space. Three of the four additional upstairs bedrooms have en-suite baths while there is also an additional full hallway bathroom. Attached oversized 2 car garage with dedicated generator plug in, as well as additional oversized 2 car garage detached. Detached garage also features a separate upstairs apartment/bonus room with full bath. Over 700 sqft upstairs space with room for small kitchen. Resort style pool area features include, sun shelf, pebble tech finish, gas heater for pool and spa, hard covered gazebo area is excellent for grilling or relaxing by the pool in the shade. Dock includes motorized boat and jet ski lifts, electric service, water spigot, sun deck and covered decking for relaxing or entertaining on the water. Sunsets are spectacular with dock facing west/southwest. Lot is just shy of 1 acre with timber sea wall, wrought iron fenced side yard, and cul-de-sac street. No CDD and low HOA in this gated custom home community. A-rated schools, easy access to shopping, malls, dining and entertainment, 30 minutes from airport, close to interstates for your commute.

Facts & features

The home at a glance

5

Bedrooms

7.5

Bathrooms

5,628

Sqft

0.9 ac

Lot size

4

Garage

2002

Year built

Two

Levels

$337

Per sqft

Private poolWaterfrontWater viewNegotiablePets allowed

Inside

FlooringTravertine · Hardwood
AppliancesCooktop · Dishwasher · Disposal · Microwave · Range
InteriorBuilt-in Features · Cathedral Ceiling(s) · Ceiling Fan(s) · Central Vacuum · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Solid Surface Counters · Solid Wood Cabinets · Thermostat · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Inside · Laundry Chute · Laundry Room
CoolingCentral Air
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesNortheast
ParkingDriveway · Garage Door Opener · Garage Faces Side · Ground Level · Oversized
ExteriorBalcony · Irrigation System · Lighting · Outdoor Grill · Private Mailbox · Sidewalk

Community & fees

HOA fee$280/mo
Taxes (2025)$17,844/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Available · Natural Gas Available · Sewer Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$12,886 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$10,247
PMI (est., until 20% equity)$712
Property tax — 2025 actual bill$1,487
HOA fee — from the listing$280
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $189,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $189,900
Interest rate6.00%
Loan term

Estimated payment

$12,886/mo

Principal & interest$10,247
PMI (est., until 20% equity)$712
Property taxes (actual bill)$1,487
HOA / condo fee$280
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Land O Lakes actives

$337 vs $205

Days on market

73 vs 32 typical

Where $337/sqft sits among the 400 Land O Lakes actives

114
143
59
43
15
26 · this home
$155–186$186–216$216–246$246–277$277–307$307+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Land O Lakes

Map of 21019 MARSH HAWK DRIVE

Drive times from this address

Downtown Tampa32 min
Tampa Int’l Airport (TPA)36 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Land O Lakes. See the full Land O Lakes guide →

LAND O LAKES 34638 — neighborhood snapshot

Population

35,900

Median age

37.7

Median income

$117,931

Median home value

$378,200

Avg household

3.15

Households w/ children

5,294

For the school run

Pasco County School District

HighLand O' Lakes High School★★★★
ElementaryConnerton Elementary School★★★★★
MiddlePine View Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Land O Lakes market

Seller’s marketLeans seller3.9 months of inventoryBuyer’s market

$423K$428K

Land O Lakes median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

216 of 400

Land O Lakes actives have cut their price

Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 427% above the LAND O LAKES 34638 median. See the full Land O Lakes market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,899,000 $101K
May 21, 2026Listed at $2,000,000 · 73 days on market since
2002Built · PRESERVE AT LAKE THOMAS

Reality check

What actually sold near 21019 MARSH HAWK DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5703 GOLDEN OWL LOOPSold · May ’26

$582,000

5703 GOLDEN OWL LOOP · same community

4 bd · 4 ba · 2,976 sqft · $196/sqft · 142 DOM

4541 SCHOOL ROADSold · Feb ’26

$1,400,000

4541 SCHOOL ROAD

5 bd · 4.5 ba · 4,510 sqft · $310/sqft · 252 DOM

21878 PRISTINE LAKE BOULEVARDSold · May ’26

$959,000

21878 PRISTINE LAKE BOULEVARD

5 bd · 4.5 ba · 4,218 sqft · $227/sqft · 112 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 21019 MARSH HAWK DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 21019 MARSH HAWK DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

21019 MARSH HAWK DRIVE FAQs

What would the monthly payment be for 21019 MARSH HAWK DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $12,886/mo — principal and interest, the actual property-tax bill, the $280/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 21019 MARSH HAWK DRIVE?+

The association fee works out to $280 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 21019 MARSH HAWK DRIVE?+

The most recent tax bill on record (2025) was $17,844. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 21019 MARSH HAWK DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Land O Lakes?+

At $1,899,000, this home is listed about 359% above the Land O Lakes median of $413,946. The market section on this page shows how the area is trending.

Which schools are assigned to 21019 MARSH HAWK DRIVE?+

Land O' Lakes High School (high), Connerton Elementary School (elementary), Pine View Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$1,899,000 runs 427% above the LAND O LAKES 34638 median — but at 5,628 sqft it's also nearly 3 times the size of the typical Land O Lakes listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

73 days on market against a Land O Lakes median of 32 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Land O' Lakes High School, Connerton Elementary School, Pine View Middle School — Land O' Lakes High School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $2,000,000, now $1,899,000 — a $101K cut. The full history is in the market section below.

Listing courtesy of PREMIER REALTY OF TAMPA · Adam Shorts. MLS #TB8510975.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Land O Lakes homes, in your inbox

Like 21019 MARSH HAWK DRIVE but not quite? A daily digest of every new listing in Land O Lakes — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 2, 2026 at 6:42 AM UTC. The listing information on this page last changed on August 2, 2026 at 6:42 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 2, 2026 at 6:42 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 2, 2026 at 6:42 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.